Bank "Credit Ekhaya" - mboleko yomthengi: ngokoMthetho kunye nohlaziyo

mboleko Consumer zezona simse ngemali lwabantu bendalo. Imfuneko imali iboniswa rhoqo, kwaye akusoloko kusenzeka ukuba ukufumana imali-mboleko evela abahlobo nezalamane zabo. Ikunika yibhanki "Ekhaya Credit" credit abathengi. Ngokutsho reviews kucacile ukuba kukho abantu iimeko ezingcono kakhulu yokufumana imali ematyaleni. Kufuneka kuphela ukuqonda iimfuno kunye neempawu wo yingisela.

mboleko umboleki ukwanelisa iimfuno zemihla ngemihla zabantu. Bandinika iimpahla kunye nemali, kwakunye kugqithiselwa ikhadi ebhankini. Hombisa kubo abaninzi iibhanki zeli lizwe.

Malunga ibhanki

Nokuphuhlisa imarike Russian yaba ibhanki ukususela ngo-2004, xa amasebe kwiingingqi ezininzi lizwe zavuleka. Oku uyakwazi, ukuba akhuphe mboleko egumbini ngalinye. Esisuka nemigaqo MFI, iziko waba isakhiwo yebhanki eqhelekileyo, ngokwenjenjalo kwandiswa ububanzi imisebenzi yayo. Ukususela ngo-2007, i-Bank, nto leyo iba mvume, waqalisa ukutsala izimali ezikhoyo ukusuka, iidiphozithi processing yoluntu. Ngoko ke waqalisa ukuphuhlisa leemoto yemali mboleko.

Xa kukho ingxaki, apho incopho ngo-2009, kwakukho iinkqubo wokuvala beebhanki ezininzi, kodwa "Loan Ekhaya" nangoku akhuphe mboleko ukuba abemi abaqhelekileyo. Oku kwasizi- ukusekwa yimpumelelo enkulu. Emva kwentlekele, inkampani ebhankini ephethe ibe ngomnye kunayo. Ngoku abathengi yakhe amaqumrhu asemthethweni kunye nabantu.

Ukusebenza nabantu

Ekhaya Credit onceda abantu yokubolekisa lentengiso. Kulo mzekelo, kukho iindlela ezininzi, ngoko abathengi ungakhetha nawuphi na inkqubo efunekayo:

1. Rapid ethole ithetha. Ngokomzekelo, kufuneka sibe imali iimfuno zemihla ngemihla, kwaye akukho mali zobuqu. Emva koko zizinike "imali fast" ukunceda ukusombulula le ngxaki.
2. Jonga-mboleko yemfundo, unyango, ezolimo, ukuthenga kwezindlu. KwezamaTyala uza kuba umva kangangeminyaka eliqela.

Loan iimfuno yangoku iintlobo-2:

1. Ngokuba impahla. isivumelwano ngokusesikweni, esicacisa iintlawulo zenyanga. mboleko enjalo zenziwa kwi "Eldorado".
2. Imali ibheyile kwempahla.

ngokoMthetho yokubolekisa

kuyimfuneko ukuba isicelo ebhankini "Ekhaya Credit" semali-mboleko. lokuthenga, imiqathango leyo yamkelekile ebantwini, nto yenziwa ngokukhawuleza kakhulu. Ungenza isicelo intanethi okanye ngefowuni. kuyimfuneko ukuba ucacise kwisicelo:

1. igama elipheleleyo
2. Paul.
3. Umhla wokuzalwa.
4. Mfono.
5. Email.

Kufuneka ukhethe umba kwi imvume umthengi ukuba ukuhluzwa data yobuqu, kwakunye ukufumana ingcaciso evela CRB. Isigqibo ukunikezela mboleko ithatha ibhanki "Ekhaya Credit". umthengi calculator mboleko iza kunceda umxhasi ukubala inani elisondeleyo ntlawulo, kodwa idata ngqo ingabonelelwa kuphela emva nokuqwalaselwa isicelo.

