13 izibakala ibhanki sazi ngobomi bakho

Into encinane yeplastiki, leyo, enyanisweni, ikhadi lakho letyala, ibhanki yakho tala lava kakuhle kangakanani ukuthatha unonophelo ikhaya lakho, njani na umtshato wenu, ukuba ngaba umthengi ethembekileyo ngaphezulu. Ziziphi ezinye izibakala bayazi ibhanki onikele ikhadi lakho letyala?

Uneengxaki zomtshato

Uninzi iibhanki basafunda data wekhadi ukuba bafunde ngeengxaki zemali kunokwenzeka. Le datha ke kusetyenziselwa ukwehlisa imali yakho. Kwakukho iimeko, xa iinkampani kunciphise umda ngetyala ekhoyo abathengi abasebenzisa amakhadi ukuhlawulela kubacebisi umtshato, nemivalo kunye pawnshops.

Awunayo indlela engcono

Ukuba ukubiza ubuncinane kanye ebhankini xa engcolileyo nomsindo okanye ezisetyenziswa phambi igama lakho kwiziko ledatha client Unokuyifaka inowuthi ukuba nabavumayo, ukweyisa fown. Emva koko, lonke ixesha kubiza, abasebenzi yebhanki inkonzo umthengi uya kuba phezu ndikhangele kuYehova.

Yintoni wena ihlobo yokugqibela (kunye nonyaka phambi)

Iibhanki ukulandelela iindawo zakho ozithandayo ukuba undwendwela. Baya kwazi awakwenzayo-ATM oyisebenzisayo kakhulu, kwaye ngokuqhelekileyo ifakiwe isicelo mobile. Nikelani ingqalelo izinto ezinjalo - le yenye yeendlela ezininzi ezisebenzayo ukubala kubuxoki.

kakuhle kanjani na ukuthatha unonophelo yendlu yakho

Olunye uphononongo lufumanise ukuba abantu banyamekele ikhaya labo, akufane ayinalo iintlawulo imithetho amakhadi abo. Ukuba ukukhusela izinto zakho, ke ngoko, aya iphathe ngenyameko akhawunti zabo.

Uphi na lo mzuzu

Ukuba amandla inkonzo indawo kwi isicelo ikhadi lakho letyala, ibhanki bakwazi ukulandelela iintshukumo zakho ababekweso sixeko nemimandla. izixhobo ezitsha esweni iya kungekudala nje ukuxelela iibhanki, ziziphi iivenkile ezithile nihambe, nokuba njani ixesha elininzi esilichitha lokuphumelela nganye.

Gcwalisa umthengi

Ukuba kukho izicelo zomxhasi isimangalo bathobe inzala, kukho ithuba elihle lokuba uza kuthi ewe. Iinkcukacha-manani zithi 78% abathengi kunye nembali elungileyo ngetyala ukufumana bathobe inzala, xa ebuzwa ngayo.

Wena - umnini ngamashishini amancinane

Banks ezifana ababaxhasi. Baya bakholisa ukwenza ezininzi yokuthenga kunye rhoqo ukwenza iintlawulo kwikhadi. Ngamanye amaxesha iibhanki athenga uluhlu iinkampani ezintsha kunye neenkampani kunye enomda kubutyala, ukuba kubathumelela isiphakamiso ikhadi lekhredithi ukuze ishishini.

Phi kwaye uthenga

Iibhanki badla babambisane lezentengiso ukudala nezaphulelo wena ngokusekelwe kwi ukuthenga kwakho. Ukuba ngesiqhelo ukuthenga iimveliso efanayo, izaphulelo ezikhethekileyo nokwenyusa ukusuka ivenkile zingavela ebhankini isicelo sakho mobile, apho wenze ukuthenga (okanye okhuphisana ubani ozama ukuba bathe bakuhenda).

Ingaba umi ukuze sihlale umthengi ngaseludinini

Xa ufowunela kwedesika uncedo, ezinye iibhanki ukubonakala oluhlaza okanye obomvu kwikhusi, leyo kuxhomekeke ubungozi. Yathi abasebenzi yebhanki, kufuneka uzame ukuba akuyeke umthengi.

Yintoni na Utyikityo lwakho

Ukuba anithanga nakholwa kuyo yonke inkcitho ikhadi lakho letyala, uninzi zinako kuthumela ikopi irisiti yakho utyikityo lwakho.

Akwazi malunga nenzuzo ikhadi lakho

amakhadi amaninzi credit zinika inzuzo olufana ne-inshorensi okanye uhambo imoto irente, kodwa ungacingi ukuba ndiyakwazi oko kuba oko kubhaliweyo print encinane.

Sweleki kunxaxha

Ukuze babe nolwalamano olufanelekileyo kunye nabathengi, iibhanki bavame ukuba ukuba bahlale efowunini kangangoko befuna. Ezinye zazo ndililolo, kwaye sihlale kumgca kuba ngaphezu kweyure.

Uza ukunikezela ngeenkonzo ebhankini

Iibhanki okuhlaziya data ukukubona ukusebenzisa ikhadi kwaye ingaba kukho naziphi na ezinye iimpawu ukuba unako uvale iakhawunti yakho ukuba okanye hayi. Kwiimeko ezinjalo, baye bazama ukubambelela umva.