"Plus Bank": reviews mboleko zemoto. banks rating

Umthetho iinkonzo zebhanki emarikeni njengeziko jikelele, ngokubonelela abathengi zayo uluhlu olupheleleyo izisombululo ezahlukeneyo, kunye neebhanki ezizodwa kakhulu, nto leyo zisebenza zinendawo ethile. Oku akuthethi ukuba ngaba ezinye iinkonzo - nje kwiindawo ezithile kwezi zakhiwo kukho ukwanda umsebenzi ngenxa isiseko umthengi esibanzi, uphuhliso, amava ngokoqobo.

Nje omnye kula maziko ziza kuxutyushwa kweli nqaku.

Sithetha i "Plus Bank" (eMoscow). Le nkampani, nto leyo ibandakanyeka kubonelelo ngeenkonzo zebhanki ezahlukeneyo, ugxininise ngexesha elifanayo kwi-mboleko zemoto. Oku kungqinwe ngokucacileyo kwedatha yeenkcukacha-manani ichazwe amanqaku okuhlela kunye nohlolo elunxwemeni lomlambo. Konke oku, kwakunye malunga nomgangatho wenkonzo, imirhumo kunye ezinikezelwa yi umxhasi wakho "Plus Bank" ongakhetha; iidilesi neenombolo zefoni-ofisi ephambili - uza kuyifumana kweli nqaku.

Ngexesha nokulungiswa eziphathekayo sisebenzisa ingxelo zabathengi, ngokunjalo ulwazi ngokubanzi malunga nokuba yintoni na eyenza le sakhiwo.

indaba

Siqala ngokwesithethe ulwazi yembali malunga yintoni na ibhanki kwaye yintoni na imvelaphi yayo. Oku kubalulekile xa kungekho esinye isizathu sokuba kule icandelo ishishini lidlala indima ebalulekileyo emva zembali, ezidlulileyo ebhankini kunye igama layo, apho zakhiwa bonke ubuhlobo elizayo. Ngapha koko, uthembe iziko yakho imali kunye nembali ethandabuzekayo akayi kuba mnye. Ngoko ke, sifumanisa ukuba wambumba "Plus Bank". Ukuthembeka siya hlola phambili umganyana, ngoncedo lwe data kwi-asethi kunye nohlaziyo ngayo.

Bank Ibali iqala emva ngowe-1990, xa ngokwesiseko yiSoviet Zhilsotsbank (okanye mandithi kuphela ofisi yayo engundoqo) kunye Commercial Bank yaphehlelelwa phantsi kwegama "eOmsk". Igama leziko latshintshwa kabini. Njengoko practice ibonisa, lo zesiganeko eqhelekileyo kwimarike leebhanki. Ngo-2004, yena igama "eOmsk-Bank". Kuqhutywa utshintsho ngaxeshanye kubume wabanini zombutho (ezi nkqubo ngoku). Sele 2010 urhulumente wagqiba ukuzincama igama laloo mzi egameni ebhankini, wasithiya "Plus".

Akukho amabhaso sithandabuze ukuba original for "Plus Bank" Saint-Petersburg kunye eyinkunzi zange isixeko "lweenkobe": isebe yokuqala yasekwa ngo eOmsk. Emva kokuba ubume iye okukhulu ngakumbi, yaye yandiswa indawo, kwagqitywa ukwenza ofisi ephambili eyinkunzi (ngoku kule dilesi "Plus Bank": Moscow, Lime Lane, 7). Office, ebekwe apha, uthathwa elikhulu ukususela 2014.

izilinganiso

Namhlanje, eli ziko lilungu amanqaku ezahlukeneyo, njengokuba ngokuzingca kuchazwe kwi website yayo amaphepha. Kukho icandelo elikhethekileyo apho zonke izintlu udidi namabhaso, othe wawongwa "Plus Bank". Rating, njengokuba usazi, ukuze babe ezahlukeneyo: qala kunye ethandwayo uvavanyo inkonzo online of "Banking". Le ixela ukuba ibhanki ifumene kuphela malunga nekota iivoti HIV, nto ke leyo ebangele kwi "abantu 'senyukele inokufumaneka kuphela league yokuqala.

