Multicurrency umnikelo - ulwabiwo elifanelekileyo mali

Liyanda inani labemi Shiyiselanani iidipozithi ebhankini, ngokuthe ngcembe iyeke yokugcina kwemali ekhaya. Izizathu zoku ubhalo nokuyixoka phezu komhlaba: zokufunda mali inyuke, kupapashwa kwi eendaba malunga nenzuzo yokulinda abo iidiphozithi ebhankini, njalo-njalo. Nokuqonda ukuba ukugcina imali asejagini negilasi ngaphantsi oluthembekileyo kakhulu ngenxa imingcipheko yomlilo, ubusela kunye nezinye iimeko ezingemnandi, othetha ngemfuneko yolondolozo lwezibonelelo ngaphandle kwekhaya.

Enye inzuzo ifakwe kwibhanki - ithuba lokuba inxaxheba ezahlukeneyo iinkqubo ukunyaniseka, kuquka ukuboleka amagama ngendlela ekhethekileyo.

Amazinga enzala kunye nobungozi

Ingcamango yokuba ukuba anike imali ebhankini ukuyisebenzisa, ngokwenene phantsi inzalo ephezulu kwiidipozithi, iyaya phantse wonke umntu, kodwa ukongeza kwesi umnqweno xa ukhetha idipozithi kunye nendawo ukufunyanwa yayo ayikwazi ukuba siqwalasele ezinye izinto.

Ivula igalelo kufuneka luthathele ingqalelo ukuba ezi izikhonkwane eliphezulu kakhulu ukufumana ngenene, kodwa ukuba wenze imali eninzi ukuze ithuba lonyaka omnye okanye ngaphezulu. Ingxaki yesibini isenokuba iindaba ukuba umyinge wenzala sisebenza kuphela ukuba kukho ixesha elithile, kwiimeko ezininzi kungayanyaniswa kwiinyanga zokugqibela ezintathu ngokubeka imali kwi-akhawunti.

Kwaye ekugqibeleni, omnye wemiba kakhulu ezicacileyo: esi sixa sikhulu irhafu benyusa iidipozithi e engange, yelizwe ozinzileyo leyo kubizwa ngokuba nzima. Ngoko ke, le ntlekele ezayo zingaba depreciate ngokupheleleyo imali engange sele ukuba kwenzekile kwaye, ngelishwa, amaxesha amaninzi. Ethetha ukuthembeka, ngoko ke ubungqina salathisi kuthatha ngokucacileyo idipozithi multicurrency. I-avareji wenzala kuyo, mhlawumbi, neyendlu kwinqanaba eliphakathi phakathi indices of engange kunye emali amazwe iidipozithi.

Iinzuzo ngokubeka imali zemali ezahlukeneyo

Multicurrency igalelo kwiibhanki ezininzi ibandakanya inzala ezahlukeneyo imali nganye kwibhokisi yakhe, kodwa ezinye nosondeza olunye avareji wenzala. Nngokobuchwepheshe, xa uvula umthengi ofumana elinye iphepha elibonisa imali ngamnye ezibekwe idiphozithi. Ngethuba lexesha le idiphozithi intshukumo kunokwenzeka kweemali ezabelwe Euro enye ukuya kwenye, nangona kunjalo, ibhanki ngokuqhelekileyo wavakalisa isixa ubuncinane ukuba ube akhawunti nganye.

Lwenkqubo "deposit Multicurrency" inokufunyanwa phantse nayiphi na ibhanki. Ngokwesithethe eRashiya, iidipozithi enjalo zizizalise kwakhona engange, zeerandi kunye kowethu, ezinokuthi zenziwe kwizabelo ngokulinganayo, kunye nezinye kuphantse.

inshorensi yesizwe, apho, xa imilinganiselo ngaseludinini ivumela mboleki ukubuyela ukuya ku-700 lamawaka engange, kwaye isebenza multi-igalelo, leyo, Kakade, sinika nentembelo inokuthenjwa.

Yintoni ukuvula ifakwe kwibhanki ingafuneki naluphi na ulwazi impahla enkulu yamaxwebhu, eyenza ibe sisixhobo ibenomtsalane kakhulu ukugcina imali yabo.

Iiyantlukwano iidipozithi kwimigangatho eyahlukeneyo

Kumaziko ahlukeneyo zemali kunye samatyala imiqathango ukuvulwa kunye nenkonzo minikelo ukuze kwahluka parameters ezifana:

• Ubuncinane imali ukuvula i idiphozithi;
• amathuba kwavalwa kwangoko;
• amathuba wemvula;
• Ixesha deposit kunye nezinye iimeko.

Ngenxa yoko, evula idipozithi njengegalelo multi-currency, kunokuba luluvo olulungileyo utyalo kunye nemingcipheko engephi. Kodwa musa ukufumana inxaxheba ukutshintshwa imali kwi-akhawunti enye ukuya kwenye ngaphakathi imali kwakunye namazinga okunanisa ibhanki ukuba imisebenzi enjalo mayingabi inzuzo kwaye nilenze zonke iinzuzo evela kutyalo-mali ezinjalo.