Kutheni imali engange depreciates? Kufuneka wenze ntoni xa imali engange depreciates? Iwela engange, yintoni imiphumo ukulindela?

Imeko ezinkulu e-Ukraine kwakhokelela ekubeni kubekho ukwehla kabukhali ezo kuphela yesizwe lwemali, lo hryvnia, kodwa imali engange Russian. Okwangoku, esi sisizathu esingundoqo sokuba kutheni engange depreciates. Imeko esibi ukuba yonke imibutho mali, amaziko ezemali, kwaye wokuqala konke oku igalelo elibalulekileyo le KDE abemi abaqhelekileyo. mboleko Mortgage yamanye amazwe kwipokotho eziphanzileyo abantu, uye waba nzima kakhulu ukuba ukuhlawula amatyala xa imivuzo, imihlala-phantsi, iintlawulo zokhuseleko loluntu ziye akuvelanga nakweliphi na ibakala. Elithetha "engange kokuwa '? Ukuthetha neqondakalayo zonke iilwimi, oko inkqubo yokunciphisa ixabiso lwemali Russian nxamnye dollar kanye euro.

Kufuneka kuqatshelwe ukuba imali engange uyawa, kunye kwemali yamazwe asakhulayo. Oku kubonisa ukuba uninzi abagcinisa ukurhoxisa iidiphozithi zabo, ngaloo ndlela yabhanga amanye amaziko zebhanki kwaye kwakhokelela cheapening lwe-asethi kunye nezinye izibambiso.

Isimo yabantu Russian ngokunxulumene nemeko ekhoyo

Le imali engange liyana, yaye oku kuwa ngokuphakuzela ndiyabona abemi Russian, kuba inxalenye kungekaxhuzulwa rhafu nazintlawulo, ingeniso kweli lizwe ngenxa ukuthenga kumazwe angabamelwane, kwakunye ngokutshintshiselana okanye nonikezelo lokutya senzeka okunanisa kwi US dollar, amaxabiso sisebenza kweli lizwe zahluke kakhulu ukusuka ixabiso yangaphambili kwempahla.

Xa sithatha, umzekelo, amaTshayina, ukuba nalo ngokupheleleyo ukuya dollar. Xa amazwi yinkokeli lizwe: "Ukuba lwemali wethu iya koyisakala ngesiquphe, amaxabiso iimveliso kunye nempahla baya kwanda, njengoko kunjalo eRashiya: sonke thina ukuvelisa thina. Liyinyaniso elokuba, ezi mali ezifana nezakho, kwakudala ugxothwe e China ... "

Esona sizathu sibalulekileyo, ngenxa apho abantu bakhathazeka kakhulu malunga umbuzo kutheni engange depreciates - wonke kuba esoyika yenye ukwehla. Eneneni, njengoko kutshanje njengoko 1998, Izinga lonaniselwano engange nxamnye dollar siwile yi ngaphezu ezintathu, ezizezi c engange-6. / Dollar. yaye ukuya ku-21 miri. / dollar., nto leyo iba nefuthe elibi kumgangatho sokuqhubeka ummi ngamnye weli lizwe.

Yintoni enokubangela ukuwa le engange?

Ukuqhubela phambili kwesihloko kukuwa engange, kufanele kuqatshelwe ukuba ukwehla elibukhali ukuze babuye kunye nokwanda okukhulu lwemali. Ngelishwa, abantu abaqhelekileyo, engafumani impendulo yalo mbuzo: "Le engange kukufumana axabisa - ntoni na?" - nokungoyiki utshintshe engange dollar okanye euro. Le nto ilungile ngokupheleleyo. iingcali Financial zilumkisa ukuba izizathu ezilungileyo ukuqokelelela lwemali amazwe ayikho. Eyona nto ibalulekileyo - musani ukuphakuzela kwaye adale iimeko ukuba ukwehla kwezoqoqosho kweli lizwe.

