Indlela yokubona ibhanki ngenani card, yintoni izaliswe mivo 16

Ngaba kunokwenzeka ukuba ukufumanisa inani bank card-yokukhutshwa, apho ngokukhawuleza ungedluli ukuchongwa kwaye kusengenziwa kwafunyanwa ngoncedo ezinjengenombolo yekhadi lokuthenga ngetyala - ulwandlalo rough eli nqaku. Masiqalise kunye "iimfihlelo", eli liyithweleyo inani.

Ingaba njalo-16?

Phambi kokuba ugqibe ukuba ukufumanisa leyo ebhankini ubamba ikhadi ngenani, umfundi uye waqaphela lokugqibela. Bonke abanini ikhadi owoyamaniswe kuyo, loo nto idla-digit elinesithandathu - amaqela ezine abalinganiswa ezine. Nangona kunjalo, ezi ntlelo yokuqala eziqulathwe inombolo enamanani-13 - iqela lokuqala bema ngaphandle ephindwe ezine, yaye ezinye eyakhelwe ezintathu.

Kwakhona iyafumaneka amakhadi nenani ezingu-19. Kaninzi ngandlel 'ithile iphinda-digit-16, njengoko weza phakathi sikhokelo a subroutine ethile.

Yintoni "efihliweyo" inani ikhadi?

Ngokutsho inombolo yekhadi lebhanki ukuchonga ibhanki - oku kumda yamathuba. Onke amanani 16 athwale ulwazi.

Le yokuqala ibonisa ubulungu inkqubo ethile intlawulo jikelele:

• 4 - "Visa";
• 5 - "Nkosi Ikhadi", "Maestro";
• 3 - "American Express".

Okwesibini-ikota amanani - inani kwiziko lamatyala, leyo emissirovala (nokukhutshwa - nokukhutshwa amakhadi ebhanki) le mveliso.

Okwesihlanu-yesithandathu - njengomqwalaseli eyongezelelweyo ziko.

Ezi ezingu ezintandathu bin, ikuxelela ukuba bahlole yeyiphi ikhadi yebhanki ngenani.

Seventh-yesibhozo - inombolo inkqubo phantsi apho imveliso wakhululwa ukuba ebhankini.

Sethoba-lweshumi - inombolo yekhadi ngqo.

figure elinesithandathu nto inika umdla gqitha. Yeyona inani lokugqibela zazo zezibalo inani elinemivo ezisixhenxe ukusuka kwindawo yangaphambili. Kwabanye olungumgubo okanye algorithm iyenziwa, eyaziwa kwabo abanezakhono kuphela ababandakanyeka ngqo kweli nqanaba ukuze kupheliswe.

Yintoni i bin?

Phambi kokuba chaza ibhanki ngenani card, kufuneka bawuqhele ingqiqo ka "Bin". Njengoko sele kukhankanyiwe, le nto ngabalinganiswa ezintandathu zokuqala.

Bin - Bank yeSazisi Inani ethile (Bank Identification Number). Isetyenziswa ukugqiba ibhanki okanye elinye iziko lamatyala ekusetyenzweni, ukususwa okanye ugunyaziso. Icacisa uhlobo inkqubo yentlawulo - nkonzo ngenxa yokutshintshwa kwemali ngekhompyutha, ukuba iseti yobugcisa, hardware ne-software ye imithetho ukuthunyelwa kwemali kwiqela elinye ukuya kwelinye. Elaziwa iinkqubo zamazwe ngamazwe ezifana "Ikhadi Nkosi", "American Ekpress", "Visa".

format Inani ilawulwa imilinganiselo ephethe uthungelwano uluntu mali yehlabathi phakathi kwamaziko zebhanki (USWIFT) kunye GOST Russian. Noko ke, umgaqo apho iimbotyi zisasazwa, uvaliwe uviwo ubunzima, loo nto ifumaneka kuphela ngqo amalungu kwindlela yogcino-mali.

