Ixabiso okuba imoto. Kokubala iindleko

Abemi abaninzi Russian ukufumana imoto yabo iphupha lakhe akusoloko ekwazi oko imiphumo kuphathelene. Phambi ukuthenga, kufuneka ukhankanye iindleko eyeyam imoto. Oko kukuthi, umqhubi uya kunikwa indlela kunyaka ngamnye ngaphandle epokothweni phezu imixholo kumatshini.

Kokubala iindleko zokuba imoto

Abanye abaqhubi bakholelwa ukuba eyona nto ibalulekileyo - ukufumana imali kuba, ukuba athenge imoto, kodwa akunjalo. Isithuthi kufuneka yolondolozo lwamathuba ekumgangatho ophezulu, izahlulo replacement, kunye nezinye izinto. Asingabo bonke babe nolwazi olwaneleyo ukuze alungise umatshini ngokwakho, kwaye kufuneka ukuba babhenele zokuzilungisa ezizodwa, nto leyo eyandisa kuphela imali yeendleko.

Ukongeza, kuya kufuneka uhlawule irhafu isithuthi yonyaka, Uhlaziye imigaqo Hull kunye MTPL, singasathethi iindleko zepetroli. Kungenxa kule uluhlu lweendleko libalwa iindleko zizonke eyeyam imoto. Kwezinye iimeko, esi sixa siphezulu kangangokuba lingaba ngaphezu ixabiso imoto entsha.

ulwazi lwezibalo

Nyaka ngamnye, iingcali ukusuka uhlobo ezahlukeneyo kwiimagazini, uzama uku bana phandle iindleko eyeyam imoto, ukukala, njengoko apho abaqhubi Russian ungabona indlela inkcitho avareji kwi imoto loogxa babo abavela kwamanye amazwe. Kutshanje, a manani ngxelo imbi kakhulu, iingcali zithi ukugcina umatshini eRashiya kakhulu ibiza kakhulu kwi US okanye eYurophu.

On njengoqinisekiso abameli arhente ababeqhuba zokuvota phakathi kwabaqhubi kwinkonzo imoto, iindleko avareji okumane 700 amawaka nyaka ngamnye kuthatha malunga 300 lamawaka engange. Thelekisa, abaqhubi US kwi-avareji ngonyaka ngamnye ukuba sichithe malunga 220 lamawaka engange ngokwemiqathango lwemali Russian.

Ngeliphi iindleko kufuneka likulungele ukusingatha umatshini?

Ukubala iindleko zonyaka-1 eyeyam imoto, kufuneka siqwalasele izinto eziliqela zenkcitho. Inkcitho inkulu iya kuwa ngexesha lokuthenga imoto. Emva ukuthenga imoto yomnini awayesandul 'kuya kufuneka ukuba bathenge MTPL - nkqubo enyanzelekileyo-inshorensi yoluntu, ukuba oyifunayo, oko zithengwe kwaye Hull. Xa uthenga inkcitho CASCO iya kuxhomekeka ingozi-free amava lokuqhuba.

iindleko ezibalulekileyo neqondakalayo zezo labelwe ukuthenga amafutha. iintlawulo Finance kulo mzekelo kuya kuchaphazela ivolyum injini, kwakunye nemeko kweenkqubo zangaphakathi emotweni. Xa uthenge iimoto pre-owned, kusenokwenzeka ukuba uya 'kudla "ipetroli kakhulu ngenxa yokudinwa yeenkqubo ezithile zangaphakathi.

iindleko ezongezelelweyo umxholo machine: Isondlo

Ezi ndleko zilandelayo ezinxulumene ne yesondlo. Xa uthenge imoto entsha kraca, ngokubaleka leyo zero imimiselo yakhe zobugcisa, ekuthi ngawo amathuba inkonzo eyabelwe. Xa uthenga umatshini omtsha ukubala iindleko nokugcinwa wayo ube neminyaka emibini okanye emithathu phambili, njengoko ulungiso idweliswe iimeko waranti, iindleko ezithekelelwayo zokutshintsha abo okanye ezinye izinto iyafumaneka kumthengisi.

Ukuba sithetha ngokuthenga imoto isetyenziswa, kusenokwenzeka ukuba kufuneka bachache ngokupheleleyo, okanye ukuziphatha yogcino, kubandakanywa ukutshintshwa uninzi consumables. Ngoko, iindleko ubunini isithuthi liya kuxhomekeka kwimeko yesithuthi.

iindawo Replacement - enye into kwenkcitho

Zonke iindawo namacandelo ezikhoyo apha emotweni, abe amandla ethile lwemvelaphi, eliphela kungekudala. Kulo mba, isithuthi iza kuhlola ngokwezi hlandlo kufuneka ukumiswa replacement, uthumelo, izahlulo injini, njalo njalo Ezi nguqu kufuneka ibhekiswe kwenye into yenkcitho - .. "Ukulungisa".

