"Zebhanki Mobile", Sberbank. "Ukonga" iphakheji: Yintoni efakiweyo kuso?

Enye iinkonzo ezininzi elula bhanki inkulu Russian - i "Banking Iselula" (Sberbank). "Economy" iphakheji (equka kuyo, kuxoxwa ngezantsi) inika ukufikelela ngokupheleleyo software ngaphandle imirhumo yenyanga. Wasebenzise unique usebenziso angakwazi umthengi ngamnye yeziko-mali, nto leyo ke umnini ikhadi zeplastiki. I ezintsha yenzelwe lula iphezulu yentsebenziswano kunye nabathengi, ukuphucula umgangatho wenkonzo ukuya nqanaba liphezulu kangangoko. Ngenxa app mobile, unako nje okumbalwa ukuhlawula ezahlukeneyo ngeenkonzo, ukuba ukutshintshela ngaphandle kokuba atyelele isebe lebhanki.

Liliphi ithemba zivulwa "Mobile Banking"?

iinzuzo chic wenkonzo ezikhoyo kubathengi abangamalungu kwinkonzo "Mobile Banking" (Sberbank). "Economy" iphakheji kunye "Full" iphakheji - iinkqubo ezimbini ngentsebenziswano apha naphaya ukulungiselela iimfuno zabaxumi ezahlukeneyo. Ngenxa isicelo mobile, wonke umntu ukufikelela ngokupheleleyo yakhe akhawunti yebhanki. Ukuqhagamshela inkqubo akakwazi ukusebenzisa kuphela desktop computer, kodwa yefowuni yakho, PDA okanye smart. Innovative functionality kuvumela ixesha elifanelekileyo ukuhlawula amatyala ezihambayo, ukuhlawula iintlawulo zemali-mboleko, ukuba enze imali iidiphozithi imali ukusuka ikhadi omnye komnye. Ngaphezu koko, ukufikelela lula imicimbi yemali - ayikho into kuphela kogqatso "Mobile Banking" (Sberbank). "Iphakheji Economy" Kulula kakhulu ukuba uxhulumane. Uye akukho ntlawulo ngenyanga ikunika ukufikelela phantse zonke iintengiselwano zebhanki. Lawulela inkqubo ngokulula, enyanisweni, njengoko ukukhetha iinkonzo ezifunekayo. Abanini Ikhadi liya kuba nako ukulandelela ngokucokisekileyo zonke lekhredithi zentengiselwano kunye debit kwi-akhawunti yakho. Ngaphezu koko, nangaliphi na ixesha, uyakwazi ukucela uze ufumane ingxelo epheleleyo malunga nemo-akhawunti yakho yebhanki.

Ezinye izinto onokuzifumana kwinkonzo wokudibanisa

uqhagamshelo zebhanki mobile kunokuphunyezwa ngeendlela ezininzi:

• Ndwendwela isebe ka Sberbank. Kufuneka ubhale isicelo kwaye ufumane izandla zakho phezu umsimelelo ikhadi isebe ikhowudi PIN. A passport on esandleni kuyimfuneko. I-ofisi iya kukhutshwa isivumelwano esikhethekileyo, oluqhutywa kwinkqubo yobhaliso. Bazakuyivuyela uluhlu lweenkonzo enokusetyenziswa njengenxalenye yenkonzo "Mobile Banking" (Sberbank, "Economy" package). Yintoni kuwo kulula ukuqonda, kuba le nkqubo ilula kakhulu kwaye zifikeleleka, kunye nabasebenzi iziko-mali bekulungele ukunika inkxaso epheleleyo. Ukufaka kwi-akhawunti yakho kuza kufuneka ufake igama lomsebenzisi kunye negama eligqithisiweyo, inombolo. Kuba yefowuni enye inombolo akuvumelekanga ukudibanisa indlela amakhadi 8.
• Idibanisa ezisebenzayo kunokwenzeka ngenxa self isixhobo - an ATM okanye ngokusebenzisa ulwazi terminal yentlawulo.
• Vula akhawunti yakho inokuba phantsi kwesikhokelo weli ziko loqhagamshelwano ngeminxeba yomsebenzisi, dibana lowo unako ukwalathisa inombolo yefowuni 8-800-555-55-50.

Ukukhubaza inkonzo enokwenziwa kwisebe. Kubasebenzi bamaziko mali kuya kufuneka abanike ingxelo lokuyeka kwekhontrakthi. E ngokwalo kubalulekile ukuba ube nencwadana yokundwendwela, isivumelwano endala kwikhadi zobhaliso kunye ikhadi ngokwayo. Emva kokuguquka kwenkonzo sebhanki ivaliwe iintsuku ezintathu. Umthengi uza kwaziswa malunga nokuphunyezwa kwe isicelo kwayo nge-SMS. Ukukhubaza nkonzo ifumaneka, yaye umqhubi iziko lemibuzo.

