Ukungabikho bafa imali - into omele uyenze?

Imeko apho kungekho mali, nto eqhelekileyo ukuba phantse wonke umntu mihla esitratweni. Kubomi wonke umntu kwakukho amaxesha xa kuthetha ukuba uye ekupheleni ngaphambi kwishedyuli. Ngoko ke kwafuneka qinisa amabhanti zabo ukucinga ukuba benze ntoni xa kukho ukunqongophala bafa imali.

On the oonobangela

ukuqonda Not abaninzi kutheni kungekho mali nokuba iiveki ezimbini emva kokufunyanwa umvuzo. Ngokobalo manani ngaphezu kwesiqingatha abemi Russian awuna mali yaneleyo khona. Siphelelwa imali kwangoko kakhulu ifika umvuzo entsha. Le ngxaki kuchaphazela nkqu ziqwempu afumileyo yabemi.

Isizathu kukuba ukunqongophala losapho okanye mali ngamnye ziye kuba yinto eqhelekileyo kuthi sonke. Iinkcitho ngaphezulu kwemali, nokuba kwinqanaba lesizwe - ngokubhekiselele kulwabiwo lwezibonelelo kaNondyebo kaRhulumente. Esinye isizathu Injongo kukuba abantu abakwazi ukuba ehlise neemfuno zabo. Ngokomzekelo, intombazana, nokuqhuba phantse yonke imihla emsebenzini, uyakwazi ukuhlawula irenti, bazithengele nesiqhumiso yabo 5000 engange, sisamkela umvuzo we-14 amawaka. Kakade ke, nanku impendulo umbuzo wokuba kutheni elifutshane imali njalo, ilele phezu komhlaba. Kwaye le meko ngomnye weyona mizekelo ezicacileyo. Industry phones eninzi, iiwotshi, izacholo kudala abantu ebukhobokeni ematyaleni kwaye ufumana ukuya kumbindi wenyanga ukucinga ukuba benze ntoni ukuba awunayo imali ngokwaneleyo.

Izizathu ezithile

Ingxaki yokuqala yeyokuba abemi karhulumente zethu nako ukucwangcisa ibhajethi yakho. Ngaphezu koko, xa kufikwa pre-ukuthenga, abaninzi qhiwu intloko yakhe, ephethe isuse interlocutor ngala mazwi: "Ewe, kutheni ukuba kube! Ke ngoko thile yonke into aya kuba kakuhle! ". Ukusuka kule relationship ukuba unesifo unengxowa yemali kuphela, kodwa kamva esiswini, kunye nezempilo, kunye namanye amalungu entsapho.

Kufuneka ukuba siyiqonde kwimicimbi yemali, kubalulekile ukuba bakhangele iindlela ezintsha zokusombulula iingxaki. Ngoko ngokuthe ngcembe uya kuba mbalwa kakhulu ukuba bacinge malunga nokuba kutheni kungekho mali. Hlawula mboleko, ngokubafekethisa fun wena ndiyilungise yonke intsapho - umthwalo kakhulu ngenxa avareji abemi. Yintoni ukwenza ntoni? Yenza isicwangciso sezimali. Kwaye apha ngcembe ukuba isizathu sesibini. Le ukungakwazi ukucwangcisa imali. Oku kuthetha ukuba umntu ngalo naliphi na umzuzu unako ukuthenga into eninzi, engaquki ukudlala indima yobomi bakhe kwixesha elizayo. Nangona kukho ... Play! Kodwa ngohlobo mali ziphanzile ezazijoliswe ukuhlala kwiveki yokugqibela phambi kwentlawulo.

Ukuqonda ngasinye!

