Iyintoni irhafu kwihostela yabathatha umhlalaphantsi?

Ngaba kukho irhafu yendawo yokuhlala kubantu baseRashiya? Lo mbuzo uthanda abaninzi. Akunjalo abahlala bexhamli ngqo. Ngokwenza oko, lo mbandela ulawulwa zizihlobo zabantu abadala ukuba baphephe ukuhlawula irhafu kwindlu. Kodwa ngaba ixabiso? Ngaba abantu abaye kwiholide elifanelekileyo banamalungelo athile malunga nokuthengwa kwezindlu kunye nepropati ngokubanzi? Oku kulungile ukuthetha malunga. Emva koko, imiba yombuzo wethu yanamhlanje ayiyaziwa wonke umntu. Ngokuqhelekileyo akukho mntu uyazi.

Ngaba ihlala ihlawula

Okokuqala, kufuneka ufumanise ukuba ngaba kukho iingeniso kubaxhasi bemali malunga neerhafu kwiindawo zokuhlala (iihostels) okanye kungenjalo. Ukuba akunjalo, kwiimeko apho kulungele ukwenza iintlawulo ezifanelekileyo.

Ngamanye amaxesha kunzima ukuphendula lo mbuzo. Emva koko, kuninzi kuxhomekeke kwimeko ethile. Ierhafu zepropati (amafulethi, izindlu, izindlu) zixesha elifihlakeleyo kwimithetho yaseRussia. Kwaye kunokwenzeka ukuthabatha izigqibo ezifanelekileyo kuphela ngenxa yazo zonke iimeko.

Kukho nawuphi na, sinokuthi ngokuqinisekileyo-irhafu kwihostela yabanikazi bempesheni, ngokusemthethweni, ikhoyo. Kodwa ayisoloko ihlawulwa. Kwaye kukho ezininzi iingongoma ezikunceda ukufumana inzuzo okanye ukukhululeka ngokupheleleyo ekuhlawuleni. Konke oku kuya kubonakala kongeza.

Ipropati

Umzekelo, kukho okubizwa ngokuba yerhafu yendawo. Phakathi koluntu, kulwaziwa kangcono njengerhafu yepropati. Ngokudla kaninzi kuchaphazela izindlu nezindlu. Kudinga iminikelo yonyaka evela kubarhafi berhafu.

Kodwa kungekhona kuthi. Iserhafu kwihostela yomhlala-phantsi (propati) ayikho ngokupheleleyo. Kwimeko nayiphi na imeko. Abambalwa kuphela abazi malunga nalokhu. Kwaye amagosa erhafu aqhubeka nokuthumela amaxwebhu okuhlawula afanelekileyo kunyaka emva konyaka, ehlawulwa. Ukumisa le ngxaki, kuyafuneka ukuba ufake isicelo kunye nesibonakaliso sezibonelelo zabo. Khumbula, irhafu yepropati ayihlawulwa ngabantu abahlala phantsi. Ngokubanzi, akakho. Ngaphandle kwemvume.

Thenga ukusebenza

Imeko elandelayo enokuchaphazela ukuthengwa kwezindlu ezikhoyo. Ngokuqhelekileyo, abemi banelungelo lokuncitshiswa kwintengiso. Yaye irhafu xa kuthengwa indawo yokuhlala ngumhlala phantsi ayihlawulwa. Abantu abadala asebenzayo banelungelo lokunciphisa ngokufanelekileyo ixesha elichaziweyo.

Le yinkqubo elula kakhulu. Kuye, kuya kufuneka uvelise zonke izibhengezo, kwakunye neziqinisekiso zeendleko, malunga nelungelo lobunini. Kwaye uza kufumana i-13% yentengiso eyenziweyo.