Iinkonzo kakhulu luncedo ngokuba "yibhanki Mobile"

imiba yemali isisombululo lula kakhulu-sikhokelo inkonzo "Mobile Banking" (Sberbank). "Economy" package, ukuxelwa oboniswe apha ngezantsi, likuvumela ukuba enze imisebenzi zixhaphakileyo kanye ekhaya. Ukwenza debit intengiselwano kufuneka atyelele i "Cards Yakho" menu uze ukhethe ikhadi ofunekayo, nto leyo icetyelwe ukuba ihlawulwe. Okulandelayo kufuneka nqakraza "Vula." Emva kokungena iqhosha seshoni ziya kuba nako ukungena. Khetha "akhawunti yakho" kubalulekile kuba kuvumela ngaphandle koncedo an ATM okanye umbali ukwazi intsalela yemali intsalela. Umsebenzi nenkcitho inye kakhulu enokwenziwa kwakhona kwicandelo "Iintlawulo" lo. Isicelo can be downloaded kwi website esemthethweni ebhankini, zozibini efowunini yaye kwi computer. Isoftware inikwa kwiinkqubo zokusebenza ezifana Android, iOS (iPhone, iPad) ne Windows Phone.

ukhuseleko Integrated

osemqoka Yahlula ngumphakamo omkhulu ukhuseleko, leyo i "Mobile Banking" (Sberbank). "Economy" iphakheji (ukudibanisa njani, naye uyakwazi ndixelele naliphi na isebe) - yinto isiqinisekiso sokugcina okuyimfihlo. Ngenxa yokuba inkonzo inika ukufikelela ngokupheleleyo akhawunti ukuba batshintshe kwemali zabucala kwicala elifanelekileyo, iziko kwezemali kuye ingqalelo kakhulu ekukhuseleni kwenkqubo lokulwa ubuqhophololo. Ukuze ufumane ufikelelo kwi-ofisi kufuneka ukwazi isixa esikhulu lwe data yokuchonga, enqamla kakhulu isakhono abahlaseli.

Musa ukudlulisela amaqela esithathu iinkcukacha zakho

Emva koko chaza ukuba akukho okugqitha okanye amaqhosha intlanganiso phantsi kwazo naziphi na iimeko, akufuneki kugqithiselwa ezandleni kubantu besithathu. Kuyimfuneko ukuba anikele ingqalelo uhlobo apho umqeshwa ebhankini unika isitshixo. Kufuneka itywiniwe. Ukuba izitshixo ezilahlekileyo, kufuneka athinte isebe lebhanki uze ucele ezintsha. Oku kushenxisa inkathazo xa imigewu isigqibo ukulisebenzisa data abanye abantu.

Iphakheji "Economy": uluhlu lweenkonzo

iziko yemali nkulu ukuhlangabezana neemfuno zabathengi inikeza format ezimbini intsebenziswano. -Guquka kwaye kugxininisa izinto nganye - le yenye ezilungileyo ezingundoqo isevisi njenge "yibhanki Iselula" (Sberbank). "Economy" iphakheji (equka kuyo, siyakuqonda kweli nqaku) ayifuni intlawulo eyongezelelweyo. Iinkonzo ezingundoqo bakhululekile, kodwa ezinye ukuphululwa kusekho kufuneka ahlawule ezingaphezulu. Ngokomzekelo, xa ufuna ukufumana ingxelo ozithengileyo emihlanu kwikhadi, omnye isicelo iya kuxabisa malunga 15 engange. Kuba SMS-isaziso imali imisebenzi zokuhlala singabalelwa. yokubhalisa Imali, njengoko kunjalo iphakheji "Full" ingafuneki.

Package "Zalisa" inika imali ngenyanga engange-60. Inkqubo lobambiswano ivumela ukufikelela ngokupheleleyo kuzo zonke iintengiselwano kunokwenzeka ngaphakathi elunxwemeni. Debhithi wenziwe ngokuzenzekelayo ne-akhawunti yekhadi. Ukuba ngexesha Ukutsalwa imali ebhankini umthengi alikho, zebhanki mobile ivaliwe de ikhadi recharge.

Ingakumbi linikeza Savings Bank

Phantse nazo zonke nemeko apho emgceni ebhankini kwafuneka eme iiyure ukuze afeze intlawulo yenyanga okanye ukuhlawula inkonzo ethile. Oku kufuneka nje kuphela amandla amakhulu, kodwa utyalo elikhulu ixesha kunye luvo. "Mobile Banking" (Sberbank, "Economy" iphakheji), ukudibanisa indlela, okhankanywe ngasentla, ejolise ekunciphiseni umsebenzi lwabaxhasi kwisebe, kwaye ijolise ukuyilwa kwifomati kakhulu elula wentsebenziswano.

zebhanki Mobile ekulweni nabakhohlisi

Kutshanje, a iimeko rhoqo kakhulu zokurhoxa imali kwi-ATM nabakhohlisi. Ezi nkcukacha-manani ebuhlungu ekwandiseni ulawulo lwemali Institute ukutshintsha ngokupheleleyo umgaqo-nkqubo ubambiswano. Ukuze athi ngaphezulu, "Mobile Banking" eqhele neemfuno nkqu abanikezwa amakhadi ngezizwe Sberbank. amaziko Client ibekwe ngaphandle kwe Russia, usebenzisa isicelo ukwenza phantse nayiphi na imisebenzi zebhanki kunye ukhe.