Ngaphambi kokuba siphendule lo mbuzo, "Musa ukuba nemali eyaneleyo ukuze baphile! Ndimele ndenze ntoni? ", Kubalulekile ukuqonda kakuhle eli ngxaki. Kukho iindlela ezininzi lokubona esi sikhundla, ezizezi:

1. Ibinzana elithi "Andiqondi ukuba imali banokwaneleyo abangaphila ngako!" Izandi ngathi isigwebo sokufa, njengoko eba negalelo wekamva, ukuba akukho ndlela awukwazi ukuzilungisa. Kwimeko enjalo ke, umntu hlobo panics kwaye iqalisa ukuba ngokoqobo nomntana iingalo zakho phezu ithemba, ibiya, le meko. Le isipaji ihlala engange-200 yaye undi- wamxhoma! Akakho umntu ofuna ukuba kwiimeko ezinjalo, kuba oko kuthetha ikhulu ambalwa ukuba lwemivuzo uhlala ezidolophini? yonke Ingongoma kukuba yokunqongophala kwemali olu hlobo lwabantu yingxaki zentlekele ayikwazi kuconjululwa!
2. Uhlobo lwesibini abantu abanyanisekileyo ngakumbi ibinzana elithi "Andinayo imali eyaneleyo!". Njengomgaqo, yokunqongophala kwemali, baqonde nokungakwazi ukubhatala eziluncedo. Apha imeko ayikho ezinkulu njengoko kwimeko yokuqala. Ngokuqhelekileyo, olu hlobo abantu abaqotho iingxaki zemali ze azame uzisombulule ukuba kunokwenzeka.
3. Abantu yohlobo wesithathu kunokuba kakhulu ngamaxesha obunzima. Kakuhle eli ingxaki xa awuna mali yaneleyo bephila, yehliswe kuphela yokuba bengenayo imali ukuzonwabisa ngeempela-veki. Ngako oko, izizathu ezithile inkxalabo.

Ngokusekelwe ulwahlulohlulo yancitshiswa, siyakwazi ukubona ukuba lo mba uxhomekeke umbono kwisimo ngasinye. Kuba abathile, ukungabikho kwemali - oko intlekele, kuba abanye - nokungabikho ithuba lokuba achithe ixesha kunye nabahlobo phezu ikomityi latte.

Eyona ulawulo yeengxaki zemali

Ukuba awuna mali yaneleyo bephila, kubalulekile ukuba balandele ngqo iincam kolawulo: musa ungalahli ithemba kunye nethemba. Abantu abaninzi bayazi ukuba ukungabikho kwemali lukhatshwa bububi kunye nokungabikho intuthuzelo olufanelekileyo apho umntu ngamnye okanye usapho aze kusetyenziswa. Amaninzi ngamaxesha ezinjalo ongenisa kwaye yibona edandathekileyo. Njengoko umthetho, ngexesha lokudodobala zemali entsatsheni kukho izizathu ingxabano, zinqoze, njalo-njalo. Imeko nga ngcembe shushu kakhulu kangangokuba nje kokuba ngokwahlula.

Khumbula ukuba ukulondoloza themba liya kukuvumela ukuba ukugcina ubuhlobo bakho intrapersonal kunye zeentsapho zabo, abahlobo, usapho, abaqashi, abazali kunye njalo njalo.

Okulandelayo, angazinyatheleli kangako ukuba simunce kwimeko nganye amava entle. Enoba negative okanye wabonakala ebomini bakho, kubalulekile ukubona zonke izifundo luncedo ngokwabo uze uzame ukuphinda iimpazamo elidlulileyo kwixesha elizayo. Uhlalutyo iimeko ezinzima, kuquka nezo musa ube nemali eyaneleyo, likuvumela ukuba sifumane iindlela ezintsha iingxaki iingxaki, kwaye kwixesha elizayo ukuphucula imeko yabo yemali kunye nezentlalo.

Iveki-to-isengqondweni. Njani impilo yakho? Phezulu ezintathu kule studio!

