Income luthambe yemfuno kunye neempawu zayo

Le luthambe ebango yengeniso imele ukuxhomekeka lotshintsho imfuno kokuthenga ngamandla. Esi salathisi ukhangela nefuthe kumthamo yokuthengisa ethile elungileyo.

luthambe ingeniso abafunwayo ngeendlela ezininzi:

- Negative - kuthatha unciphiso ngokwandisa ingeniso kwinqanaba ebango. Kulo mzekelo, kukho lobudlelwano phakathi kwesixa-mali lwezinto ezithengiweyo kunye nomvuzo.

- Positive - ibonisa ukuba xa ukunyuka ingeniso, ukukhula imfuno.

- Zero - lubonisa ukuba umthamo kwentengiso akaguquguquki ngokunyuselwa intlawulo.

Ngu okubuyela kwimo engentle yefomu ziquka iimpahla ephantsi phawu ezakhayo - phantse zonke iimpahla eziqhelekileyo, kuquka ubomi obutofotofo. Zero luthambe ayimveliso ezisisiseko eziyimfuneko (isinxibo, ukutya, njl njl).

luthambe Income ebango limisela ukuba ipesenti angalutshintsha imfuno kunye ukwanda (ukuhla) e iingeniso agent-1%. Kumazwe ahlukeneyo, ukukhula kwemivuzo ikhuthaza abantu ukuba bathenge iimveliso kumanqanaba ahlukeneyo. Ngokomzekelo, kumazwe anoqoqosho oluphambili, imfuno yempahla zodidi. Kumazwe asakhasayo, abathengi badla Thenga impahla ixesha elide. Uphando lubonise ukuba luthambe ebango ixhomekeke avareji kwinqanaba zengeniso sikarhulumente. Umzekelo, kwentengiso essentials iphezulu ngokomvuzo eliphantsi. Kodwa ke nokukhula kwengeniso share yeendleko zokutya ziqala ukuhla.

Price luthambe yemfuno kunye nengeniso zixhomekeke iqela loluntu. Ngoko ke, abantu imivuzo ephantsi kakhulu ngalo echithwe iimveliso ezifana iitapile, isonka, ubisi, oko kukuthi yezimbiwa kubalulekile. Kuba eli qela, ezi zibonelelo zibaluleke kakhulu, kwaye maxa wambi nkqu zodidi. Abantu abafumana imivuzo ephezulu achitha eninzi inyama, intlanzi, iziqhamo, imifuno. Kubo, iitapile kunye nesonka - ezi mveliso eziqhelekileyo bakwazi ukuthenga lula yonke imihla. Ingxenye elandelayo zabemi imivuzo ephakamileyo, ukuze oko nikuchithele ezininzi iimveliso ezisemgangathweni, ezifana iziqhamo, phesheya, ukuthengwa kwezixhobo, njl Kubo, iitapile kunye nesonka - ayimveliso komyalelo elisezantsi.

Uhlolisiso yaqinisekisa ukuba ezinkulu isabelo lemivuzo ephantsi labemi belizwe okuchitha ukutya, le yokuba asezantsi. Ke kaloku, eRashiya, ngaphezulu kwama-70% abemi nje abakwazi ukuhlangabezana neemfuno zabo ezisisiseko impahla. Kwaye kukho inani elikhulu labantu abaphila ngaphantsi kweqondo lentlupheko.

'Ngumlingani ka okubuyela kwimo ye yokufunwa phantsi ingeniso uninzi iimpahla ibe lixabiso elingqinelanayo. Oku kuthetha ukuba ukwanda imivuzo abantu kokuqala ukuthenga impahla ngaphezu kwesiqhelo. Kulo mzekelo, lilikhulu imveliso baya kuthenga ngamanye amaxesha ambalwa. Ngenxa yoko, iitapile, ubisi kunye nesonka luthambe lomlingani has engenaxabiso.

Ngomhla luthambe ebango izinto ngezinto ezinokuchaphazela ingeniso:

- Ukubaluleka okulungileyo entsatsheni. Ukuba imveliso unendima ebalulekileyo ekutyeni, a luthambe kancinane.

- Ingaba ingenelo yimfuneko okanye zodidi. Ngoko, isonka abe luthambe ngaphantsi umatshini.

- Conservatism imfuno. Abasebenzisi uqobo musa nangoko zizakucima zilayite impahla eninzi kakhulu. Abantu babeqhele ukulondoloza imali kangangexesha elithile ziya sigudle okunciphisa wena, uze kuphela ukuqala ukuthenga izinto umgangatho kunye nemveliso.

URhulumente welizwe ngalinye kufuneka bafune ukuqinisekisa ukuba ingeniso abantu osoloko liyanda, kodwa akufuneki ukuba ezinxulumene phezulu kwezinga lokwenyuka kwamaxabiso. Emva koko umgangatho wokuphila ziya kwandisa kakhulu. Baya kukwazi ukuthenga impahla ezikumgangatho ophezulu yaye kuziindleko, kwaye ayinandaba ngekamva rhoqo ugcine.