Apho ukufumana imali-mboleko ngaphandle ukungaphumeleli, ngaphandle iimbekiselo kunye guarantors

Apho ukufumana imali-mboleko ngaphandle ukungaphumeleli? Lo mba onomdla inani elikhulu ngabemi bethu. Abanye babo baye ukufikelela ngetyala evela kwiibhanki eqhelekileyo, kwaye abanye ngenxa yezizathu okanye omnye musani ukwenza nto. Mhlawumbi asole umda ubudala, oluboniswe uninzi kweebhanki, okanye imfuneko ukunika amaphepha ezisemthethweni engqina ingqesho okanye ingeniso (kwaye abaqeshwe ngokungekho kunzima kakhulu ukwenza). Isizathu wokugcina ngokusilela kukungabikho guarantors.

Ubudala ayikho njengomqobo

Nangona yokuba amaziko amaninzi zemali alelwe abemi abangaphantsi kweminyaka engama-21 okanye ngaphezulu kweminyaka engama-65, kusekho iindawo ezaneleyo apho ukwazi ukuthatha imali ngaphandle ukuya kwiminyaka eli-18. Into yokuqala kufuneka sinikele ingqalelo ezinye ibhanki, umzekelo, "Tinkoff", abenza iinkonzo zabo ngaphandle kokuya kwi-ofisi. Lonke unxibelelwano siku ngekhompyutha credit card kunye imali eceliwe ziya kuthunyelwa ngumxhasi we simahla. Usenakho nokucela abo namanye amaziko zebhanki. Kukho ikakhulu ugxininiso kufuneka ungabi ziyafumaneka iphakade langoku, indlela apho uya kuba yi ngexesha buyiselo. Indawo yokugqibela apho sisebenzise ababolekisi zabucala, kwiimeko ezininzi elalijongene kuphela ukuba ngaba umboleki uza kukwazi ukuhlawula naye okanye hayi. iimpawu zobuqu ezifana nobudala, inzala yakhe ebuthathaka. Ukuba kule thethwano kwinkqubo ntu enjalo ukufumana ukuba ukubonisa yokuhlawula amatyala abo - kokuba kube nokuqwalaselwa mboleko ezifunyenweyo. Kunjalo ke kwabo iindidi ngabemi wabuza lo mbuzo: "? Ndingalufumana phi mboleko ngaphandle ukwahluleka kwiminyaka 20"

ubungqina bengeniso

Inxalenye enkulu yabantu usasebenza ngokungacwangciswanga. Asiyi lokumba izizathu zale, kodwa siphawula into yokuba abemi abanayo zengqesho lulandelwa kangakanani kakhulu umda ukufumana imali-mboleko kwi amaziko mali sikhulu kunayo yonke. Kodwa musa ithemba, apho ukufumana imali-mboleko ngaphandle ndingungantweni - siya Internet. A Inani enkulu websites ezifundisa ezi iintlobo zeenkonzo kunye kanjalo kufuna ukuqinisekisa esemthethweni yokuhlawula amatyala sesininzi ezinye izibambiso. Amaninzi, nje yokundwendwela. Ngaphezu koko, kwizixeko ezininzi ukusebenza ngokusesikweni ngokwemiqathango uhlobo lwesevisi "Bystrodengi" kunye nezinye iinkampani ezifana ezifundisa ngokukhawuleza kangangoko kunokwenzeka ukuze imali (imizuzu eli-15 - ixesha avareji isicelo), ngaloo ndlela ukusuka enokubakho obolekayo ayifuni nantoni na ngaphandle yokundwendwela.

sebheyili

Yiba ngummeli wowona akavumelani zonke izalamane kunye nabahlobo, yaye abanye babo nje ngeke babe nabo ngenxa yezizathu ezahlukeneyo. Ndingalufumana phi mboleko ngaphandle ukungaphumeleli, ngaphandle iimbekiselo kunye guarantors? Nantsi ke into ephambili kwabaninzi. Enyanisweni, ukuba abaseleyo amaxwebhu ukuze, iibhanki ezininzi zifuna guarantors (ngokuxhomekeke, kakade, kunye nemali-mboleko). Ukuba iibhanki awukwazi ukufumana mboleko-ezifuneka kakhulu, unako ukufikelela zonke iinkampani nye ezinika-mboleko kwi-Internet. Basimisela inombolo enkulu, yaye ngo-90% yamatyala abathanga ifuna i co-yaho. Ukongeza, i efanayo "Bystrodengi" okanye ababolekisi yabucala na ukhangele ngeli xesha, wakhetha ukunxibelelana ngqo kubaboleki ezinokubakho, apho zonke iimeko bafikelela kwisivumelwano article sele thethwana.