Vumelanani ukuba baphile iintsuku ezisixhenxe ukuhlawula ngaphandle wokuzonwabisa, iimpahla ezintsha ukuya bhanya yinto yokwenene kakhulu. Kwaye nomawukwenze xa wena awuna mali yaneleyo ukuba ukutya? Xa kuthe kwiimeko ntlekele isicwangciso ekhethekileyo isenzo yenzelwe wena;

1. Qokelela zonke imali kuphela ekhayeni lakho. Musa nje ukuhlawula emva kokuphuma engoovimba, uya kuwa ephuma epokothweni shintsho oluncinci, ndicinga indlela kuthintela nezakudala ezipokothweni zakhe. Ngoku lixesha lakhe. Ngaphezu koko, ngokufuthi musa qaphela ukuba indlela ebalulekileyo isikhwama semali wazisulayo zodonga iiveki bengafumani isicelo kunye nokuphunyezwa kwayo. Abantu abaninzi kuqokelela izohlwayo ezinjalo ijike ibe ubutyebi engalindelekanga. Imali eqokelelwe umele uchithe ukuhamba, ekutyeni ezilula, ezifana rice okanye ezinye okuziinkozo, okanye naziphi na ezinye iindleko ezingxamisekileyo.
2. Kamsinya nje uqaphele ukuba awuna mali yaneleyo, kufuneka wenze uluhlu lwe iimveliso ukuba kufuneka ngokuba khona okuqhubekayo. Ukusuka uluhlu kubalulekile ukuba ukhuphele bucala abo iindleko ukuba ungenza emva kokufumana umvuzo. Onke amatyala efuna iindleko ezongezelelweyo (umzekelo, uhambo kunye nabahlobo, ezivenkileni, uhambo ishishini ukuba sisebenzele akhawunti yakho), kufuneka ayirhoxise okanye elinye kwixesha kamva. Ukuba uchaza imeko, iingxaki ezithile ngosuku oluthile elizayo akayi kuvuka.
3. Khetha iimveliso cheap kodwa eyanelisayo. Njengoko yokusebenza ibonisa, ezi imifuno, iziqhamo, okuziinkozo, inyama ngcono, akukho ayi eziyingozi njalo njalo. Ngoko ke nje kuphela ukunika ngokwabo ukutya, kodwa kukukhathalela impilo yakho.

threesome Okulandelayo

Olu luhlu lungentla lwezinto ezifunekayo ukuze kwenziwe kwixesha lentlekele zemali lobuqu ayipheli apho. Nikelani ingqalelo imithetho ezo kubaluleke eziziisekondari, ezizezi:

• Xa awuna mali yaneleyo umntwana, uhambo, ukuzonwabisa, kubalulekile ukuba ukuhlaziya kwimisebenzi yakho yemihla ngemihla. Kuyimfuneko ukuba aqalise ukulungiselela wena xa everyday ekhaya. Ngamaxesha obunzima ixesha elithile kuya kufuneka ukuba ukulibala malunga izimuncumuncu okanye lunch kwiindawo ukutya ukuzila.

Ukuba iimeko ezinjalo kwenzeka kuwe njalo umona, ngoko abuyise uluhlu ngokutya mali angenza ungatyanga. amakhosikazi amaninzi, njengokuba enjalo, isebenza ijeli okanye amathambo engumkhenkce, ungasoloko ukupheka isuphu kuyo.

Ngomhla ukuthenga iimveliso

Xa kungekho mali, kucetyiswa ukuba bathenge iimveliso ngamaxesha athile kuphela. Kakade ke, ngaphandle amasi, amaqanda kunye nesonka, bambalwa abantu ukuyenza, kodwa ebusika njengoko iziqhamo unako ukunika bakhethe Mandarin kunye apile, kunokuba Imirharnate okanye iidiliya. Unethamsanqa kakhulu ukuba uhlala kummandla apho luphuhliswa ezolimo. Kweli xesha lobunzima, ungenza kwayama ezo mveliso kufuneka ukuba aye kubiza ngaphantsi.

Ukongeza, sinikela ingqalelo evenkileni ezishelifini. Amaxesha amaninzi iimveliso kunye tags ixabiso etyheli elinde ukuba umthengi. Kubalulekile kwakhona ukuba ukuhluza uluhlu iimveliso ngeendleko eziphantsi. Ngoko ke, kubhetele ukuthenga wayedla 2 iitapile ngexabiso eliphantsi ngaphezu itshokolethi ezi-3 ngexabiso elinye.