Indlela ukufumanisa i-Bank of Bin

Kaninzi zama ukufumana igama ebhankini yokukhupha kwiimeko apho inani kuyo yaziwa kuphela ikhadi kwaye ukuba ukutshintshela iimali kwakufuneka olu lwazi olongezelelweyo. Maxa wambi kuyimfuneko yaye ukufumanisa yebhanki basekhaya okanye angaphandle bobabo le mveliso.

Indlela yokubona ibhanki ngenombolo ikhadi? Fumana indawo nge injini yokukhangela okanye Binlist bin Database kwaye ufake imivo ezintandathu zokuqala. Ulwazi inkqubo yentlawulo yelizwe, ilizwe apho imveliso wakhululwa, ebhankini elikhupha nolwazi yayo zoqhagamshelwano (website, hotline), uhlobo ikhadi - a debit okanye ikhredithi, kwakunye nobume balo - le yesiqhelo (classical), negolide, okanye platinum.

Phambi bin Uvimba wolwazi uza ukuchonga bin, kufuneka 'ukwakha' iphazili elula ukuya ekunene kwe window ukuba ufake amanani - ukuqinisekisa ukuba akukho irobhothi. Hi ndlela leyi, nangona zombini sayithi e IsiNgesi, interface yabo eqondakalayo lula kwabo musa ukuthetha ulwimi.

iimbotyi Common eRussia

Indlela ukufumanisa inani amakhadi ebhanki phezu Internet, sele ngazo. Oku kungenziwa ngoncedo le theyibhile, equlethe amanani ukuchongwa yeebhanki ezininzi ezaziwayo kwi-Russian Federation.

Classic, Gold nePlatinum

Ngexesha lenkqubo, enikelwe ukujonga indlela yebhanki inombolo yekhadi zifanele ukuvela ikhadi kwaye ubume kweenkcukacha - Classic, igolide okanye platinum. Kuyimfuneko ukuba siqonde kwaye kwezi ndidi.

abasebenzisi abaninzi ukukhetha okanye wabelwe ikhadi zakudala emiselweyo. ukusebenza kwazo libanzi kakhulu;

• amazwe - nkonzo phesheya ebizwa ngokuba yi-zelanga - ngaphandle kwesicelo kwi "lweenkobe" Bank;
• amathuba imicimbi yemali kuthungelwano;
• "Izixhobo" chip - kukufumana zoku intlawulo, kunye nekhowudi - ukuthenga kwi-intanethi;
• Ingxelo free iyafumaneka kwi mephu;
• Kokuba wangena kwinkqubo yobehlulelani kunye moya "Aeroflot".

Gold kunye platinum amakhadi, ikakhulu azakubalulwa ubungakanani lonyaka iindleko zokusigcina sisebenza. Umzekelo, ukuba abanini "Ikhadi Nkosi", oko unako ukufikelela ukuya asixhenxe amawaka (e Ezinye iibhanki, Noko ke, ifumaneka kwaye ulondolozo yonyaka). Kuba abanini "Visa" - evela engange 1500 igolide ukuya engange 7000 ukuze platinum. Inkonzo "Visa Infinity" uza engange-30 000 ngonyaka ngamnye.

Nangona kunjalo, la makhadi, ngaphandle kokuba ubume umnikazi underscore nazo inani kwezinye eziluncedo, umzekelo, "Visa":

• ngegolide - inkxaso eyongezelelweyo xa yokulahlekelwa (lock, engxamisekileyo kwakhona ukukhululwa-), inkxaso zomthetho zonyango, iibhonasi premium inkqubo yentlawulo "concierge" - uqhelane iitafile simahla zokutyela, yeendaba malunga amalungelo ezintsha;
• platinum - phezu ngeenzuzo Gold ilungiselelo simahla "Protection Ukuthengwa" yaye "iziqinisekiso andisiweyo" concierge - ukubiza i irenti iteksi okanye amalungiselelo imoto;
• Infinity - inshorensi Free Umnini kunye nosapho lwakhe, ukuba ahambe, concierge - ukukhethwa abasebenzi basekhaya, uncedo lokuthenga, umbutho imisebenzi ukulungiswa.