Indlela ukuvula i-akhawunti zangoku kwi Sberbank for SP

ngusomashishini ngamnye, njengoko kuchasene iqumrhu elisemthethweni, akanyanzelekanga ukuba ukuvula i-akhawunti yangoku. Noko ke, ngenxa yokuba yena uya kufuneka ugcwalise kunye nemisebenzi esemthethweni, ngoko nangoko abaninzi bayazibuza indlela IP ukuvula i-akhawunti yangoku e Sberbank.

Kutheni Savings?

Njengazo naziphi na ezinye ibhanki, i-Savings Bank ezininzi zombini iimpawu ezintle nezimbi. Noko ke, ukuba oosomashishini ngamnye iimeko kakhulu zivuma ecetywayo, xa kuthelekiswa namanye amaziko ezemali. Ukongezelela ukwalathisa iimeko azivumi ukuba ukuvulwa kunye nokugcinwa akhawunti, izibonelelo ezongezelelekileyo ze i-Savings Bank linani elikhulu lamanqaku kweenkonzo, nto leyo lula kakhulu umsebenzi IP, iyenza ngakumbi ekhululekile yaye ngokukhawuleza.

Sberbank linophawu a ukuthembeka eliphezulu kakhulu ukuba abantu abaninzi kangaka sizixhalabise izithuthi zabo kwaye ufuna ukuvula i-akhawunti zangoku kwi Sberbank for PI ludlala indima ebalulekileyo. Akukho namnye ofuna, ngenye imini Ukufika ebhankini, ukuze ufumanise ukuba zonke ii-akhawunti zakhe emkhenkceni, njengoko intlangano zawa. Ithuba lokuba oku kuza kwenzeka kunye Savings Bank, nto incinane kakhulu.

Iingenelo zokuba i akhawunti

Ngenxa akhawunti yangoku, IP uyakwazi kakuhle kwanawokuqhuba nayiphi na imicimbi yemali indlela ikheshi: okuhlawulela iimpahla neenkonzo, afumana iintlawulo kwezinye imibutho kunye nabantu, njalo-njalo. Ekubeni abantu zomthetho kunyanzelekileyo ukuba zonke iintlawulo kuphela nge-akhawunti ekhoyo, ukungabikho ngusomashishini umntu onjalo nzima kakhulu, ukuba ngamaxesha onke ezikhawulezileyo zonke iinzame co-operation kunye namaqabane.

Ukongeza, xa uvula i-akhawunti zangoku kwi Sberbank ye IP, siyakwazi ukubona isivumelwano ukubonelela kwiitheminali sentlawulo, ikhadi zeplastiki. Ngaphambili, akuzange kube kubaluleke ngokukhethekileyo, kodwa kwiminyaka yakutshanje abantu abaninzi ngakumbi eliyiqondayo nenzuzo, ukuthembeka kunye nokhuseleko amakhadi zeplastiki kwaye uzisebenzise phi ngokuzithandela ngakumbi rhoqo. Ngoko ke ithuba lokuba okuhlawulela iimpahla okanye iinkonzo card seplastiki okunokutsalela ngayo PI enkulu ezinokuba abathengi.

akhawunti yekhadi

Asimele silibale ukuba ukurhoxisa imali kwi-akhawunti in cash akusoloko kuyingenelo lula. Noko ke, ukuba tayi yi SP ukuya amakhadi ezikhutshiweyo ngokukodwa le njongo zinokuthi ngokukhululekileyo ngokuthi oko kuthetha, uze emva koko cashed kubo, ukuba kukho imfuneko. Konke oku kubonisa Sberbank.

Vula i IP akhawunti kube lula yaye ngokukhawuleza ukwedlula ezinye iibhanki, kwaye nokuthembeka aphezulu imali encinane le nkonzo iza kwenza ekhululekile kwaye siqinisekile ukuba usebenzise i-akhawunti yakhe. Kwakhona, eli khadi zeplastiki ukunceda nenzuzo nto lula ukuhlawula kuphela eRashiya kodwa kwamanye amazwe kunokuba luncedo kakhulu kwabo osomashishini siceba ukuba baqhube imisebenzi ngamazwe.

Iimfuno PI

Njengoko loo mabango ngqo ngusomashishini ngamnye Sberbank na. Noko ke, kukho uluhlu article wokubhala kuyimfuneko ukuba SP kunyanzelekile ukwenzela ukubonelela ebhankini, ngoko uvula i-akhawunti yangoku osomashishini ngamnye, amaxwebhu ngemvumelwano okanye naziphi na ezinye iimpepha musa ukuhlangabezana neemfuno mthetho, oko nje akunakwenzeka.

