Ikhadi Lost (Sberbank), ukuba benze ntoni kuqala?

Kwi-Internet kukho izihloko ezininzi ivulekile kwiiforam ngemibuzo: "ikhadi Lost (Sberbank), ukuba benze ntoni?" Kwaye inani izihloko ezifana liyanda rhoqo. Oku kungenxa yokuba iibhanki abalufumani baziswe iinkonzo zabo izenzo ezinjalo, kwakunye yenguqu ezikhawulezayo izibalo ikhadi phakathi komqeshi kunye nabasebenzi bakhe.

kwimali kwikhadi ayikho buhlale

Ngoko ke, oko kunciphise imali eziinkozo kunye abantu ukuze esitratweni. Ngapha koko, kutheni kuyimfuneko, ukuba kunokwenzeka yaye kulula ukuba ikhadi iplastiki, nto leyo Nongawuthabathiyo isithuba kwaye kulula ukuyisebenzisa?

Kodwa hayi yonke into njengoko kulungileyo, njengoko kuthe tye emehlweni xa efika kuqala. Ukususela inani noonqalintloko abawebayo amakhadi lenyuke kulo nyaka. Beza ke a lot of izikimu wengcibi njengesixhobo kuthiywe intlawulo ezandleni zenu. Ngoko ke, ukuba umntu uphelelwe ikhadi (Sberbank), ukuba benze ntoni kule meko?

Kuqala kwinto zonke, ukuze wena kanye

Okokuqala zonke musa ukothuka. Amaxesha amaninzi kukho iimeko xa ikhadi wabeka nje waya ezipokothweni ephosakeleyo okanye kwenye ingxowa, ibhatyi, jeans, njalo njalo. D. Ukuba emsebenzini, khumbula, ukuba uthatha kusasa, nokuba kwi-ATM, sebenzisa okanye hayi .

Kodwa khumbula ukuba ixesha ucinge ukuba kancinci, okoko nje ucinga umntu usenokuba sele imali yokuthenga izixhobo zombane zasekhaya okanye ezinye izinto ngeendleko zakho.

Ukuba ufumanisa ukuba ikhadi nto ibiweyo, ngoko nangoko uyivale.

njani I ukuvimba ikhadi?

Oku kunokwenziwa ngeendlela ezininzi:

- Tsalela umnxeba okanye isebe lebhanki. Xa ufowuna, ungacela ngqo lo mbuzo: "? Ikhadi Lost (Sberbank), into emandiyenze" Loo ndlela yeyona lula. Kodwa ukubiza ibhanki, kufuneka inani. On ikhadi iplastiki yoncedo inani nganye apho ungatsalela umnxeba. Iyafuna ngayo kwangaphambili ukuba ubhale phantsi okanye ukugcina ku va ni selfoni, ukuba inshorensi ngokwabo. Kuba transaction le yokutshixa ikhadi, umqhubi ungabuza u zakho iinkcukacha yokundwendwela kunye ukufikelela igama-password imfihlo kwimaphu. Zisoloko kubonise imvumelwano iinkonzo zebhanki, leyo xa uvula i-akhawunti ikhadi ebhankini.

- Yiza naliphi na isebe lebhanki. Ukuba naliphi na isebe lebhanki seliza indawo yakho, unako acele ukubuya ucele into efanayo xa simbiza: "? Ikhadi Lost (Sberbank), into emandiyenze" Ukuba nizisa kwangoko ukuvimba ngayo. Kodwa ukuze benze oku, kufuneka ube nencwadana yokundwendwela okanye amanye amaxwebhu kokukuqonda.

Musa ukulibala ukuba oda entsha

Ukuba evalekileyo ikhadi lakho, ungenza ngoko nangoko nge umsebenzisi okanye umqeshwa lebhanki odola entsha. Ukuze enze ukusebenza ebhankini, kuza kufuneka ube nencwadana yokundwendwela. Ukuba emnxebeni - akukho amaxwebhu ezongezelelweyo akuyi kufuneka, kodwa kubekho imibuzo ezongezelelweyo kumsebenzisi.