Ngokwenza oko, oku kusetyenziswa ngokuqhelekileyo. Akukho mntu ufuna ukuyiyeka. Kodwa kuyacetyiswa ukuba ukhawuleze - umhlalaphantsi uza kuba neminyaka emithathu kuphela ukwenza isicelo sokuncitshiswa kweerhafu ekuthengweni kwendlu. Emva kolu xesha, eli lungelo litshiswa. Kwaye akunakukwazi ukuyibuyisela nayiphi na indlela.

Ngenxa yokungasebenzi

Ngendlela, irhafu yendawo yokuhlala kubantu abangenasiphelo, abangenawo umhlalaphantsi. Ukuba umntu osebekhulile ngokungazelelwe uthenge ipropati, unokufumana, njengoko kuthethwa ngasentla, ukuchithwa okufanayo. Kule meko, ezininzi iimeko ziya kufuneka ziqwalaselwe.

Ngokomzekelo, unokwenza uhluthiso kunanoma yimuphi unyaka owedlule ukuthenga, kodwa kungengaphezulu kweminyaka engama-3. Ukongezelela, unelungelo lokubuyisela imali ye-13% yentengiso. Kwaye ngoko isantya esiphezulu sokuncitshiswa asikwazi ukudlula iiruble ezigidi ezi-2. Le yimithetho ekhoyo kwimithetho yanamhlanje.

Nceda uqaphele ukuba, ukuba ummi oye kwiholide efanelwe ukuthenga akuthengi indawo kodwa umhlaba, ngoko kufuneka akhokhe zonke iintlawulo. Kulo mba, urhulumente akaniki nawuphi na imvume. Intlawulo yomhlaba ihlawulwa ngabo bonke abahlawuli berhafu ngokupheleleyo. Kwaye akunandaba ukuba ungubani - umhlalaphantsi okanye ummi osebenzayo.

Ukuthengiswa

Ngokuqhelekileyo, abantu abadala bayavuma ukuthengisa impahla yabo. Le yimeko eqhelekileyo. Kwaye abaninzi abantu bayazibuza ukuba kuyimfuneko ukuhlawula irhafu ekuthengiseni iindawo zokuhlala kumakhaya. Emva koko, abahlali abanjalo abahlawuli imali yepropati!

Oku akutshintshi nantoni na. Intlawulo yepropati (i-real estate) ayinanto enxulumene nesivumelwano sokuthengisa. Ngokomthetho wanamhlanje, bonke abahlawuli berhafu kufuneka bahlawule irhafu yentlawulo. Oko kukuthi, abo bafumane imali ngeniso efunyenwe ngabemi.

Akukho mntu ukhulula abo abahlala phantsi. Kubonakala ukuba abantu abadala nabo kufuneka bahlawule ngokupheleleyo irhafu yengeniso. Kubonakala xa kuthengisa indawo yokuhlala okanye nayiphi na impahla. Awukwazi ukuhamba naye. E-Russia, lo mgaqo usebenza kubo bonke abahlawuli berhafu.

Ingakanani ukuhlawula

Unokubala njani irhafu kwindlu? Konke kulula kakhulu kwaye kulula. Siye safumanisa ukuba xa kuthengwa indlu, bonke abahlala phantsi banelungelo lokuphinda bafumane imali ethile esetshenziselwa ukuthengiselana. Kodwa kuthekani ngokuthengisa? Ingakanani ukuhlawula? Yintoni eya kuba yerhafu kwindlu apha? Ukubala kulula kakhulu.

Kwanele ukubuyela kwimithetho yanamhlanje. ERashiya, irhafu yengeniso, njengoko uyaziyo, iphuma kuma-13%. Kule mali kuphela ekuthengiseleni kuya kufuneka idluliselwe kumagunya erhafu. Kukho umncinci omncinci kwimithetho, xa le ntlawulo ingenazo izizathu nezizathu ezifanelekileyo. Akunjalo kuphela ngokumalunga nabahlala phantsi. Kodwa malunga naye kamva kamva.

