Leasing. Yintoni na? Iinkalo ezahlukeneyo

Wonke umlawuli wezezimali uyazi ukuba "ukuqeshisa". Iyini, kwaye yenziwa nini na umsebenzi owenziwe nini? Kwizenzo zamazwe ngamazwe, akukho nto ichazwa ngolu hlobo. Kukholelwa ukuba ibonisa ukuqeshisa kwexesha elide lwezixhobo ezibizayo phantsi kweemeko ezithile (ngaphandle kokuqeshiswa kweqeshiso kuyahluke, umzekelo, ukuqeshisa okanye ukuqeshiswa kwexesha elifutshane). Kucingelwa ukuba ubuhlobo obunjalo bokuqala buvela kwi-Ancient Sumer, kodwa baveliswa ngendlela yokuqeshisa e-US naseYurophu kwisiqingatha sesibini senkulungwane ye-20.

Kwimithetho yaseRussia phakathi kwee-1990, igama elithi "ukuqashisa" nalo lonyulwe. Yintoni evela kwinqanaba leembono ze-Civil Code eyamkelwa ngo-1996? Ngokubhekiselele kwiCandelo lama-665 yeqendu le-Code Code, ukuqeshiswa kwemali (ukuqeshisa) kuchazwa njengobuninzi beentsebenziswano apho umncinci, kwinqanaba lomqeshi okanye ngokwengqiqo yakhe, uthengisa ipropati ethile, oko emva koko idlulisela kumqeshi ukuba ayisebenzise kwaye aphile ngexesha elimisiweyo.

Ngaba nayiphi na into ingathengwa ngokwecwangciso apho kubandakanywa ukuqeshisa? Yintoni le ngokwemigqaliselo yenkqubo yokuthengiselana? Ngokutsho kweSiqendu 666 seKhowudi yoLuntu, kuphela izinto ezihlaziywe kwixesha elide (ezingezizo zokusetyenziswa), ezifana ne-real estate, izixhobo, umatshini, zingadluliselwa kwiingqeshiso zemali. Ukungabikho kwimihlaba yemvelo, iziza zomhlaba kunye nezinto, ingeniso yohlupheko kuyo nayiphi na imithetho.

Ziziphi izenzo eziqhelekileyo ezilawula ukuqeshisa? Oko kukuthi, kuya kufundwa kumthetho wezinga le-federal nombolo 164-FZ (yamkelwa ngo-1998, Oktobha 29). Nanku, ukutolika okufana neenkcazo zeNkcazo yoLuntu, unikezelwa iinkqubo ezicetywayo malunga nenkqubo yonke yokuqhuba imisebenzi. Umzekelo, umhlathi 4 womthetho ucacisa ukuba umthengisi wezinto zokuqeshisa, umnini okanye umqeshi angaba ngumhlali waseRashiya okanye umntu ongabemi.

Isivumelwano sokuqeshisa sigqitywa ngendlela ebophayo ngokubhaliweyo phakathi komncinane nomqeshi. Nangona kunjalo, kwizicwangciso zolu hlobo, ngokuqhelekileyo kukho abanye abantu - iinkampani zomshuwalense kunye neebhanki. Abangaphambili basebenzise ukunciphisa ingozi eyahlukeneyo ehambelana nokubonelelwa kunye nokusebenza kwezixhobo. Kwaye aba bahlala beyilungu leenkampani zokuqeshisa ezifumana iimali ezivela kwiibhanki ukwenzela ukuba zisebenze ngendlela ebolekwa ngayo imali. Isivumelwano singabonelela ngolu hlobo lokugqiba ulwalamano, xa umqeshi efumana ipropathi emva kokuba isivumelwano siphelelwe kwaye izimo ezithile zidibeneyo (yonke ixabiso leendleko zokusebenza lihlawulwa ngendlela yeentlawulo zokuqeshisa, njl.).

Kunokwenzeka ukuthenga izinto ezibiza ngexabiso lokuqeshisa kwiimarike zangaphandle ne zangaphakathi. Kule meko, iindidi ezifanelekileyo zokuqeshisa ngemali zabelwe. Ukuba bonke abachaphazelekayo kwisivumelwano baya kubahlali, kwaye ukuqeshiswa kubonwa njengangaphakathi, kwaye ukuba elinye lala maqela lingahlali, lingaphandle.