Indlela yokwenza intengiso yeeflethi? amaxwebhu ayimfuneko, idiphozithi, ubhaliso

Ukuthenga i yokuhlala - le nkqubo kakhulu, onoxanduva kakhulu. Nabani na nesibindi kuyo, kunyanzelekile ukuba anikele ingqalelo kakhulu le nkqubo. Ngaphantsi ukuthenga nokuthengisa inkqubo iqondwa utshintsho ukusuka kumnini enye ukuya kwenye ubunikazi ukubala lemali.

Indlela yokwenza intengiso zokuhlala kuyo yonke imithetho

Ngoko ke, yintoni ayenzayo inkqubo kokuthenga impahla? Ukuba ukhetha ipropati, kuyimfuneko ukuhlola amaxwebhu lomthengisi. Ngenxa yokungabikho ngamava kungcono isicelo izivumelwano okanye igqwetha. Kufuneka kwakhona kubekho uvavanyo zinto ezifunyanwa. Ungakwenza oku wena, yaye Asebenzisa kwiinkonzo ineengcali Realtors.

Ngaphambi kokuba amalungiselelo intengiso indlu, kubalulekile ukufumana imbali kwezindlu wathenga - ngubani yaye nini abhalwe, phantsi kwazo naziphi na iimeko, kukho utshintsho lobunini. Oku kwenzelwa ukuba bahlukane mathuba ezinokuba ethandabuzekayo.

Kubalulekile ukuba bahlolisise ngenyameko uluhlu abo ezibhaliswe indlu ngalo mzuzu. Abantu kuhlala kakuhle kwindawo ezahlukeneyo, kodwa kufuneka zibhaliswe kwi-izindlu ukuba kuthengiswa. Ukuziphatha kwe umntu kubani ukuthenga ipropati, kufuneka sinikele ingqalelo. Umnini propati zokuhlala kufuneka ube eyaneleyo ubuncinane, ngokukhuselekileyo ngaphandle zenze ichaza eluncedo nengeloncedo impahla athengisa. ukuziphatha bakhe ayilandeleki engaziqhelanga kunye nezinto nokusola.

Ukuba unayo nayiphi na amathandabuzo ezithile kufuneka icacise isakhono le yokugqibela. Ukuba ke anithanga nindazise oko kwexesha, ukuthenga nokuthengisa ke umngeni enkundleni. izimanga ezinjalo kuni, Kakade ke, ukuba nantoni na.

Bayitshekishe ngocoselelo yonke into!

Kukwasebenza nabanye abanini - ngokuqhelekileyo nezalamane yomnini. Malunga ngamnye kubo kufuneka ufumanise ngqo ukuthi impahla kule propati. Masithi, le ndlu wasukuma ilifa. Kule meko kukho iingxaki ngohlobo kwezinye contenders ngesiquphe kwavela ukuba ezabiwa indlu. Litigation nazo nzima kakhulu kwaye isenokuyilibazisa inkqubo zentengiso, ukuba inomzimba ibitheni.

Imithetho efanayo kwimeko ukuba ukuthenga nokuthengisa izabelo indlu.

Ukuba umntu evela abanini zokuhlala bathengisa amalungelo kule propati waya enkundleni, qiniseka ukuba acacise ukuba kunokwenzeka kule meko nesigqibo senkundla yesibheno. Omnye weyona miba ibalulekileyo - ubukho abantwana ezibhaliswe indlu. Le ngongoma kubaluleke kakhulu. Emva uthengise yokuhlala apho umntwana abhaliswe, akunakwenzeka ngaphandle kwemvume igunya guardianship. Ukuze ufumane ulwazi oluchanekileyo, kungcono ukuthumela isicelo kwigunya elifanelekileyo.

Ukugqitywa isigaba samalungiselelo

Kuba inkqubo lokusayina amaxwebhu ayimfuneko bonke abathathi nxaxheba intengiselwano kufuneka endaweni kwaye iyafumaneka kwi nangaluphi na usuku. Le nkqubo siza kulibaziseka ukuba ngaba nayiphi na abanini ayifumaneki. Okubi, ukuba ufunwa okanye echitha ixesha entolongweni. Kulo mzekelo ukuthenga nokuthengisa intengiselwano kunokuba anyaniseke.