Kuye ibhanki "Ekhaya Credit" calculator mboleko. credit Umthengi kufuneka zenziwe emva ukubala. Client kubalulekile ukwazi malunga iimeko, iirhafu, iintlawulo zenyanga.

imiqulu

Ukwenza mboleko, kufuneka unikele yokundwendwela. Amadoda phantsi engama-27 ubudala kuya kufuneka ukuba isiqinisekiso kwi-ofisi ekufumaneni okanye ikhadi lokuzazisa yasemkhosini. Ukongezelela, kusenokufuneka enye uxwebhu:

1. On imoto.
2. Passport.
3. isiqinisekiso Pension.
4. nepolisi ye-inshorensi.

Ukuze wenze mboleko, umthengi kufuneka banike ubungqina ukukwazi ukuhlawula. Oku ingaba:

• ikopi ingxelo akhawunti, nto leyo echaza ingeniso nenkcitho kwiinyanga ezi-3 ezidlulileyo;
• Isihloko Original;
• yokundwendwela eqinisekisa uhambo kunyaka odlulileyo;
• inkqubo yezempilo;
• CASCO nepolisi ye-inshorensi.

Ukunikelwa ezisuka ebhankini

It inika iinkqubo eziliqela ibhanki "Ekhaya Credit". lokuthenga ingakhutshwa ngu enye kuzo:

1. "Big Imali". Ikhutshwe ukuba amawaka 500. Engange yi 19.9%. It liqwalasela isicelo iintsuku ukuya ku-5. gama-mboleko - ukuya kutsho kwiinyanga 60.
2. "Pension". Kuyavunywa ukuba amawaka 150. Engange phantsi 19.9%. Le mvumelwano yenziwa ukuya kwiinyanga 48.
3. Mboleko. Kuyenzeka ukuba ukuvuka amawaka 500. Engange yi 19.9%. elide obukhulu - iinyanga 60.

It ungenziwa ngemfuneko amacebiso anikelwa kubaxumi rhoqo "Ekhaya Credit" Bank. mboleko Consumer enikezelwe engange. iimeko zabo kuxoxwe ngokweenkcukacha kwisivumelwano.

izidingo

Kuxhomekeka iimfuno program ungahluka. Kodwa abathengi ngokuqhelekileyo kufuneka babe ngabemi Russian, ubhaliso, umthombo isigxina yengeniso. Mboleko zinikezelwa kubemi aneminyaka eli-18-68.

Kukhethwa inikwa kubathengi kunye nembali entle ngetyala, kwakunye wababuyayo ebhankini ngokuphindaphindiweyo. Kwiprogram nganye, iimfuno zisenokwahluka, ngoko ke bafanele bafunde kwisiza okanye kwi-ofisi apho elunxwemeni lomlambo.

izinga

kufuneka zithunyelwe ku "Ekhaya Credit" ebhankini ukufumana ulwazi oluchanekileyo yingisela. lokuthenga, umlinganiselo wenzala umxhasi iyileyo ibe ezahlukeneyo, ngokuqhelekileyo ekhutshwa yi 19.9%. obolekayo ngalinye ngereyithi ngamnye. Ukuze ufumane oku, kufuneka uqhagamshelane ibhanki "Ekhaya Credit". lokuthenga, inzala apho kumiselwe isivumelwano, zabuya ngokukhawuleza.

Zingaphi sesicelo?

Yenza mboleko kuba ixesha elifutshane. Ukuze ufake isicelo, qhagamshelana yokuzikhethela "Ekhaya Credit" Bank. lokuthenga sikhutshiwe ekungenisweni online yesicelo. Sakugqala iintsuku ezi-5, kodwa ngokuqhelekileyo ixesha elifutshane. Ukuba isigqibo yi-HIV, kusenokwenzeka ukuba atyelele ibhanki ukuba asayine isivumelwano.

Iimali-mboleko zempahla

Abasebenzisi bangacela isicelo semali-mboleko ngenxa zombane ekhaya, xa sibheka kuzo kwiivenkile ezinkulu. Kwakhona, zikunikeza ukuba iifowuni, ifenitshala minute. intsebenziswano ibhanki kunye nemibutho emininzi kwamnceda ukuba bandise sempahla ingakhutshwa phantsi mboleko.

Inkqubo yesicelo ithatha malunga 0.5 iiyure. Umxhamli wanikela kwithuba leenyanga ezi-3 ukuya 60, yaye isixa-mboleko ukuze kube uluhlu 1.5 - 850 amawaka engange .. Kuba liqhube mboleko umboleki kufuneka ingeniso ezinzileyo kunye namava kwiinyanga ezi-6.

intlawulo yetyala

Kuyenzeka ukuba abuyele imali ngeendlela ezahlukeneyo ebhankini "Ekhaya Credit". lokuthenga ngokubanzi ihlawulwe nge:

• imali Bank;
• ngekhompyutha;
• imeyili Russia;
• iinkqubo zekhompyutha, "Qhagamshelana", "eshukumayo Slow", "JCB";
• zilandise emsebenzini;
• ikhadi bank.

iindlela ezininzi ukuvumela ukuba wenze imali ngaphandle ikhomishini okanye izityholo ezincinci. Ukuhlawula imali mboleko phambi kwexesha, kufuneka isicelo ebhankini "Ekhaya Credit". lokuthenga iza kuvalwa emva kokuba isicelo. Kuyimfuneko ukufumana phandle i eseleyo ekufuneka ihlawulwe. Oku kunokwenziwa ebhankini kunye on the phone. Xa intlawulo yokuqala umthengi uya ukonga inzala, kuba isiphumo iya zibalwe ngokutsha ngaphandle kokuthatha kwabo ingqalelo.