Kufuneka ukuba zinike nayiphi na amabango nxamnye ngusomashishini ngamnye akazange inxalenye ibhanki okanye yindlu yowiso-mthetho:

• isicelo lokuvula i-akhawunti;
• isatifiketi malunga nokubhalisa kwi irhafu (kufuneka siqinisekise izivumelwano);
• isatifiketi sobhaliso karhulumente ye IP (kwaye kubameli);
• ikopi sisicatshulwa esithathwe EGRIP (ukususela kumhla yokukhupha le ngxelo ukuze kuvulwe i-akhawunti yangoku kufuneka achithe ngenyanga ngaphezu kwesinye, kungenjalo awuyi kuthathwa njengezisemthethweni);
• ikopi yesiqinisekiso efanelekileyo evela izidumbu manani;
• ikopi mvume, ukuba umsebenzi usomashishini osakhasayo ngamnye kuxhomekeke mvume;
• ikopi yokundwendwela usomashishini osakhasayo;
• uphawu yamanyala utyikityo iisampuli bonke abantu ngendlela enye okanye omnye uya kukwazi ukufikelela kwi-akhawunti yakho kokuhlola (lokuqinisekisa abaziintloko, amasekela, umlawuli senior, njalo njalo).

Emva kokuba yonke akhawunti imali ezidweliswe ziya kuvulwa kwixesha elizayo.

iimeko Sberbank

Ngokuvumelana noko ofunda ukufundiswa uvula iakhawunti yebhanki SP, iirhafu kunye neendleko okuvulwa kwayo nolondolozo kuyohluka, kuxhomekeke kummandla apho lwenzeka lokuvula. Intlawulo avareji ngqo inkonzo open-ended kakhulu indawo engange 2,000, kwaye ngenyanga isusela ukususela 1500 engange.

Ukongeza, nantsi ke unako ukubhala isicelo ukudibanisa internet banking kunye nekhadi loshishino. Ezi zixhobo zemali ukuphelisa imfuno otyelelo rhoqo ebhankini (kwaye, ngenxa yoko, akayi kufuneka ukuchitha ixesha eqongeni) ze uvumele mali efunekayo ngokukhawuleza kwaye kulula xa kuyimfuneko.

okukhona

Njengoko sele kukhankanyiwe ngasentla, iingenelo Sberbank baninzi, ingakumbi abo bafuna ukuba ukuvula i-akhawunti ye-SP kwi Savings Bank. Oko umele ukwazi ezininzi osomashishini ukhangela ngemali, leyo ivumile ukuba ukuvula i-akhawunti kubo, oko kukuba kwi-Savings Bank kule mali iya kuhlala ngokupheleleyo. Ukuthembeka yalo mbutho akukho ngokulinganayo phakathi kwezinye iibhanki Russian. Ngaphezu koko, lo lula kunye lula yesondlo, noko amazinga aphantsi, akukho ntlawulo ezifihlakeleyo kunye neentlawulo kunye eziliqela amasebe kunye nee-ofisi kuzo zonke izixeko zelizwe - konke oku kuza kunceda ukwenza ukhetho olufanelekileyo.

bendlela

Njengoko nawuphi na umbutho, Sberbank kukho downsides. Nangona inani elikhulu leendawo zenkonzo, inani zabathengi likhulu kangangokuba rhoqo kwi-ofisi kufuneka beme emigceni. Ngokuqhelekileyo, akukho kwamkelekile ukuba entrepreneur ngamnye, apho imali. Noko ke, kanye wema kumgca ukuvula i-akhawunti zangoku kwi Sberbank ye IP, kufuneka isicelo ngoko nangoko yaye ukuqhagamshela amakhadi zokubhankisha intanethi kunye zeplastiki kule akhawunti. Ngamandla ukubonelela izixhobo zemali hlobo utyelelo elizayo ibhanki kungancitshiswa ukuya ubuncinane.

iziphumo

Eshwankathela zonke ngasentla, sinokugqiba okuvulwa akhawunti zangoku kwi Sberbank ye IP iza kuba isisombululo yingenelo kakhulu futhi elula luninzi lwabantu. Mhlawumbi kwezinye zinako ukufumana amazinga aphantsi kakhulu inkonzo, ukuvulwa-akhawunti okanye ezinye ibhonasi ezinokunikezelwa yi Sberbank, kodwa xa kufikwa imali, kucetyiswa ukuba overpay kancinci uze uqiniseke ngokupheleleyo ukhuseleko lwabo. Oku kungcono kakhulu kunokuba twitching rhoqo uze ukhathazeke ngokugqithiseleyo nokuba ngomso uyakwazi ukusebenza nge-akhawunti yakho okanye ebhankini ngesiquphe ivale (okanye uya kuhluthwa kwanoko anako ilayisenisi).

Eneneni, izizathu apho omnye okanye kwelinye iziko zemali ngokukhawuleza ngumkhenkce imali kwi usomashishini akhawunti, yaninzi kunene, hayi zonke zixhomekeke ngqo ebhankini, kodwa ukuba kunokwenzeka, le mingcipheko kufuneka kuncitshiswe. Kuyinto enye into - Ukuba intshukumo akhawunti lizakumiswa ukuba ixesha elifutshane, yaye uya kwaphulwa nasiphi na isivumelwano mnye, kuba mnandi kakhulu, kodwa njee, yaye enye into - ukuba, emva kokufumana ngusomashishini isixa esikhulu-akhawunti yakhe "ngequbuliso" kuya kuthiwa babanjwa, emkhenkceni, lavalwa, njl