Ukuba sithetha iziphawuli ezifana asethi zizonke, ngokwale iingongoma, ukusekwa phezu kwendawo 158 th lonke Russia (kwaye 104th e eOmsk) nomfuziselo 26 billion. Njengoko ingeniso net, iqokelelwe ngo-2015, i "Plus Bank" (amasebe ezo zifumaneka kwimimandla 7 of Russia) wayengase malunga 111 million engange. Ngokutsho kwenye iziko parameters wathatha indawo elihle kakhulu kwezi zixeliweyo.

Umzekelo, thatha ubuncinane ezenziwa ngabantu kwemali "Plus Bank". Ngokutsho iinkcukacha ezisemthethweni, ubuncinane malunga ne-19 billion engange. Le ndawo 92-th eRashiya kunye 62th e eOmsk, leyo kuphucula isidima kule bhanki emarikeni. Iphothifoliyo credit nalo kakhulu - malunga indawo 116-th eRashiya kwi oyintsobi yalowo 20 ezigidi.

Ngaloo ndlela, sinokugqiba ukuba Ukumiswa likufutshane "amakhulu" iibhanki yokuqala Russian, nto leyo impendulo elihle kwiziko lwengingqi, konke oko yaqala ngayo.

iinkonzo

Iphothifoliyo Iziko zebhanki yakhe, ngokutsho nenkcazelo evela kwigosa page ukhetho ixhaphake "Car Loan". Ngaphandle intlawulo kunye intlawulo yokuqala, ezona umthamo ukuya kwizigidi 4.5 engange, ukuya kwiminyaka-7 (oku - Izalathi eqhelekileyo, ziyashiyana kuxhomekeka izinga apho umthengi sakusasa). Ukongeza, i "Plus Bank" (St. Petersburg) ibandakanyeka kubonelelo kunye nezinye iinkonzo. Ngokukodwa, oku kuquka yakudala iibhanki siboleka mboleko yezindlu kunye nomthengi, iidiphozithi kunye neenkonzo zoshishino. Funda kabanzi ngazo siza kuthetha ngakumbi.

Icacisa ukuba inkonzo yebhanki isekelwe phezu ukwahlulwa ubume ye client. Ngoko ke, kukho iinkonzo ngabanye kunye amaqumrhu asemthethweni.

abathengi zabucala

Makhe siqale elikhulukazi (nakuba ngaphantsi wowulungela ebhankini) iinketho kwicandelo ziyafumaneka kubantu abaqhelekileyo. Ezi ngokwemveli ziquka ukuboleka imali ukuthatha. Amaninzi, Kakade ke, siye sadibana ukuchaza ncomo "Plus Bank" kwi-mboleko zemoto. Oku kungenxa yokuba, njengoko sele sibonile, le yenye yezona ngeenkonzo eziphuhlileyo kwipotifoliyo ibhanki yakhe.

Ukongeza kwezi, isayithi ulwazi malunga nezinye iinkonzo, ezifana ibhokisi yokugcina iibhokisi ukhuseleko sebhanki yedipozithi kunye nokwamkelwa kweentlawulo, iintengiselwano imali neentlawulo. Oku kunganxulunyaniswa kunikezelo amakhadi ebhanki, eyenzelwe iintlawulo ezivenkileni, ibhonasi kunye like.

Ngoku ukuchaza iindidi ngokweenkcukacha ngasentla.