Ubungakanani "ufune" ukukhawuleza "? Kukho amaxabiso ahlukeneyo e-estate-cadastral kunye nemarike. Ngaloo ndlela, kunzima ukuphendula. Ngokwemithetho, i-deduction ye-13% kufuneka yenziwe ngokwexabiso le- cadastral yezindlu. Kodwa bacinga ngenye indlela kumagunya erhafu. Kwaye kufuneke kwakhona ukuhlaziywa kwexabiso lemarike kwendlu. Musa ukulungelelanisa oku, oku kuphulwa ngokuthe ngqo kwamalungelo akho. Khumbula, izibalo zenziwa kuphela yixabiso le-cadastral. Kusuka kule nkcukacha, kubalulekile ukuba "ugxeke" abahlala phantsi.

Ngaphandle kwemithetho

Yayiyiphi enye into? Irhafu kwindlu yokuhlala yabathengi abasetyenziselwayo ingabikho. Oku sele kushiwo. Kodwa kufuneka ugcine umthetho oyingcwele. Yiyiphi na?

Ipropati kufuneka ibe kumntu osekhulile ubuncinane ubuneminyaka emithathu ubudala. Kunqweneleka ukuba eli xesha lide lide. Kule meko, irhafu yengeniso kwintengiselwano ayihlawulwa. Ngoko, akuyi kubakho iindleko zemali ezivela kumxhasi xa uthengisa indlu. Iindaba ezilungileyo kakhulu kulabo abazange baqikelele kulolu hlobo lwemicimbi. Uya kufumana yonke imali efunyenweyo ngokupheleleyo. Akukho nto inzima ukuyiqonda kule nto. Khawukhumbule-ukuthengisa indlu ngaphandle kokuhlawula irhafu kwintengiselwano kuya kufuneka ulinde ubuncinane iminyaka emithathu ukusuka ngomhla wokufumana le propati.

Indlela yokufumana izibonelelo

Umbuzo wokugqibela uhleli. Siye saqikelela xa kukho irhafu kwindlu. Izinzuzo zabapenshini nazo zinikezelwa. Ukuze uwamkele, kufuneka uqhagamshelane nenkonzo yerhafu ngolwazi oluthile lwamaphepha. Kwaye ukubiza amalungelo abo. Iyintoni umyalelo wonyango? Yintoni oyifunayo ukufumana iinzuzo ze-estate estate kubantu abaphantsi kwempesheni? Thatha nawe:

• Isicelo selungelo (ukuba kukho iindlela ezininzi zokufumana ityala lekrhafu, kuphela enye ikhethiweyo);
• Ipasipoti yommi waseRussia Federation;
• SNILS;
• Iinkcukacha ze-akhawunti yeBhanki (ngokuncitshiswa);
• Amaphepha eqinisekisa amalungelo akho akhethekileyo;
• Isitifiketi sePensheni;
• Ulwazi malunga neengeniso kunye neepensheni;
• Izatifikethi zobunikazi.

Yonke into. Ngoluhlu olupheleleyo lwamaphepha, kufuneka uqhagamshelane nabarhulumente beerhafu kwindawo yokuhlala (okanye yokuhlala). Kwaye uya kunikwa amalungelo afanelekileyo. Ukuba udinga ukurhoxiswa kweemali zerhafu yepropati, ke kuzo zonke izitheno ezingasentla, faka amaxwebhu okuhlawula kunye nezivakalisi eziqinisekisa ukuhlawulwa kweerhafu. Kwiminyaka emithathu edlulileyo. Yonke into. Ngoku siyazi yonke into malunga neentlawulo zerhafu zabaxhasi-mali malunga neendawo zokuhlala kunye nezakhiwo eziqhelekileyo. Ngendlela, ukuba ngumbuzo werhafu yezothutho abantu, njengomgaqo, hlawula kuphela i-10% kwintlawulo echazwe kwirekhodi. Okanye akukho nto, ukuba umatshini uxhotyiswe nge-injini ephantsi.