Valuation utyalo-mali kunye neempawu zayo zokusebenza

Valuation yotyalo - yinkqubo wokuqhuba nefunwa kwiSigqeba izakhono ezithile kunye nendlela abanobuchule. Isibakala sokuba umtyali-mali unomdla ukuze bafumane indlela yenzuzo, nakubeni isidanga amancinane mali esichengeni. oosomashishini abaninzi imali ngokuthe ngcembe, nokuhlola ngesidanga ukuthembeka inzuzo. Ukuba senza linyathelo irhashalala, unako nje yiyo yonke imali.

Valuation mali yenye yeendlela zolawulo lwezimali. kubume bayo usendleleni yokuba iingcali ukuphumeza uhlalutyo lwenzuzo-kweprojekthi kunye izinga lobungozi, kwakunye nexesha payback yotyalo-mali. Njengenxalenye kuhlalutyo ithathela ingqalelo imiba yezoqoqosho, ezopolitiko kunye nezentlalo, kwakunye nokusebenza yesicwangciso soshishino. Le nkqubo ikuvumela ukuba uchaze ezingundoqo nomgaqo ukuqinisekisa izinga lwabo ngobuchule kakhulu ngokuchanekileyo.

Ngokuqhelekileyo, i-apreyizali investment ziyafuneka ukumisela imigaqo kuFeliks ezibolekisa okanye ukulingana utyalo-mali, ngokunjalo ukufumana-mali iya kunceda ukuphumeza yeprojekthi ethile.

Isiphumo sale nkqubo kukuba iqulunqe ingxelo eneenkcukacha, equlethe iimpendulo eneenkcukacha imibuzo malunga nokusebenza asethi imali, kwakunye nomgangatho inzuzo kunye inzuzo kule projekthi xa iyonke. Ngokusekelwe kwezi data, umthengi unokugqiba enoba iyavakala yonke into ukutyala kule projekthi, yintoni le iinketho ukuba zokuphucula wayo kanye processing.

Ngokubanzi, utyalo-mali yahlulwe yaba ixesha elide kwaye elifutshane. Le yokuhlela ithatha ingqalelo imiqathango exhaswa. Evaluation of investment zexesha elide kuthatha ixesha elide, kuba umrhwebi kufuneka ukuba ziqhube uphando lokujongisisa olunzulu kunye isifo kwi zigaba yokuqala yokuzalwa kunye nophuhliso kule projekthi. Loo nkqubo iza kunceda ukubala amathemba ukuba kwiminyaka embalwa elandelayo. Ukuba anazi, ngoko mhlawumbi, umtyali-mali kuya nje ukwala ukunika inkxaso ngenkxaso, ngokuba akuyi kwazi isicwangciso lwequmrhu.

Kukho ikho into uvavanyo ukusebenza wotyalomali. Le inkqubo imigaqo ethile, leyo eyenzelwe ukuba ukujonga ukusebenza ukhetho lokuphumeza iinjongo zotyalo-mali ethile. Kukho izikhokelo ezininzi le nkqubo:

1. Ukuhlola, oluqhutywa isekelwe phezu indices net cash flow.
2. Wayezizuzisa ixabiso elikhoyo lemali ye kwemali kunye nobungakanani nokutyala imali.
3. Ezikhethiweyo umlinganiselo isaphulelo, oluqhutywa ngethuba amanqaku ama-2.

Inyaniso yeyokuba xa uvavanyo investment yenziwa ngokuchanekileyo, yinto isiqinisekiso entembeko yokuba isigqibo kutyalo-mali zenziwe ngokuchanekileyo, kwaye amathemba eziqikelelwa ngokuchanekileyo kangangoko kunokwenzeka.

Kukho iindlela ezininzi ukuvavanya-mali, ezisetyenziswa ziingcali:

1. Kumaxabiso.
2. Ekubaleni isithuba apho le mali unako ukuhlawula off.
3. Ukubalwa lo umda ingeniso, ekulindeleke ukuba yonke imali
4. Ukubekwa ukusebenza iindleko abaye bangena imveliso.
5. Umahluko phakathi imali ingeniso kunye nenkcitho.
6. Uhlalutyo lokuthelekisa ingeniso evela kutyalo-mali eyinkunzi imali.

Ukuchaneka novavanyo lotyalo kuxhomekeke kumlinganiselo zintsonkothe le projekthi.

Indlela ezinxulumene kumaxabiso, sithabathela ingqalelo ukusebenza lotyalo-mali ngexesha elithile ngexesha elibekwe kwangaphambili. Ngokuqhelekileyo, le ndlela isebenza investment zexesha elide ixesha elingaphezu kweminyaka emihlanu.