Emva kokuba umxhasi uphulukene ikhadi lebhanki Savings Bank, kuyimfuneko ukuba alinde de umsindo. Ukuze kunikwa ngaphambi kokuba ikhadi elitsha ukurhoxisa imali, kufuneka ube nencwadana yokundwendwela kwaye uqhagamshelane nesebe bank. Kuxhomekeka izinga nikhonza apho, lo msebenzi ibhanki unokwenza zombini kunye neKhomishini, kwaye ngaphandle kwayo. Kuyinto elula kakhulu, ukuba umntu aphelelwe ikhadi kumvuzo ye-Savings Bank.

Indlela yokukhusela wena?

Ukukhusela wena, soloko ugcina mithetho ilandelayo:

1. Ungaze uxelele nabani na iPIN yakho kwikhadi. Le ukufikelela ikhowudi ye ikhadi lakho kufuneka wazi kuphela kwaye akukho mntu wumbi. abasebenzi Bank iya kuze ukubuza, kwaye abanalo ilungelo ukwaziyo oko.

2. Musa ukugcina PIN yakho kufutshane kwikhadi zeplastiki. A impazamo eqhelekileyo kakhulu abantu benze - kukuba ukugcina ikhadi lamatyala kunye PIN khowudi engxoweni. Ukuba umhlaseli weba isipaji sakho, kuba ubambe kuphela ikhadi kodwa ukufikelela mda kwimithombo yayo ngokusebenzisa password yakho.

3. Ngamaxesha utshintshe ikhowudi PIN. Khumbula, kubomi ngamnye kuthi kukho amaxesha xa nabo ukuya kwi-ATM. ngaba ubungayi kuba njani intembelo ngengqibelelo ilungu labasebenzi, yena uyakwazi abalozayo PIN, ukuba wena ukufutshane. Ukwenzela ukunciphisa ingozi yokuba imali yokurhoxa ngabantu olungagunyaziswanga, utshintshe iphasiwedi yakho rhoqo ukuze ufikelele kwimephu. Iingcali bacebisa ubuncinane kanye kwisithuba seenyanga 2-3, kuxhomekeke umsebenzi ukusebenzisa ikhadi.

4. Yiba nemiqathango ukurhoxiswa okanye kuhlawulwe iimpahla kwindawo yentengiso. Esi senzo siya kuvumela ukuba anciphise umonakalo ukuba enokuyenza ingxelo ngobusela ikhadi. Uya kuhlala kukwazi ukunyusa i umda okanye ukususa izithintelo ukusuka umnxeba ukuya elunxwemeni.

Bhala ingxelo eya lebhanki malunga nokubiwa ikhadi

Ukuba abahlaseli weba ikhadi, kodwa ixesha ukurhoxisa imali ngayo, uze ubhale ingxelo ebhaliweyo yesebe yebhanka na ukundilalanisa ikhadi. Ibhanka kufuna ukuba ubhale ingxelo enjalo kwisikhululo samapolisa. Landela imiyalelo kubasebenzi yebhanki leyo. Ukuba unako ubungqina bokuba ngexesha kukuyeka ikhadi nibe ningekabi nakomelela apho, ibhanki iya kubuyela imali kuwe. Ngokuqhelekileyo, umsebenzi abuyele ezo mali kwisithuba seenyanga enye ukuya kwezintathu.

Oku kubaluleke ngakumbi xa umthengi ilahlekelwe ngamandla ikhadi lamatyala Savings Bank. Ngapha koko, ngenxa ubusela unako ukungena ematyaleni.

Konke oku kuya kukunceda ukuba uphendule lo mbuzo: "? Ukhonza umbutho wam Sberbank, ikhadi elahlekileyo, apho ukubiza" Lumkani kwaye ulandele iingcebiso enikwe kweli nqaku. Yaye khumbula ukuba akukho cebiso akakwazi ukuqinisekisa ukhuseleko imali yakho xa uthe akwagcina kunye ukungakhathali ukuba amakhadi zabo zebhanki.