Ukugqitywa iinkqubo zokutshekisha indlu kukucaca ngokomthetho ziza thaca phambi eziluncedo, ezibandakanya ofisi yezindlu kunye BTI. Oku kufuneka kwenziwe ukuze uphucule amathuba akho real estate ngekamva emehlweni eziluncedo zoluntu. Kusenokwenzeka ukuba le ndlu ucwangciselwe ukudilizwa, okanye ngqo kwi ndawo uqikelelo iya kuchazwa zokwakha.

Emva ukuqokelela zonke iinkcukacha eziyimfuneko ukuqinisekisa ukuba semthethweni amaxwebhu iimfuno, unokuba isigqibo sokugqibela okanye sokuvumela olukhetho. Phambi kokusayina deed zokuhlala sentengiso, iinkcukacha ezithembekileyo malunga umnini lingakhankanywa ngokungenisa Isicelo kwi kwiRejista State emanyeneyo.

Ukuziphatha iintengiselwano ngokuchanekileyo

Isivumelwano yentengiso - uxwebhu ephambili kwinkqubo uthenga nasiphi na ipropati. imithetho ekhoyo lilawulwa isiqinisekiso yayo ngokomthetho. Oku kwenziwa kwi-ofisi okanye nemihlaba arhente izivumelwano. Apho, xa kukho imfuneko, uya kunikwa isivumelwano form (isampuli) ukuthenga nokuthengisa kule ndlu. Of the Code Civil (kwiSiqendu 550 it) ivumela self-ukubhaliswa xwebhu. Kule meko ke kuyimfuneko ukuba banikele ingqalelo ubukho izinto mandatory.

Ezi ziquka: a inkcazelo athengisa, uluhlu ixabiso amaqela abandakanyekayo intengiselwano, indlela apho mali kufuneka idluliselwe, kwakunye noluhlu ezo abantu abanelungelo lokuxhamla kwipropati. Le ngongoma yokugqibela kufuneka icaciswe xa abanini yokuhlala elizayo ezimbalwa.

Ngawaphi amaxwebhu ukuba kuqokelelwa phambi ukuthenga umba nokuthengisa zokuhlala? Okokuqala, yinto yokundwendwela rhoqo. Xa umthengi utshatile (utshatile), kwaye izakwenziwa umtshato kufuneka aveze isiqinisekiso somtshato kunye yokundwendwela iqabane, kwakunye nemvume phezu kokugqitywa yingisela. ISiqendu 35 soMthetho Code Family ithi ukuba iqabane kufuneka waziswe injongo yokuthenga izindlu. Xa kungekho imvume yokuthengwa kuzo ngokomthetho kunye nokuthengiswa yokuhlala nga ipheliswe yinkundla.

Ukuba isithuba ephilileyo senziwe umnini othe attained the age of isininzi, ngaphandle isiqinisekiso sokuzalwa.

Ukubhaliswa ukuthenga nokuthengisa Flats

Yenza umbhalo kwesivumelwano, emacaleni aso ababini abafunda ngayo, ahlole ubukho zonke iimeko eziyimfuneko. Ngoko ke ngumthengi kunye umthengisi basayine imvumelwano neSebe ugunyaziwe wokubhalisa ngokungqinelana neSiqendu 558 we-Code Civil. Ukusayinwa kwenziwa phambi kwe-zincwadi eligunyazisiweyo. Ukususela ngoko isivumelwano kuphothulwe.

Wokungena kwi-mali iya kuhlawulwa isixa esithile umsebenzi karhulumente. zenziwe Funds, yaye omnye kunye nomnye engaphaya. Ukongeza isivumelwano kufuneka deed of transfer. Nokusayinwa nesingeniso saso ukusebenza kwaye kungenzeka kuphela kwimeko yokwenza sonke isixa izibophelelo kumiselwe kwisivumelwano. Kaloku, inyathelo lokugqibela, ekugqibeleni, kukho ubhaliso indlu isivumelwano sokuthenga, isatifikethi sokutshintshela bobunini kule propati.