Internet Money

Bonke abantu abanqwenela ukwazi apho unako ukufumana imali-mboleko ngaphandle ukungaphumeleli, ngaphandle iimbekiselo kunye guarantors, kufuneka sinikele ingqalelo ngumbutho ofundisa ukuthunyelwa kwemali ngqo kuyo nayiphi na i-yamphako, eyeye-nye umnikimali nomamkelimali. Loo nkqubo ilula kwaye kuluncedo kumacala omabini. Le ethile kuphela imali kwi ikhadi iplastiki, okanye bakhupha, kodwa ngoku ukufumana indlela kakhulu lula, eyona nto ibalulekileyo - ukukhangela ufunde ncomo. WebMoney yenye yezona ndlela zixhaphakileyo nalo usebenziso ezizodwa, apho abantu abaqhelekileyo ukunikela imali yazo ekhoyo ngetyala, kunye nabanye - bakhululekile ukuba. A isici esasenza yale nkqubo ke iphantsi kakhulu umyinge wenzala, kodwa kuthatha ubuncinane isiqinisekiso ngokusesikweni kweli WebMoney isipaji.

Kwizazi yokubolekisa enjalo

Inzuzo nokungundoqo mboleko enjalo isisisombululo kwiingxaki zemali. Umbuzo 'Ndingalufumana phi mboleko ngaphandle ukusilela? " Kuya kuphinda ivele ngokukhawuleza umntu uqala ukuba babonise umdla wenkuthalo uze ufunde malunga nezimali. Umlinganiselo imveliso, ukunqongophala iimfuno engqongqo amaxwebhu okanye ngummeli wowona - konke oku, Kakade ke, kwenza ubomi lula ukuba umntu odinga mali. Unako kwakhona uqaphele ukuba kwiimeko ezininzi akukho mfuneko ukuya naliphi na isebe yemibutho zemali kwaye ezikhawulezayo sisayine imvumelwano levolyum. Lonke unxibelelwano kwenziwa ngekhompyutha. Phakathi kwezinye izinto, abantu, ngenxa yezizathu okanye enye intlawulo outstay-mboleko ngaphambili, akakwazi Ungakhathazeki ngalo mbuzo, "Ndingenza ukuthatha phi mboleko ngaphandle imbali elibi kwicala lamatyala?", Ngenxa ngeli xesha, kakhulu, nikelani ingqalelo kunqabile kakhulu.

bendlela

Njengalo naluphi uhlobo lwekhadi, kule Ukrainian lunee ntlobo ecetywayo ngasentla kukho downsides. Kwiimeko ezininzi, ukuba siziguqulela kwenzala olunyuswe, leyo, ngenxa yoko, kukhokelela ekubeni yokuba egqithisileyo kwi-mboleko iza kuba nkulu kakhulu ukuba uyilo ngendlela, ngakumbi kwindawo ezahlukeneyo "Classic". Abantu ababuza imibuzo malunga apho ukwazi ukuthatha imali ngaphandle kokuba ne-mboleko, siya linokudlulisela ukuthatha mboleko kwaye ngoko nangoko ukubhatala zikhona. Le ndlela unako ukulondoloza imali yakho kwakunye ezigqithisileyo baya kuphela mboleko mnye, kunokuba ezimbini kwangoko. Nangona kunjalo, phantsi kweemeko ezithile, xa zifuna umntu uthetha ukuba akukho ezinye iinketho, ezinye ukunyuka kwesantya senzala akayi kudlala indima enkulu.

ababolekisi zabucala

Apho ukufumana imali-mboleko ngaphandle ukusilela ukuba anithanga kwenzeka ukuba avumelane nazo naziphi na neebhanki? Kuyo nayiphi na isixeko uyakwazi ukufumana okuninzi iintengiso, enikela uncedo ekufumaneni mboleko okanye ukuboleka imali. Kwiimeko ezininzi, ukuba zaye ababolekisi zabucala, njengoko kuchaziwe ngaphambili. Kufuneka kuqatshelwe ukuba babe nethuba iphezulu ukuba yakulahlwa, nangona yobudala alilungile, umsebenzi sikweni, imbali ngetyala kwaye akukho guarantors nje iintlobo. Ukuba umxhasi ekwazi ukubonisa umbolekisi ukuba uza kubuya imali, ungafumana ukuba nje kuphela ngokukhawuleza, ngokulula nangaphandle tape ezingeyomfuneko ebomvu, kodwa ngaphantsi umdla elihle kakhulu (ingakumbi xa usebenza nge iklayenti, asinguye xesha lokuqala). Eyona Ububi ukusebenza nabo - inani elikhulu icebo ukuzenza nababolekisi zabucala nezithembiso ukunika imali "kwaoko, xa intlawulo yokuqala iya kufika." Kwaye ke umboleki kufuneka afake imali ngaphambi kokuba babone nayiphi na imali. Esi sikimu mali ejoliswe wenkohliso abemi nje nantoni na.

iziphumo

Eshwankathela zonke ngasentla, sinokugqiba kwelokuba, ukuba kuyimfuneko, nkqu ezigqithisileyo ezinkulu, kodwa uthathe imali-mboleko ngaphandle kwesidingo ukunika ingxelo yengeniso, khangela ukuba guarantors okanye into efana oku kungenzeka kakhulu, eyona nto ibalulekileyo - ukuwushukuxa lo mba ngokusondeleyo, ngenyameko sihlole zonke imiqathango (hayi nje kuphela umyinge wenzala), uze ufunde ncomo. Kakade ke, kuya kusoloko kukho abathengi akanelisekanga (nkqu nkonzo ogqibeleleyo), ngenxa yokuba bonke, imiyalezo kuzo ebezintle nezo zingentle kufuneka zihlukaniswe ezilishumi.