Imbuyekezo for irhafu yengeniso xa uthenga indlu aze ahlawule uqeqesho

Imithetho ye-Russian Federation umisela yemini ngamnye ukuhlawula irhafu yengeniso. Nangona kunjalo, kukho ezinye iimeko xa sele ezingumvuka irhafu nga kubuyiselwa kwi-mali. Ingakumbi, le wokufumaneka ukuthengwa eflethini okanye uqeqesho abantu.

Ngubani nokuba njani ukubuyela irhafu yengeniso

Okokuqala, kufanele kugxininiswe ukuba sithetha irhafu imbuyekezo, ke, lo mgaqo usebenza kuphela abo bafumana ingeniso irhafu ngesantya trinadtsatiprotsentnoy. Oko kukuthi, abantu abahlala izibonelelo kunye nezinye intlawulo non-irhafu, ukuze abuyekeze irhafu yengeniso xa uthenga indlu okanye ukufunda akakwazi. Ezi nketho abangabantu abadala, owathi ngo-2012 bafumana ilungelo ukudlulisela imali irhafu yentengo ithuba emithathu ngaphambi.

Ngokutsho Tax Code of Personal imali Irhafu Yengeniso kunokwenzeka ngeendlela ezimbini: ngokubuya sele ahlawulwa kunyaka werhafu ongaphambili, okanye ngokunciphisa irhafu yengeniso ngoku kwelinye imisebenzi.

Kuzo zombini ezi meko kuyimfuneko zokufumana ukutsalwa isebenza irhafu emzini wakhe, eyenza-3-NGOBUCHULE declaration nokubonelela iphakheji kwamaxwebhu engqina Unelungelo lokufumana imbuyekezo na.

Akwenzeki ukubuyisela irhafu yengeniso kwezi meko zilandelayo:

• intlawulo leyo ngeendleko eyinkunzi umzali;
• kubiza xa uthenga indlu okanye uqeqesho ihlawulwe esuka kumqeshi.

Property ezibanjwayo xa bethenga yokuhlala

Ikhowudi Tax umisela ilungelo wonke ummi imbuyiselo yerhafu yengeniso xa uthenga indlu okanye enye impahla. Noko ke, ungasebenzisa kube kanye kuphela ebomini, kungakhathaliseki ukuba zingaphi ezindlini sele nje wathenga. Imbuyekezo iya kuba-13% yexabiso le mhlaba uthengiweyo, kunye nendleko nangoko kwigumbi ingongezwa iindleko zokulungisa ukuba yathengwa ngaphandle kokugqiba (i contract), kunye nenzala kuhlawulwa imali mboleko ekujoliswe (kuquka mortgage). Noko ke, iyonke imali yembuyekezo ayikwazi ngaphezulu amawaka 260. Engange (ngaphandle kwenzala). Ngamanye amazwi, ukutsalwa ukwenzela ukuthenga indlu ayikwazi ukuba engange ngaphezulu kwezigidi ezibini. Ukuba indlu ixabisa ngaphantsi, ukutsalwa ziya kunikwa kuphela ubungakanani ixabiso layo, yaye imali yerhafu yengeniso, ngokulandelelanayo, iya kuba kwi-13%.

Noko ke, xa bethenga yokuhlala sokubuyiselwa imali yerhafu kufuneka ijongane kweminyaka hayi emva kweentsuku ezintathu ukususela kumhla izivumelwano, kukodwa imali akuthethi kubhubha, oko kukuthi, irhafu yengeniso ziya kubuyiselwa (okanye hayi kutsalwa kwimali ekhoyo) ide ibuyiselwe ngokupheleleyo.

kubanjwe Social izifundo

Xa abemi zokufunda kwakhona banelungelo ukubuyela-13% yesixa ehlawulwa ngabo. Oku kunokwenziwa ngoqeqesho ngawe kwakunye ngokubhatala izifundo zabo alifikeleli abantwana ezingamashumi amabini anesine. Xilaveko yokutsalwa loluntu ukufundisisa ubukho mvume leziko, kwaye ukuba akukho ukusifezekisa ukufunda yabo, olunomgaqo imfundo yexesha elizeleyo.

Ukuba ngummi ufumana iphungulwe yentlalo wena, imali yerhafu yengeniso yonyaka ngayo ukufundisa kunokwenzeka ukuya ku-15 600 engange. Xa ebanjwayo ekhoyo yimfundo yomntwana (mzalwana, dade, ward), isixa imali yerhafu iya kuba ukuya ku 6500 engange ngonyaka. Leyo ngqo imali iya kuthetha ukuya kwi-120 000 no-50 000 ngokulandelelana.

Isicelo ngomnatha intswelo kwisithuba seminyaka emithathu ukususela kumhla nenkcitho. Umzekelo, ukuba kuhlawulwe izifundo ngo-2012 kufuneka enze isicelo iphungulwe ungadlulanga owe-2015.

Xa ndiqukumbela, kubalulekile ukukhumbula ukuba kungenzeka ezibanjwayo ipropati kunye nezentlalo asixhomekeki enye kwenye: elinye ixesha irhafu ummi singavala irhafu lobuqu ingeniso kunye nokuthengwa real estate kunye noqeqesho. Nangona kunjalo, nceda uqaphele ukuba imali kutsalwe imali yentlawulo loluntu isasazwa phakathi unyango kunye noqeqesho lwabantu ngokomzimba.