Hi ndlela leyi, hayi nje kuphela imali engange kutshanje wawela kumgibe ukwehla. Kwakhona, i-dollar Australian, lo lira Turkish, lo peso Argentina. Oku kubonisa ukuba intsimbi kakhulu ukurhoxisa iidipozithi, apho ke izinto, yaye, ngokulandelelana, ukuba imali ngokhuselo ityala US, isivuno iza kukhula kwaye kukhula.

nokuba ekomelezeni engange Russian kunokwenzeka?

Enoba engange uya kubiza? Ngokutsho izifundo esandukubakho Central Bank, ekomelezeni lwemali yesizwe kunokwenzeka xa uqoqosho Russian ngaphandle kungekho kukhula. A imeko yangoku nge Ruble ukwisigaba sokugqibela, ngaphezu ukunqamka currency hayi ukuba kwenzeke. Ngabo uqikelelo amthuthuzela namhlanje.

Inani labemi (njengoko kuchaziwe apha ngasentla) ukhathazeke ukuba imali engange depreciates. Kufuneka wenze ntoni kule meko? Kubalulekile ukuxhasa uqoqosho lizwe hayi ukurhoxisa en endle iidipozithi zakhe. Le ngesibetho esikhulu kumaziko zebhanki, kulula ukuba zazise bonke ukhuko yesiqhelo yaye kunzima kakulu.

Ingxaki lwemali ukwehla eRashiya okubangelwa zizinto zangaphandle, ingakumbi imeko kwilizwe elingummelwane - Ukraine. Ukuhla kwamandla emali kwihlabathi yaqala ekuqaleni Agasti, xa umboneleli ngamazwe S & P buye rating US. Oku kwakhokelela ekuweni kwiimarike stock. Kunye nabatyali-abafuni watsala imali yabo imali kwamanye amazwe, kubalulekile ukuba uthathe ingqalelo imeko jikelele kwimarike imali yelinye ilizwe. Ngoku kunzima ukuthetha malunga uzinzo idola okanye euro. imali nganye a icala emngciphekweni, ayisoloko nako ukusindisa US imali eyinkunzi-xenga.

Indlela ukugcina imali yabo?

Ziziphi lwemali ukugcina imali yabo xa imali engange depreciates? Bezimali bacetyiswa ukuba zisasaze le iminikelo, musa uwugcine imali efanayo, kungakhathaliseki kubonakala njani izinzile na. Ungenza ukuthenga izezegolide indawo, yinto enye indlela elungileyo ngalo mzuzu.

Ukuba abagcinisa imali encinane imali, kufuneka ukuchitha ixesha lakho zochuku. Ngokutsho zezoqoqosho, imfuneko ukugcina imali lwemali apho uceba tirhisa mali kamva. Eyona nto kukuba ukuthengisa okanye ukuthenga lwemali ngeqondo kakuhle, awukwazi ngokwaneleyo. Iimeko ze lwemali atshintshe ngokukhawuleza kakhulu, ngoko nabantu abaqeshwe kwicandelo zemali, azikwazi ukuba ukugcina umkhondo utshintsho kumazinga exchange.

Yintoni Kufuneka athathe amanyathelo ukomeleza lwemali yesizwe Russian Federation?

1. Ukunyusa ukukhula kwemveliso ezinzulu, kwakunye ukunciphisa kunikezelo imveliso kwamanye amazwe, endaweni yalo ngokupheleleyo imveliso yabo.
2. Njengoko kungaba izandi lusizi, kodwa ukukhula umvuzo eRashiya kujongela ukhuphiswano yayo.
3. Ukunciphisa ukukhula kwemali kwelizwe, kukhokelela uzinzo kuqoqosho mali.
4. Yokunyuka kwamaxabiso e-oyile, Ngokwezibalo-1% yeendleko zemathiriyeli ekrwada kuphakamisa le engange nge 0.2%.
5. Ukutsala yibhanki eyongameleyo ngokuthatha lokugcina imali engange. Kutshanje, Russia ephuma kwi National Bank of unonophelo, kwaye oku kuye kwakhokelela ukuba ukunyuka engalawulwanga elahliweyo kwaye ukuwa iimali kwiimalike zehlabathi.

