Iintlobo mboleko yabathengi eRashiya

Yinto akukho mfihlakalo ukuba ngetyala - luhlobo olulodwa losetyenziso. Ukusetyenziswa - lithuba lokuba ufumane imveliso eziyimfuneko okanye inkonzo. Okwangoku, ukuthenga izinto ezinkulu, kuquka ukuthengwa ifenitshala, izixhobo kunye nezinye izinto eziyimfuneko ebomini, indlela enye okanye enye enxulumene ne yokubolekisa ngemali. Namhlanje, kuyo nayiphi na indawo uyakwazi ukuba senze isiphakamiso ukuyila ukuba imizuzu emi-5: ilondoloza ifenitshala, izixhobo zokuzilungisa kunye namaziko zokuthenga duffel.

Types of mboleko yabathengi

Okokuqala nje kubalulekile ukuqaphela ukuba classical uhlobo mboleko, emva kokufumana apho umboleki ufumana imali esandleni kwaye ofumana impahla eziyimfuneko. Le imveliso mboleko ngamanye amaxesha ibizwa ngokuba "mboleko umgangatho" okanye "-mboleko kwiimeko zeemfuno ezingxamisekileyo."

Uhlobo elandelayo lekhadi umsebenzisi - oko kuthetha ukuba ukuphumla. Kulo mzekelo, Nobolekayo uthatha imali ngenjongo ethile - nokuthengwa iivawutsha zokuhamba. Kwemali anikwe njenge eyimali okanye non-cash indleko, xa zigqithiselwe inkampani zokuhamba. ixesha-mboleko idla ngaphantsi konyaka. Ezi ntlobo ze mboleko yabathengi zikhutshelwa kwi amaxwebhu ezimbini imizuzu nayiphi na ibhanki.

Uhlobo elandelayo mboleko ekujoliswe kuwo - a mboleko ngenxa yemfundo. Kulo mzekelo, imali idluliselwe kwi-akhawunti yebhanki kwiYunivesithi yi-invoyisi ecacisa inani lilonke ukuba ixesha lonke sifundo. Nangona kunjalo, qaphela ukuba umba ngetyala minor ayisebenzi, kuya kufuneka ukuba bafune uncedo kubazali babo. Loan semfundo iyahluka ukusuka oluqhelekileyo kuba ukhandwa yalibaziseka lwentlawulo. Ngenxa yoko, umfundi uyakwazi ukufunda, ukuhlawula kuphela umdla ezisisiseko, kwaye abanesidanga ukufumana umsebenzi, ukucima ityala eliyintloko. umthwalo omkhulu ngetyala uya kuwa phezu kwakhe de emva kokugqiba.

Iintlawulo kunye iindidi zeentlawulo ngetyala yabathengi

Ukuba sicinga njengesiqhelo mboleko injongo, ithandwa kakhulu iintlawulo annuity. Undoqo kule nkqubo ilula kakhulu: sonke isixa zabelwe ixesha lonke ityala ngezavenge ezilinganayo. Oko kukuthi, ukuba imali ekhutshwe iminyaka emi-3, kuya kufuneka ukuba uhlawule izavenge 36 ngenyanga. Kudla kukho mboleko kunye nezinga lenzala ngokwahlukeneyo. Kulo mzekelo, imali-mboleko kunye intlawulo nganye iza kuncipha.

Ukongeza iintlawulo, iibhanki ukumisela imirhumo inyanzelekile ukuba ukuvula nokugcina ingxelo, inkcazelo SMS kunye nezinye iinkonzo echazwe kwisivumelwano semali-mboleko. IKomishoni uya kusebenza kuzo zonke iindiidi mboleko yabathengi. Okwangoku, amakhulu ambalwa iibhanki wosondeza ezahlukeneyo iimeko ngetyala yabathengi. Ubuntwana phakathi kule yantlukwano Kulula kakhulu, kodwa zikhona ezinye iindlela eziliqela.

Iinketho yokukhetha imveliso mboleko echanekileyo

Indlela yokuqala ilula. Ukuze wenze oku, kufuneka ubone kwibhanki lobungcali umntu. Indlela yesibini ibandakanya self-iyazazi ulwazi kwi website ibhanki leyo, ngenxa eziya kuviwa zonke iintlobo mboleko umboleki inkcazelo eneenkcukacha malunga nemiqathango yokufumana ngokosuku.