Indlela ukubala inzala irhafu? Makhe sihlolisise kunye!

Yintoni na isohlwayo? Esi sixa semali ethe ukuya werhafu owahlawula ityala phambi kwexesha, elathi laseka mthetho. Izohlwayo kulibaziseka ziyafuneka ukuqinisekisa ngexesha ekwenzeni kwabo izibophelelo kwintlawulo imisebenzi irhafu. Inqaku 122 of the Code Irhafu sisiseko samazwi izohlwayo yomthetho. Indlela ukubala inzala irhafu? Umzekelo, ukuba uzihlawule ngenxa yaso nasiphi na isizathu, werhafu, ngoko kuya kudityaniswa kwaye imali yesohlwayo amabini ekhulwini kwimali ezingahlawulwanga. Kodwa ke nje isishwankathelo, makhe sijonge ngokweenkcukacha ngakumbi cinga imizekelo ezithile.

Indlela ukubala inzala irhafu?

Kubalulekile ukwazi ukuba kungakhathaliseki nokuba lokukufaka ezinye izohlwayo ngaphambili, uya dwelisa izohlwayo lwabiwo-mali.
Umgaqo ezisisiseko accrual kwezohlwayo - akhawunti ngosuku ngalunye yokulibaziseka ukuhlawula irhafu. Ngosuku lokuqala - ixesha xa imfuneko ukuhlawula irhafu ngokungqinelana nomthetho. Indlela ukubala inzala irhafu? Imiba eziyimfuneko ukuze kubalwe: ubungakanani yerhafu ebalwe, ipesenti umdla, inani leentsuku engahlawulwanga. ERashiya, ipesenti inzala ibalwa ngokusekelwe izinga ekukhutshweni kwemali ekhoyo ngexesha kokulibazisa intlawulo. 1/300 udlala indima yakhe. Kulo meko, izinga ekukhutshweni kwemali yi 8,25%. Ngoko ke, ukuba uphendule umbuzo ukubala indlela izohlwayo irhafu, sebenzisa ifomula: P = L x H x CP x 1/300, apho P - sisixa izohlwayo, le CP - izinga ngqo ye-Central Bank of Russia ngexesha le ukulibaziseka, H - ke ubungakanani irhafu.

Ukuba izinga ekufuneni wahlala ingaguqukanga

Umzekelo, inkampani ethile "Old Age" akazange ukuhlawula irhafu emhlabeni phambi kaFebruwari 1, 2013, ubukhulu leyo eyayifikelela kwi-7500 engange. Ukuhlawulwa ngomhla irhafu kwaba kude 29.03.2013 ngonyaka. Ngeli xesha, izinga mboleko ebekwe yi-Central Bank of Russia, sostalyaet 8,25%. Inani lilonke leentsuku ukuhlawulwa - 57. Indlela ukubala inzala irhafu? Ukusebenzisa ifomula kubonisiwe apha ngasentla kwaye bafumane isisombululo entle kwi sigqibo 117,56 engange. Nceda uqaphele ukuba izinga ekukhutshweni kwemali zinokutshintsha kakuhle ngexesha kokulibazisa, kwaye ukuqonda ukuba ukubala uya kuba ezahlukeneyo. Kwiimeko ezinjalo, ubungakanani ukubheja sithathwa ngokwahlukeneyo ngexesha ngalinye osebenzayo.

Ukuba izinga ekufuneni imali ingaguqukanga

Inkampani "wokuweza olukhawulezayo" ngo-2011 zange ahlawule irhafu yezothutho kwi-mali ka-12,000 engange.
umhla Intlawulo - February 1, 2012. Inkampani ukuba uhlawule ityala ngolu hlobo lulandelayo: Februwari 12 - 5000 engange, ngoMatshi 01 - 7000 engange. Ngokusekelwe kule isixa asemva yerhafu into engange 12,000 kwithuba elisusela kwi 02 ukuya kowe-11 Februwari 7000 kwaye ukusuka engange-12 ukuya kwi-29 Februwari. Masithi izinga ekukhutshweni kwemali satshintsha ukusuka-8% kwixesha ukususela ngoFebruwari 2, 2012 ngoFebruwari 9, 2012 ngo-8.25% ngeli xesha ekhoyo ukususela kwi-10 ukuya kwi-19 Februwari 2012, yaye, ekugqibeleni, bafika 8.5% kwixesha ukusuka 20 ukuya 29 izohlwayo Februwari 2012. Bala angaba kusuke kwifomula eboniswe ngasentla. Le zesixa sentlawulo ezongezelelweyo ziya kuba 68,87 engange. Ngoko, uyazi, kungekuphela nje ngoku ukuba izohlwayo ezinjalo kunye uyintoni zongezelelekileyo, kodwa kwakhona ukubala njani inzala irhafu ngokuchanekileyo. luck Good kwishishini lakho, yenzani mboleko engahlawulwanga!