Uyakwazi ukuthetha lukhulu, kodwa ukubonisa indlela ngokwaso imali yesizwe - kunzima kakhulu ukuqikelela. Kubalulekile ukuba enze amanyathelo ekunene ukuba ukuqinise, musa imali eninzi imali ngayo kwaye kubalulekile ukuba le projekthi elandelayo.

Izizathu sokuhla le engange

Kuthiwa kwibhiliyoni ngemali ye Sochi Olympic kwaba yenye yezinto ezibangela ingxaki kutheni engange depreciates. Russia kakubi nokuhlola ngamandla kwezoqoqosho, kungekhona ukugcina umkhondo iindleko kunye nengeniso yelizwe. Kwakhona, abezopolitiko ezininzi kummangalela Ukraine kwi imeko yangoku yayimbi. Emva amboleke ezigidi zeerandi, elikhutshwa eRashiya, zisuswe-mali ebekelwe bucala, leyo kuthiwa ukuxhasa engange. konke Kodwa le nentetho yobuyatha kunye nto ngakumbi nje. Ngapha koko, njani bonakalise ilizwe ezinkulu mboleko encinane Russian kwilizwe elingummelwane ezingathathi-ntweni? Kukho esinye isizathu sokuba imali engange depreciates. Kokuwa engange ngenxa icala kwizizwana emaqandeni of America kunye namanye amazwe sigqibo. imeko Uxhaphazelayo yezopolitiko kunye noqoqosho Ukraine, eCrimea transfer Umgqakhwe lobunini of Russia - kukuba ukujongela phantsi kwegunya Russian Federation.

Zonke ezi meko ngoku kweli lizwe iwela phezu kwamagxa imivuzo abemi srednestaticheskogo. Bengenalo utyalo utyalo-mali kunye namanye amatye anqabileyo okanye amaxwebhu, abantu bebeka lwemali, nto leyo eya kuba ngomso ukuhlawula izinto ezithengwa. Kwelinye icala, kubalulekile ukuba negalelo ekomelezeni engange kwimarike yasekhaya, kwelinye icala, ukuba imali yesizwe ayikho depreciate.

factor ingenakunqandwa

Kutshanje, eRashiya waba ukunyuka okukhulu kwamaxabiso zepropati, ezothutho, iipakethe zokuhamba, eziluncedo kunye ukutya. Kwakungenakwenzeka ukuba ukunqanda ukunyuka kwamaxabiso, kuba ngokunxulumene dollar onke amaxabiso dlule abufani imali yokuthenga. iimvumelwano ezizodwa bazama ukuphelisa Jump elibukhali kwamaxabiso emakethe zomhlaba, yaye ngaloo ndlela ukuzinzisa imeko yezoqoqosho kweli kweli lizwe.

Okuhle

"Kulo nyaka uphelileyo, uqoqosho Russian singene ngxi Ibuhlungu izimali zikarhulumente Russian, leyo kakhulu babazi ziviwa ngabemi mali zasekuhlaleni, -. Utsho Eric Naiman. - Ngelo xesha indlela elula ukuzalisa imali kwibhajethi kungabelwana kunye nabasemagunyeni basekuhlaleni, kanye nokunciphisa imali engange ".

Ngenxa yoko, kunokwenzeka ukuba xa izinga lotshintshiselwano uwe, oku kuza kudlala indima kwi imeko yezoqoqosho kunye nezopolitiko eRashiya. Zonke ezi zinto zibangela ezininzi neemvakalelo ezingakhiyo nezilungileyo izazinzulu zezopolitiko ehlabathini lonke jikelele uthathe inxaxheba kubomi Russian Federation.

Ingxelo banethemba

Qikelela ukuwa indlela ekhawulezileyo le engange, kunye nemali nikhulela kufutshane elizayo. Ngenyanga kaMeyi 2014 isithembiso ukuya uzinzo lwemali kazwelonke, nto leyo lizinzise imeko yangoku yezoqoqosho kweli lizwe.

Le imali engange iya kuwa ixesha elide? Le ntlekele ayizange nokuqikelela. National Bank of Ruble recovery ngcembe, emva ukuhla elibukhali kwenzeka uzinzo non-ixesha elide, kwaye imali yesizwe kungekudala aqalise ukuvuka kancinane.