Ukuthenga izinto

Ukuba kukho imeko enzima, kuyimfuneko ngelo xesha kukuba ukunciphisa naye ukuba bakhe bathenge izinto. Ingaba ukhetha iimpahla uphawu izincedisi? Siyakuba ukuba ube nomonde ukuba ukulibala malunga zonyango.

Xa imeko ifuna ukuba kuthengwe nto, ungakwazi ukukhangela kuba phezu emarikeni, yaye ngcono - elinesibini-ngesandla. Ukhetho elihle. yokuthengisa ngamaxesha, apho izinto kanye pricey ithengiswa kwi isaphulelo-50 okanye ama-70 ekhulwini. Ukuthengwa kwempahla efunekayo ngamaxesha anjalo inceda ukugcina amashumi amawaka engange.

zokuhamba

Ukuba yonke imihla uye kusebenza ngalo mzi, emva koko ugcine inxalenye ebalulekileyo lwabiwo-mali, ungasebenzisa izithuthi zikawonke. Ngamanye amaxesha iindleko zepetroli ngaphezu imali acwangcisiweyo, ngokukodwa abo rhoqo kwindlela amatyala zoshishino ngaphandle indlela yokuhlawula amafutha evela kwinkampani. Kaloku, kulo mzekelo, kuya kufuneka unyamezele ezinye kabi ukulondoloza imali.

Ungazama uhambo enye kunye naye. Ukuba oku umhlobo wakho osenyongweni, ungenza kuphela isicelo. Ukuba ngaba umlingane okanye umhlobo, kuza kufuneka uchithe kancinane kwaye ngenisa 'ukwabelana "xa kufuneka ukuba uhlawule ipetroli.

ukuthengiswa

Abemi abaninzi ngamaxesha lobunzima usebenzisa scheme endala zentengiso izinto ezingeyomfuneko. Kholwani ndim, kwihlabathi lanamhlanje, yonke into baze bathengiswe, nje ukuba enze iinzame ngokwaneleyo kuyimfuneko.

iithagethi Ideal ithengiswa: iincwadi, impahla, izixhobo zombane zasekhaya, zonke iintlobo eziqokelelweyo, ngezandla njalo njalo. Internet kwimeko ngoku welikhaya ilungileyo. Beka embalwa iifoto kunye neentengiso, kunye nemali ekudala elindelwe akayi ukukugcina ulindile.

yingxenye

Ihlabathi mihla ukhohlakele ndizinyanzele ukuba ukunika imisebenzi omnye okanye emibini, kodwa ezintathu, abane okanye ngaphezulu. Ukungabikho kwemali onegunya ukunyanzela ukuba sifune iindlela ezintsha yomsebenzi.

Enye kakhulu popular freelancing. Ukuza kuthi ga ngoku, i-Internet ezininzi kakhulu amathuba, umzekelo, unako ukufundisa iilwimi zasemzini intanethi, ukubhala amanqaku ezenzululwazi okanye isiko, ukuba wenze website kuyilo njalo-njalo. Inani elikhulu kwezakhono ezizodwa onazo, kungenza kube lula kakhulu ukuba wenze imali enkulu World Wide Web.

kude ngaphandle

Xa imali iphelile ngokupheleleyo, abantu bafikelele umbuso enjalo tolknot ukuba enze ulwaphulo-mthetho. Ukuze bazikhusele iingxaki ezinjalo, ungasebenzisa iinkonzo kwindlela yogcino-mali, oko kukuthi, ukukhupha ikhadi lamatyala.

Kule meko kubalulekile ukwazi intsingiselo ngokomlinganiselo kwaye ukuba singaweli isiselo ukuziva zibhuqe kunye nezibonelelo alipheli. Ukwenza zithengwe kolu xwebhu plastiki, khumbula ukuba ukupha abe nomdla. Ukwenza ikhadi lamatyala yindlela kakhulu yokusombulula le ngxaki, njengoko iibhanki kangangeenkulungwane yazuza ngabemi amatyala. Ukuba uyazi ukuba kwindawo ethile ezinzulwini umphefumlo wakho uphila shopaholic, khangela ezinye iinketho ukufumana imali ukuze uhlale.