Car Loan

Izinga esisiseko ukuba iziko ukwenza mboleko ukuthenga iimoto. Le bonisa eziphuma kwiphepha "Plus Bank" ngokutsha kwi-mboleko zemoto. Akukho nto apha uchaza iiparameter ukuba kuhlangatyezwane ngumxhasi. Ukuba elifutshane, iinkqubo mboleko lonke ezimbini - i "AvtoPolyus Hull" yaye "Dealer +". Ahluke phakathi kwabo ngenxa yokuba yesibini ukhetho ilungiselelwe ukuba kuthengwe yesithuthi garaji. Iiyantlukwano khona ngokwalo mboleko. Ngokukodwa, kwithuba lokuqala inkqubo - ukusuka kwiminyaka 1 ukuya ku 7, kodwa yesibini - 5. Ukongeza, kwaye iyahluka isixa avumelekile (ukuya kwi-3.5 yezigidi kwimeko yokuqala 4.5 - okwesibini). Kwiziko lewebhu ibhanki kuqatshelwe ukuba intlawulo yokuqala xa usenza mboleko ingafuneki. Ukongeza, uyilo igobhogobho kuvunyelwe ngokwesicelo, kwaye isigqibo malunga nento ingaba mboleko ziya kukhutshwa, ziya kwenziwa kwisithuba seyure emva kokuba isicelo kwisebe "Plus Bank". Izimvo mboleko auto kubaxumi, siya kuwusondeza ingqalelo yakho kancinane emva koko.

mortgage

Uhlobo lwesibini ngetyala, nto leyo ukwenza "Bank Plus" - mboleko yokuthenga izindlu. Apha, ngokutsho iinkcukacha kwisiza, wasinika imali ixesha elide emva (ukuya kwiminyaka eli-30), kwaye ithathe isixa esikhulu (amawaka 300 engange). Bala ixabiso uhlobo oluthile imali, ungasebenzisa njengomatshini wokubala, imelwe kwisiza - apha kufuneka ingqalelo kakhulu iinkcukacha kwisixa, elithi, inzala, ubungakanani, njalo njalo. Ngokusekelwe kule, le nkqubo ibonelela izinga kakhulu kangangoko imeko ethile nganye.

Faka ngoku uze ubone ukuba ungafumana sokubambisa, kunokwenzeka ngokusebenzisa ifomu online kwi-website ye ebhankini.

deposit

Njengoko abanye, "Plus Bank" yamkela iidipozithi eentlawulo umdla ukuqokelela amaqumrhu ngokwasemzimbeni kunye esemthethweni. Ubhejo eliphezulu xa kusingethwe kwiiklayenti zabucala zafikelela 11.5%. Xa iyonke, ishedyuli lwamaxabiso inikwa 6 izicwangciso eyenza kube lula ukutyala ngeemali ezahlukeneyo (i imali engange okanye dollar / euro).

Kwiinkampani iidipozithi kule ebhankini ziquka ithuba lokufumana ukuya kwi-14% ngonyaka ngokuxhomekeke kwisixa sibekwe. Ukuze ufunde ngakumbi oku kunokwenzeka kuphela ngengxoxo kunye abacebisi, ekubeni bengabantu yonke idatha.

iinkampani

Ukuba iimveliso eziphambili ezibangela "privateers" - ukuba mboleko kunye needipozithi, amaqumrhu asemthethweni kusetyenziswa ezinye iindlela. Umzekelo, ukuba ukuphunyezwa ngeenkonzo zolawulo lwemali zoshishino, imali yorhwebo, ukuqokelelwa kwemali. Konke oku kudla ngokusetyenziswa kweenkqubo zoshishino, lweeklayenti ezikushishino kangaka "Bank Plus" - na amashishini ikakhulu ezincinane kunye neziphakathi. Apha, kwicandelo "Inkampani" lo, uyakwazi ukubona ingcaciso kubanjiswene namanye amaziko zebhanki.

ofisi

Njengoko sele kukhankanyiwe, i-ofisi "Plus Bank" lusebenzisa amaziko 7 zemimandla (Moscow, eOmsk, eSt Petersburg, Ekaterinburg, Tyumen kunye Ryazan). inombolo ulwazi jikelele yomnxeba, efumaneka kuzo zonke iingingqi: 8 (800) 200-23-72. Apha ungenza umnxeba nangaliphi na ixesha emini, iminxeba bakhululekile. Kungenjalo, ungaqhagamshelana kwisebe bank. E Moscow, isebe iphambili kwi calcareous Lane 7, 8 (495) 989-42-99. Iiyure abantu - ukususela-9 ukuya ku-21 yonke imihla, kuba amashishini - ukususela ngoMvulo ukuya ngoLwesihlanu ukususela-9 ukuya kwi-18.

