Indlela ukufumana imali-mboleko imali ngaphandle engenayo?

Ngoko ke akukho mfihlakalo ukuba uninzi lwabantu Russian ngoku uhlala e ngeendleko-mboleko. Oku sisiphumo ngqo le ntlekele ngezizwe kwezoqoqosho, nto leyo ikhokelele izigidi baseRashiya zibe yentlupheko kunye amakhulu yeebhanki - yimali. Kwiminyaka yakutshanje urhulumente Russian ubesoloko ethatha ukuphuhlisa imithetho elawula umsebenzi imibutho efana kunye nokukhusela amalungelo abagcinisa eziqhelekileyo kubaboleki. Okwangoku, eyona ethandwa ukhetho mboleko - ukuba imali mboleko ngaphandle kwengeniso, ngubani na oya kuba kukuvuyela ukukhupha kuyo nayiphi na ibhanki nesebe efanelekileyo. umxhasi Nganye ijonga parameters ezahlukeneyo mboleko ekhutshwe: uyilo omnye isantya ebalulekileyo, enye - loo mali siphezulu zingafumaneka, kwaye eyesithathu - impahla isezantsi yamaxwebhu.

Namhlanje udumo imali kakhulu elula ngaphandle ingeniso. Kwanele ukuba kuziswe ibhanki 2 xwebhu:

1. Passport ne imvume yokuhlala zivumeleke indawo ofisi intloko kummandla okanye isebe leziko ngetyala.
2. Owesibini yesazisi le mboleki.

Nangona "ukufumana 'imali-mboleko ngaphandle kwengeniso kunye guarantors ilula, umboleki kufuneka uvume ukuba ukuhlawula irhafu ezigqithileyo - ukuya kwi-70% ngonyaka. Loo egqithisileyo enkulu onxulumene umnqweno ebhankini Nokwethisa imingcipheko zabo. Esi sixa siphezulu zingafumaneka ngendlela emiselwe ngumthetho we-Russian Federation yaye omnye kunye nesiqingatha sesigidi. Hlikihla., Kodwa ungafumana ngaphezulu kwama-500 lamawaka. Engange ebhankini ezinqabileyo. Le meko efanayo kunye elona xesha lininzi apho unako ukufumana imali-mboleko. Umthetho, yena emi-5 ubudala, kodwa eneneni akufane umntu unako amalungiselelo inkqubo ngaphezulu kweenyanga ezintandathu. Ukuze ufumane i-mboleko yemali efunekayo ngaphandle ingeniso engaphezulu $ 500 lamawaka. Hlikihla. kuya kufuneka ukuba unike umbutho logcino zokutyikitywa waba ngummeli wowona ulungileyo okanye isiqinisekiso yesixhobo.

Imida mboleko Cash:

• ngamaxwebhu amabini kuphela - elinye kunye nesiqingatha sesigidi miri..;
• phambi kokuba isiqinisekiso kunye wammela into ekwimo imoto - enye engange nesiqingatha sesigidi .. ukuya kwizigidi ezithathu pakani..;
• phambi izibambiso ngohlobo welifa yokwenene (amagumbi, izindlu zangasese okanye umhlaba) - ukuya engange kwezigidi ezilishumi ..

Ukuba uthathe imali-mboleko imali ngaphandle kwengeniso, akunamsebenzi nokuba kufuneka atyelele isebe lebhanki. Kwanele ukufumana kwi website esemthethweni isicelo ezizodwa kwaye beqaqadeka, ukuthumela kumphathi. Zingaphelanga iiyure ezimbini yebhanki efowunini uzakuqhaphela ukuba ukwaliwa okanye ukuvunywa kwesicelo. Emva koko kufuneka kutyelela nayiphi na isebe lebhanki ekhethiweyo nokondlala uqobo lweleta okanye lwale maxwebhu. Kufuneka kukhunjulwe ukuba umbutho logcino unelungelo lokuba ukwala isicelo yaye akazange anikezele-mboleko imali ngaphandle ingeniso emva kokuqwalasela zonke amaphepha ezingenisiweyo.

Kubalulekile ukukhumbula ukuba, ngokwenza imali-mboleko, umthengi uyavuma ukuhlawula, kwaye ngamanye amaxesha ukuya kwi-70% ngonyaka. Ngoko kuyimfuneko ukuba ukuqonda kakuhle ukuba kutheni udinga imali. Ukuba kwimfuneko yokuba incinane, kubhetele kakhulu ukuqokelela isethi epheleleyo yamaxwebhu ukufumana iimeko "ethambileyo" credit kunye isixa onesidima ixesha elide.