Ukuhlawulelwa online

Efana akhawunti zakho ze amanye amaziko zebhanki kugqalwa akhawunti yakho. Nayo iya kuhlawula ityala, ngaphandle kokushiya ekhaya. Le nkonzo iza izakubanodibaniso ngokuzenzekelayo xa kokusayina isivumelwano, kunye nenombolo yomnxeba.

Ukutyelela i-akhawunti zakho akuyomfuneko passwords. Ndwendwela nalo kangangoko emva kokufumana imali. Le nkonzo iza kuba lula kubantu abahlala kude koomatshini self-nkonzo. Ithi zonke iinkcukacha eziyimfuneko yingisela.

izincomo

Ukuba uceba ukuba zindwendwele ngaphesheya, kungakuhle ukuba lifake iintlawulo ezininzi kwangaphambili. Xa ixesha elithile mvumelwano iya akayi kuhlawuliswa. Kodwa kwimeko umhlala-phantsi phambi kwexesha kufuneka uqhagamshelane ebhankini.

umthengi ngamnye une akhawunti eyodwa. Xa kukho intlawulo egqithisileyo mboleko enye, intsalela iya kwintlawulo omnye. abathengi abaninzi beza ebhankini ngokuphindaphindiweyo. A ithuba elingcono ukuvunywa kwesicelo kuya kuba abathengi kunye nembali entle ngetyala, kwaye ukuba kwathabatha ngaphezu kweenyanga ezi-6 emva kokuba mboleko yakho yokugqibela.

kwizazi Bank

Ibhanki "Credit Ekhaya" liye iingenelo zilandelayo:

• zavunyelwa rapid;
• rate eyodwa;
• Akunamsebenzi akananto kunye guarantors zifuna;
• kuthetha zikhutshwa ngaphandle uthuma;
• umthengi unalo ithuba lokukhetha umhla intlawulo kulo;
• indlela ekuhlawuliswa multiple;
• ukhuseleko uqhagamshelo.

Unako ukuhlangabezana eninzi ingxelo eyakhayo malunga iinkqubo yamatyala ibhanki yakhe. abathengi abaninzi baxhomekeke kweli ziko, eyenza kube mboleko inzuzo. Ababoleka bonelisekile ngokunqongophala iikhomishini, kwakunye nezinga efanelekileyo. Yanele ukuba uhlawule ityala ngendlela ngexesha, aze ke ibhanki iya kunikela iimeko kakuhle wentsebenziswano.

Izinto eziluncedo nezingeloncedo of yomboleki yeentengo zemboleko

Phambi kokwenza mboleko kufuneka ukuba nazo zizivandlakanye iingenelo neengozi intengiselwano enjalo. Ngenxa ezilungileyo zilandelayo mboleko yabathengi ekhethiweyo ngabantu abaninzi;

1. Uzinzo. Abathengi sinokuba nentembelo kweli ziko njengoko isebenza iminyaka emininzi.
2. ngemadlana ezikhoyo. Bona xhaxhe ngokohlobo, elithi mboleko, kwaye ixhomekeka software.
3. Zivuse intlawulo yokuqala. intshayelelo Early ithetha akukho imirhumo nezohlwayo.
4. Akukho ntlawulo ezifihliweyo.
5. iimeko Intsebenziswano zilula.
6. Loan Calculator ikuvumela ukuba ukubala izinga, intlawulo yenyanga ngokusekelwe kumvuzo wakho.
7. uncedo abasisigxina kubaxhasi yinkonzo yophando ngefowuni.

Kodwa lokuthenga, kukho downsides. Asinguye wonke ubani unikwa isixa esikhulu, kuba yonke into ixhomekeke kwingeniso. lokuthenga yindlela elula ukuthenga izinto okanye iinkonzo eziyimfuneko. Kodwa ukuba overpay mali olukhulu. Ngoko ke kufuneka ucinge ngocoselelo phambi kokuba ukuphumeza isivumelwano.