Ukuze bayihombise, kufuneka sithathe la maxwebhu alandelayo: isicelo sokudluliselwa ukusuka umthengisi kumthengi ilungelo lobunini ngokwayo isivumelwano zokuhlala yentengiso, irisithi umrhumo intlawulo, isicwangciso cadastral kunye yokundwendwela yobugcisa indlu. Ukongeza, ezi zokundwendwela kufuneka zombini umthengisi kunye ngumthengi kunye isicatshulwa endlwini umnini-ndlu.

Ukuba uthenga le yabakho yonke imithetho, ngoko xa kwenziwa umthengi uhlala kwi ezandleni zala maxwebhu alandelayo: ikopi yesivumelwano ngqo ukulungiselela intengiso, isatifikethi sokutshintshela kunye uxwebhu kwi inguqu kumnikazi omtsha amalungelo obunini.

Ukuthengwa yezindlu mortgage

Ukuthenga indawo yokuhlala kungathatha indawo ngokusebenzisa-mboleko. Kulo mzekelo, iphakheji esisiseko amaxwebhu kufuneka luqulathe, ukongeza koku kungentla, uluvo elinobungcungela ixabiso lemalike lepropati, uxwebhu nokubhalisa ndedwa, isivumelwano inshorensi indlu. Indlela amalungiselelo intengiso indlu kule meko? Umahluko kuphela kukuba ubukho kwisicatshulwa kweemeko ezithile yesivumelwano ezisisiseko, ukuthobela leyo kulawulwa ngumthetho.

Kaninzi ibhekisela izibakala kunye nokudluliselwa osikiweyo real estate. indawo kunokwenzeka lokulondoloza ipropati kwimeko ethile. Force majeure kuya kuvunyelwana ngqo ne-nxaxheba.

ngembopheleleko umthengisi kukunika ulwazi lwabathengi malunga amaqela esithathu evela kubani na ibango kubunini. Xa isivumelwano ityikityiwe, umthengi ulahlekelwa Sinelungelo lokusirhoxisa intengiselwano kungekho sizathu sivakalayo. Enanivumelene kufuneka kwenziwe amalungiselelo ekubaleni yokuhlala ezifunyenwe. Kwimeko sentsilelo umthengi ukuba ethile kwi-mali contract eziinkozo, lomthengisi unelungelo ekuphakamiseni umba-zokungathotyelwa ngokwemiqathango yesivumelwano.

Kwi ngobuhle nangobubi bawo

Ziziphi izinto ezingalunganga nowokupheliswa kwesi sivumelwano? The main inzuzo - ithuba notarization kunye nenkxaso-mthetho. Kwimeko zokugxojwa kweemeko emiselweyo khona, izinyanzeliso kunye ngokwawo nawuphi na amaqela elinye iqela unelungelo osemthethweni lokufuna ukuba ukubulawa izinto contract ngendlela emiselweyo.

Ukuba kukho iimeko ezingaqukwanga kwimihlathi lesivumelwano, isicelo efanelekileyo kunokwenzeka isithuba seminyaka emithathu ukususela kumhla ubhaliso kunye neziqinisekiso ngomsebenzi wokumsiza utyikityo iinkqubo zentengiso. Kulo nyaka, umthengi unelungelo ibango enkundleni kwimeko ukunganeliseki kunye neemfuno ezingundoqo.

Kodwa ethile iphambili xwebhu - ukukwazi umngeni ukunyaniseka kwayo. Oku kuyenzeka ngokuxhomekeke kuyilo ezingachanekanga, okanye waphula umthetho malunga nesiphelo wo yingisela. umngeni inkqubo kwenziwa ngokusebenzisa iinkundla. Oku kungenziwa xa isindululo zombini umthengi kunye nomthengisi.

Ngaba Ndidinga inkonzo arhente?

