Amaxwebhu xa uthenga flat

Wonke umntu ngaxa lithile ebomini babo dream ukufumana kwigumbi lakhe. Makungabikho elite, kungekhona isakhiwo esitsha, kodwa yayo ...

Umntu unako ukuba iphupha lakhe ngaphambili, umntu kamva, umntu wathenga indawo zodidi kunye yokupaka komhlaba, iphupha umntu zizaliseka ngokupheleleyo, yaye ngoku - umnini indlu obuphezulu kwindawo mnandi yesixeko esikhulu. Noko ke, bonke aba bantu Simanywe into enye - ngexesha elithile, bonke abathengi indlu okanye indlu.

Ukungqinisiswa kwamaxwebhu xa uthenga iflethi okanye indlu, nokuba izindlu ezintsha okanye yesibini kubekwa kwintengiso - akukho lula, kuba inani imali efunekayo ungaya ukuya elinesibini. Ngaphezu koko, ukungabikho okanye incompleteness ngamnye kubo, uya kumelana nje ukuphulukana mali, kodwa ixesha elide ukumangalelana okanye kobuxhakaxhaka. Nangona kunjalo, akukho sizathu nokungoyiki, kuba uluhlu lwamaxwebhu kunye nenkqubo of verification - Standard.

Kweli nqaku siza kuzama kangangoko kunokwenzeka ifumaneka ukuthetha ngazo zonke izenzo kufuneka benze umthengi, leyo amaxwebhu xa uthenga iflethi ukuba ndiqokelele, ukuze inkqubo wokuthenga, yaye, okona kubaluleke kakhulu, oko bathenga indlu ukuhlala ngakumbi kuwo, akazange sukuya kuye kwilizwe kuhlukunyezwa.

Ngoko ke, apho ukuqala ukuthenga flat?

Isigaba sokuqala - a wokulungiselela isigaba. Onayo esandleni sele unayo imali ethile apho ufuna ukuthenga indlu ekulungeleyo. Ukuba uqinisekile amakhono abo kwaye ndiqinisekile ukuba uza kulawula ngaphandle koncedo igqwetha okanye Realtor, into yokuqala ekufuneka sihlolisisa ezo amaxwebhu xa uthenga indawo yokuhlala, nto leyo umthengisi, qiniseka ukuba umnini nguye zokuhlala, thelekisa izindlu isatifiketi sobhaliso data ukuze njengoko kubonisiwe kumaxwebhu kwisihloko. Ukuba yenziwe isakhiwo, qiniseka ukuba ufuna ngokwesigqibo abasemagunyeni abafanelekileyo.

Isigaba sesibini - ukubhaliswa ukuthenga indlu okanye indlu. Umthetho ngoku ufuna ukuthenga endlini ukuze baphumeze wokutyikitywa kwesivumelwano kwi-ofisi izivumelwano, yaye ngoko ke kufuneka deal babhalise.

Ukuza kuthi ga ngoku, ngaphandle eqinisekisa ilungelo lobunini lomthengisi, kuya kufuneka la maxwebhu alandelayo xa bethenga yokuhlala, zingeniswe kwi zokundwendwela ofisi izivumelwano ngayo omabini amaqela, kwemvume ebhaliweyo iqabane ukuba wedwa kunye nokufunyanwa kwepropati, ukuba kukho abantwana - ukuvumela Board of Trustees (kuba umthengisi), ulwazi transfer-1% yesixa-mali yomhlalaphantsi (ukuba umthengi), kuphando malunga yokungabikho kwamatyala eluncedo (kuba umthengisi).

amagqwetha nabanamava ekhuthazwayo kwenziwe isivumelwano malunga nokuthengiswa, ukuba asayine uMthetho yokwamkela-nokudluliswa yokuhlala okanye indlu. Olu xwebhu yinxalenye yesivumelwano, idla yayo. Noko ke, yena akuthethi ukuba ubunini sele kudlule kumthengi, ngokuba ngokungqinelana nomthetho lomthengi, oye yenzelwe onke amaxwebhu xa uthenga indlu, wasayina isivumelwano kunye kwamfaka notarization, kuyimfuneko ukuphumeza osetyenzisiweyo karhulumente amalungelo empahla BTI.

Ukuba ugqiba ekubeni uthathe lomngcipheko nokutyala imali yabo kwizakhiwo ezitsha, kukho sele umthengi kuya kufuneka ijongane developer. Ngawaphi amaxwebhu xa uthenga tyaba kufanele zinike? Okokuqala, isenzo karhulumente ngasekunene lokusetyenziswa komhlaba, ingakumbi ekwakhiweni indlu yokuhlala, mvume yokwakha.

Xa kokusayina isivumelwano ngobunono kufuneka ufunde zonke izinto zayo 'mtyibilizi ". Kwaye nangona nina enokufane iguquke, kodwa nina niya kakade uqaphele kubo. Olu xwebhu kufuneka kufuneka ukubonisa inani amagumbi, inani ukwakha esandeni sakho izindlu elizayo. Ukuba abanelisekanga ubeko, ngoko emva kokusayina isivumelwano regulatory, nje phambi kokuba ukubeka indlu ibe ukusebenza, kuyimfuneko kukulungelelanisa ukhetho lwakho umphuhlisi, ukuba ufumane imvume efanelekileyo, yaye emva koko, indlu yakho iya kwakhiwa kunye neenguqu eziyimfuneko. Kwaye okona kubaluleke kakhulu, kwixesha elizayo akuyomfuneko ukuba avumelane kwimiba enxulumene kuncendile ukulungisa. Oko konke, sinethemba iqela housewarming yakho abayi labasibekela yi nto.