Cacisa ulwazi malunga ofisi kwindawo yakho inokuba kwi website esemthethweni kwicandelo le "sebe".

"Plus Bank": reviews mboleko zemoto

Ukuze ukwazi ukuba inkonzo yabathengi, ukuze le nkonzo, qiniseka ukuba bahlole clients izimvo ibhanki yakhe. Siye ndawonye ulwazi phambi kweli nqaku. Ngoko ke, ukuze kube lula, uza kufunda eli candelo kwanele.

Masiqalise nesibakala sokuba kukho ngokwenene izimvo ezahlukeneyo kuzo ebezintle nezo zingentle. konke kuxhomekeke kwindlela umtyeleli safunyanwa ukunikezela ukuba kuye inkxaso ulwazi ngokupheleleyo ngenxa imeko yabo, enoba oko ngokwenene efanayo iimeko ezanikwa kwasekuqaleni.

Kwimeko-mboleko zemoto, abathengi abaninzi bonelisekile ngenene. Bona banikwa mboleko yokuthenga imoto ukwanelisa ngokupheleleyo iimfuno zabo kwaye, ke ngoko, kwakhokelela lokubhalwa izimvo ezakhayo malunga ziko. Noko ke, ukuba zonke zibe ncomo laudatory.

Kukho eziliqela iimpawu inkonzo embi ngabathengi abanqwenela ukwenza amalungiselelo mboleko imoto. Ngokukodwa, abantu baye baphawula ukuba igama wamonayo omnye wenzala (leyo zaphumela ukuba ibe ngaphezu kunye amazwi umphathi); okanye ukuba imali mboleko ngokuzenzekelayo linyuke yi inyathelo ukuba umqeshwa ebhankini. Kakade ke, ezi zinto isandi esingaqhelekanga yaye ezingqubana ngokucacileyo yokuziphatha lwembumba kunye ngokubanzi abonisa kakubi igunya yabaqeshwa yebhanki. Noko ke, ukuba ezi zibakala bekuyinyaniso, abo banoxanduva mhlawumbi bafumane isohlwayo. Ngapha koko, ibhange zonke iirekhodi, kuquka ividiyo kunye audiofiksatsiya incoko kunye nabasebenzi abathengi. Bonisa komgomo ezinjalo ayikho nzima.

Ngoko ke, ngokucacileyo, ezi zityholo nje zaye ayiqinisekiswanga okanye intlebendwane ecocekileyo. Ngokubanzi, uninzi izimvo zabathengi kunye nezikhalazo, i-ofisi eyintloko ngoko nangoko banike izimvo zabo kunye neempendulo.

Izimvo Bank

Ngokumalunga igama yeziko "Plus Bank" ngokubanzi, oko ezahlukeneyo, ngokuxhomekeke imveliso ezikhuthazwa emarikeni. Ngokomzekelo, imoto kukho baduma imveliso kunye nomtsalane kwayo emehlweni ngumthengi. Izimvo iimeko credit malunga nazo olungileyo. Enye ingongoma - kukuthi, umzekelo, iidipozithi. izinto apha kamnandi kangaka, njengoko "Bank Plus" ngokufuthi ibamba isitokhwe elifutshane. Ukutsala abantu ekhulwini mnye, utshintsha ngokukhawuleza izinga okubangela abathengi ingqumbo. Ukuze isebenze amaqumrhu asemthethweni, igama ibhanki kutshata naye ngokugabadelayo.

iziphumo

Ngoko ke, ekugqibeleni, ndifuna ukuba uqaphele ukuba eli ziko professionals ezikhuthaza ngempumelelo kwimarike iminyaka engaphezu 25 zomsebenzi. Le "izimvo" best kumsebenzi kobume yonke. Ngoko ke, ukufumana imiqathango intsebenziswano kuloo mbandela, leyo unomdla kwaye uzive ukhululekile ukuya kwi "Plus Bank".