Ukuba uzakubonisa okanye isicelo ukwenzela ukuthenga zokuhlala kwi-arhente ezithengiswayo? nabasebenzi bakhe iinkonzo zabo nokukhethwa yentengo ukhetho, kuqokelela amaxwebhu ayimfuneko kunye nokubhaliswa ngokusemthethweni intengiselwano kuya nawe ukuba ipesenti ethile jikelele kakhulu isixa semali ngayo imali. Kodwa ndicinga ukuba kulo mzekelo, i lokonga engafanelekanga. Ngapha koko, kwi-arhente real estate singoochwepheshe abenza umsebenzi kule ntsimi. Zazinjalo ifomu lokuthenga umgangatho kunye nokuthengiswa zokuhlala, wayenza kuthathelwa ingqalelo zonke ubuqili.

Njengoko usazi, umntu makangazi kulula ukuba luvaleleke, engazi bokuqonda ezithile. Masithi, ngelo xesha uthenga "utryasen" Umbuzo babhalisiwe kule isithuba ophilayo. Kodwa ngaphambi kokuba ibhaliswe abantu indlu, ababekhonza ngexesha intengiselwano entolongweni. Kwithuba yesivakalisi ngoko ke umqeshi kufuneka ngokuzenzekelayo ndakhululwa. Kodwa ekubuyeni kwakhe, yena uyakwazi ukusebenzisa ilungelo lakhe lokuhlala kweli isithuba ephilileyo, nto leyo eya kuba ngumngeni enkundleni.

Kuba abo kodwa wagqiba ukwenza ngokwabo, siya kunika isivumelwano preliminary zokuhlala yentengiso, isampuli efumaneka qho mandatory kuyo nayiphi na i-arhente estate izivumelwano okanye ngokwenene.

Dlulisa imali

Imali xa kubalwa maza kakuhle izivumelwano amangqina kawonke okanye oluthembekileyo. Ngoko, xa kungakho naziphi na iingxaki baya kuba nako ukuqinisekisa isibakala le transfer. Iintlawulo khetho inokuthenjwa nekhuselekileyo kweentengiselwano kukuba ukusebenzisa iinkonzo ibhanki yakhe. Kulo mzekelo, wamcacisela inani lemali, iguqulelwa phambi ummeli ebhankini, uya natywinwa naqiniselwa ngaye iisiginitsha onke amaqela yaye zigcinwe kwibhokisi idipozithi ukhuseleko de zonke iingongoma lesivumelwano.

Ukuba ucinga ukuba ukuqesha iinkonzo izivumelwano, kubhetele ukhethe ukuba abe ngumgqatswa yena, kwaye hayi ukuba uyavumelana umthengisi icetywayo. Kwakhona, qiniseka ukuba bayitshekishe ngocoselelo ngamaxwebhu ubumnini bepropati ukuba umthengisi anawo kuyo ubuncinane iinyanga ezintandathu.

Ukuthengwa kunye nokuthengiswa zokuhlala - idiphozithi

Ngoku makhe sithethe ngalo mbono, njengediphozithi. Ibhekisela isixa mali idluliselwe ngumthengisi ngumthengi njengobungqina sina ekufumaneni izindlu. Emva kokufumana imali, i-umthengisi ovumayo ixesha elithile ukuba bazikhwebule wokuthengisa iprophathi amaqela esithathu.

Intsingiselo yedipozithi - ukuqinisekisa impumelelo esivumelwano, nokuzinzisa neenjongo ngamaqela. Kubalo lokugqibela isixa idiphozithi ukuba ngokusesikweni efakwe njengenxalenye iindleko zizonke kwezindlu.