Ukulungiswa kuya kufuneka nokuba iimoto ezintsha, njengoko kusenokwenzeka uba ezizuzwa kunye breakdowns ezingenako inokulungiswa ngoncedo ngokwewaranti. Xa uthenga imoto entsha, uye kuzivela kumthengisi, yintoni kanye ifakiwe kwinkonzo phantsi yesiqinisekiso, ukuqhubeka ubale iindleko zokuba imoto kangangonyaka.

Ezinye iindleko ukuze kugcineke

Kukho enye into yenkcitho, leyo kungekudala kuya kuchaphazela zonke wemoto. Sithetha nezinye iindleko ezenzelwe ulondolozo koomatshini - sets ukuthengwa irabha yamaxesha onyaka, ukuhlawula irhafu eziyimfuneko kwisithuthi, intlawulo Hull kunye MTPL, iindleko iinkonzo zokucoca, etc ...

Ezinye abanini kwakhona ukuthatha unonophelo nohombisoa Kumbindi isithuthi sakho, ukuthenga ukuba ngeengubo kwentloko, nto leyo ebalulekileyo xa behamba imigama emide. Yaye Zazihonjiswe njengezikhumbuzo, deodorants ezincinane, izingxobo yoqobo kunye nangaphezulu. Konke oku kusebenza kwi "ezinye iindleko", oku ungagcina kancinane.

Indlela yokubala indleko eyeyam imoto?

Ukubala iindleko ekufuneka isetyenziswe ekulungiseni imoto ngonyaka, kuya kufuneka ukuba benze uphando kancinane. Okokuqala, kuya kufuneka abale indleko CTP (yenyanzelekileyo) kunye Hull (ukuba ukhetha inshorensi Ukongezelela emotweni), ungakwenza oko kwinkampani ye-inshorensi. Unga kwakhona ukubala le mali ngokwakho usebenzisa izibali intanethi.

Kwakhona Ixabiso eyeyam imoto, apho mlinganiselo uxhomekeke iindleko zalo yesondlo ixhomekeke ingakanani imali eza kusoloko uye ipetroli. Ukuze wenze ubalo kuyimfuneko ukwazi indlela ilitha amafutha, ezifanelekileyo iimoto (ubuncinane malunga) kakhulu, ukusetyenziswa zepetroli nganye-100 km uhambo kunye komgama uleyisayo imoto kwisithuba iseti ixesha.

Umzekelo, ixabiso selitha zepetroli 30 engange isithuthi isebenzisa umjikelezo malunga iilitha ezili-10, kwaye ingande ngeekhilomitha ezili-800 ngenyanga passes, ngoko mileage yonyaka ka-9600 km. Ukoyisa lo mgama le moto kuya kufuneka ukuchitha malunga 960 iilitha amafutha, ukuthengwa apho kuya kufuneka ukuchitha amawaka 28.8. Engange. Le mali kufuneka zibandakanywe kule minyaka eyeyam imoto.

amacebo aluncedo

Xa uthenga imoto kusetyenziswa kucetyiswa ukuba uqhagamshelane kunye nabanini imoto onamava, khangela ukufumaneka imodeli xa ubuthathaka kunye eziluncedo. Kananjalo baya kukwazi ukuba bakuxelele ngayo amacandelo ezininzi kule moto noko bekuya malini na ukulungiswa kuyimfuneko, xa kukho imfuneko.

Xa uthenga isithuthi, uze kuphela angemi imali efunekayo ukuthenga, kodwa kwangaphambili ukuba ukubala iindleko eyeyam imoto, ukuze kamva akuyi kuba neengxaki, yaye ukhangela kuba yokothuka imali ukulungiswa. Ukuba uqwalasela zonke izinto yenkcitho kunokwenzeka, ngoko uyakwazi ngoko nangoko ukuqinisekisa ukuba ngaba uza kuba imoto ukuba ufuna ukusithenga, okanye bakhetha ukuhlala ukhetho mali.

Emva ukuthenga imoto kucetyiswa ukuba kwaoko kuye CASCO, ingakumbi xa amava lwakho ukuqhuba ayinkulwanga kakhulu. Kwimeko kwingozi yemoto, ungalindela ukuba ingahlawulwa, ngokutsho umlinganiselo echazwe kwisivumelwano sakho. CTP kulo mzekelo inyanzelekile, ngaphandle kokuba akukho mqhubi umntu akanaye ilungelo ukuhamba ngemoto.