uluhlu olupheleleyo lweenkonzo ezikhoyo kubathengi with "Banking Mobile"

Enye iinkonzo ezininzi lula ebhankini inkulu Russian - kukukwazi ukuqhagamshela kwisevisi "Mobile Banking" (Sberbank). "Economy" iphakheji indlela ukutshintshela package "Full" iya kuxoxwa kamva, kodwa ngoku jonga kwi uluhlu olupheleleyo lweenkonzo ezikhoyo phakathi ezisebenzayo. Ngenxa yoko, ilungu ngalinye isistimu:

• Yongeza imali kwifowuni yakho okanye ngomnxeba elinye iqela kunye credit card. Ungenza ngokusesikweni zebhanki ukuze makasizalise akhawunti yeselula wenziwe ngokuzenzekela ngexesha elinikiweyo kunye mali ethile.
• Fumana iingxelo ezipheleleyo kwi-akhawunti (debit imicimbi, amanani intengiselwano engenayo kuzo zonke iintengiselwano kangangexesha elithile).
• Xa efumanise yobuqhophololo kwenye i akhawunti angenise isicelo zivale kwangoko.
• Ukwenza iintlawulo kwimibutho abaneemvumelwano ngentsebenziswano ne Sberbank.
• Ukwenza ukuthunyelwa kwemali amakhadi ezinye abaxumi kwi-akhawunti yeemali yesisa.
• Ukuqhuba wemvula yedipozithi kunye mboleko intlawulo.
• Ukugada ukulandelela mthethweni iintengiselwano nabakhohlisi ngokusebenzisa ulwazi nge SMS, nelinika "Mobile Banking" (Sberbank, "Economy" package). Indlela ukukhangela imali eseleyo kwi-khadi xa kuthe isaziso malunga nokusebenza yakho engafezekanga, abasebenzi abanika inkxaso yobugcisa olungele.
• Nandipha iinzuzo inkcazelo ebanzi malunga iindaba zakutshanje ze-i-Savings Bank.

Ngendlela efanele ukwandiswa maxesha of "Mobile Banking" (Sberbank, "Economy" package). Yintoni na le mveliso ingawela i guess nabani wakhe.

Amaxabiso eyiyo zebhanki mobile

umthengi ngalinye ngemali, leyo unandipha amathuba inkonzo "Mobile Banking" (Savings Bank), "Economy" iphakheji kutshintshwe "Full" unakho ngalo naliphi na ixesha. Kufuneka athi malunga ngokubanzi ngamathuba "Full" iphakheji, leyo, ngokuchaseneyo analogu yakhe "ukonga", ofikelelekayo evulekileyo kulwazi malunga nokuphuma kwemali nganye kwezi akhawunti. Ubuhle bokuba "ukonga" inikela kanye ukuba ukungabikho imali kwi-akhawunti yebhanki ekhompyutheni iya awucimeki. Emva kokuba umxhasi kanga inkonzo, wanikwa ithuba trial kweenyanga eziliqela, ngexesha apho intlawulo le app iya kuhlawuliswa. Makhe siqwalasele isindululo sexabiso ngokweenkcukacha:

• Bamakhadi Platinum, VisaGold kunye Mastercard bayafikelela kwi-akhawunti zakho for free.
• Amakhadi Momentum Abanikazi, Maestro kunye VisaElectron kufuneka ukuba uhlawule 30 engange nyanga nganye.
• Abaxhasi kunye nekhadi Mastercard Standart kunye VisaClassic, ndozizalisa engange-60 ngenyanga nganye.

ubunzima kunokwenzeka

Ngaphandle kwento yokuba "Mobile Bank" wavula abathengi Savings Bank iingenelo kakhulu, icandelo layo zobugcisa ayikho egqibeleleyo. Amalungu esebenza rhoqo akhalaze inkqubo podvisanie kunye nokungabikho amaqhosha ngamnye kunye nemisebenzi. Kukho iimeko apho nkonzo ayivulwanga emva kweentsuku ezintathu ukususela kumhla ubhaliso. Oku kaninzi kwenzeka ngenxa yokuba kukho impazamo xa uqhagamshela a client entsha. Ukwazisa ngale yokuzahlula imeko yomqeshwa, wena isigqibo zonke iingxaki ngokukhawuleza kakhulu. Kuye kwabikwa ubusela kunye nokudluliselwa kwemali evela akhawunti abathengi kunye nabo abameli ebhankini akwazi ukwenza nantoni na. Abantu kwakufuneka ukuya lokusayina. Ngethamsanqa, iimeko ezinjalo zinqabile, kunye nabantu basweli babe ngamalungu. Ukuba iinkcukacha ukuphanda umba nokuphonononga nemimiselo, kuya kuvela akukho iingxaki njengoko usebenzisa isicelo "Mobile Banking" (Sberbank, "Economy" package). Yintoni kuwo, yintoni amanyathelo kufuneka waphawula ukuba kunokwenzeka yaye noko ukwenza - ezi zinto ukuba ngokuqinisekileyo ukuhlola olwandulela ukuqalisa inkonzo.