Imvumelwano deposit (contract preliminary zentengiso kule ndlu), isampuli apho asivunywanga nokuba ngokusemthethweni, kwenziwa, kunjalo, ngokuhambelana zonke kubucukubhede bezomthetho, ngoko kuphela kuya kuba amandla komthetho. Ukuba isivumelwano eso, izindlu kwaye idiphozithi idluliswa, iba luxanduva umthengi ukuba athenge ngayo lo lwezindlu. Kwimeko yokhetho Kungenjalo, ukuba ithe sonke isixa-mali sedipozithi, kuhleliyo ziyisebenzise lomthengisi. Ukuba, ke, emva kokuba umthengisi wayo watshintsha ingqondo yakhe ukuzisa intengiselwano ade ase ekupheleni, ubophelelekile ukuba abuyele isixa-mali sedipozithi, njengoko umthetho, kabini loo mali. Kodwa oku kufuneka ukuba mayicaciswe gca kwisivumelwano esibhaliweyo.

imali yesiqhelo imali idiphozithi kunokwenzeka xa ukungaphumeleli omnye amaqela abandakanyekayo intengiselwano kangangethuba isizathu esivakalayo (ukuhla elibukhali kwi imeko zemali, ukwenzeka kwayo nayiphi majeure amandla). Uyaphi nkqubo imali kuphela kungokuvumelana amaqela.

Ngomhla nezo yoyilo

Indlela ngokufanele bazobe ikhontrakthi ebibekwe kuye? Kufuneka isicelo ngokuyimfuneko kubo bonke abangena inani abanini ukuthengisa indlu. Kwakhona enqwenelekayo ityumbe nabo bonke abathengi, kodwa bangesosigxina kuzotywa nomnye wabo. Qiniseka ukuba ukubonisa data yokundwendwela, Igama epheleleyo zonke ezi zinto kunye idilesi yokuhlala, inkcazelo emfutshane kule ndlu.

Ukuba zingakuhoyi ilungelo uyilo ngokusemthethweni isivumelwano kunye nokuthintela ukufunyanwa eziqhelekileyo, kubunzima obungaphaya zinokwenzeka xa uzama ukukhusela amalungelo anyhashwe enkundleni. Umthengi, xa kukho ukusilela lomthengisi ukuthengisa indlu, zinokulahlekelwa idiphozithi ihlawulwe. Umzekelo, ukungeniswa izalamane isiqinisekiso yezonyango umthengisi malunga karhulumente olunganelanga kunokwenzeka ukuba ngexesha lokufumana imali nokukhupha iirisithi. Kule meko zinzima, nkqu inkundla namandla.

Musa ukulibala irisithi

Xa wokutyikitywa kwesivumelwano kunye nokudluliswa njengediphozithi isixa esithile semali, ukuba kwenziwe ngaphandle irisithi sokunikezela nokwamkelwa imali. Makube umthengisi unyanzelekile phambi lomthengi. Ezibhaliweyo uxwebhu kuphela ngepeni (akukho ipensile okanye helium Intlama) yaye kuphela ngesandla, njengoko kunjalo kwimeko yoviwo wenkundla Challenge ukuchonga wesandla wabhala.

Ukwamkela kufuneka siqulathe itafile izalathiso njengesalathisi imvumelwano ekugqitywe yentengiso kunye nokuthengiswa yokuhlala kunye nenombolo kunye nomhla ukusayina. Oku kufuneka ukuba banikwe iinkcukacha zokundwendwela omabini amaqela kunye nomhla kunikezelo. deposit sum kuboniswe amanani kunye namazwi kuyimfuneko. Ngokuqinisekileyo kufuneka ubonise ukuba imali idluliselwe na isimo sedipozithi, hayi enye into.

Ukwamkela, ukongeza, kufuneka kubekho inkcazo emfutshane impahla kunye nesalathisi data ubunini. Isiginitsha lomthengisi kwi irisithi kufuneka ilingane kulowo yokundwendwela. Ukuba ugqiba ukuba uprinte kwaye uzobe ngesandla, kungakuhle kakhulu notarization.

Imali ekulungiseleleni sakhulula kufuneka idluliselwe kwi umthengisi phambi kwamangqina. imali yokudlulisela kufuneka kufunwa umkhosi ukuba kubalwe amatyala kunye nokuqinisekisa ubukho yesixa elikhankanywe kunye nokungabikho amabango abo.