Eziquka CASCO imithetho inshorensi

kumnikazi ngamnye imoto onqwenela ukungena Hull isivumelwano, kufuneka kuqala uziqhelanise nezimaphambili ezingundoqo kule hlobo inshorensi: inshorensi yobomi, hlawuleka iindleko kunye nezinye. CASCO imithetho ezinayo yonke ingcaciso eyimfuneko ukuze a nenzuzo nabanobuchule ukuba atyikitye isivumelwano.

Iindleko eqinisekisa

Insurance kudla kubalwa ngokususela ixabiso lemarike emotweni. Xa kubalwa, ungasebenzisa naluphi na uhlobo lwemali, kodwa kwimeko yesiganeko benefits zonke iintlawulo kwi-inshorensi i nkampani ziya kwenziwa engange.

Imigaqo-inshorensi

CASCO imithetho ukuvumela ukuba ukugqiba isivumelwano inshorensi nje ixesha elide (unyaka-1), kwaye ixesha elifutshane (iinyanga ezintandathu okanye iinyanga ezi-3), kufanele uthathe kuphela ingqalelo ukuba i-inshorensi yexesha elifutshane ebaliweyo ireyithi ephezulu.

kwintlawulo yembuyekezo

Kwimeko imbuyekezo umonakalo iya kwenziwa njenge bank transfer, kwaye umatshini yokulungisa. Ukuba ukhetha umsebenzi wokulungisa njengoko imbuyekezo, kufuneka wazi ukuba zibe nokuba kulungiswa ukuze ukuphelwa lixabiso okanye ngaphandle (izinga iindawo ezintsha abaza kuzisebenzisa).

iimfuno zokugcina isithuthi

CASCO miqathango idiza ukuba umnini Imoto ashiye isithuthi kuyo nayiphi na indawo ezifanelekileyo, kodwa, kuxhomekeke package olithengileyo, inkampani yeinshorensi banokungenisa iifom zamabango abo ukugcinwa imoto. Ezinye iinkampani wabeka imeko olusisinyanzelo ukugcinwa isithuthi yokupaka.

Amanyathelo ekubiweni

Phantse zonke iinkampani ze-inshorensi zibe yimfuneko ngenxa ufakelo le alarm imoto. inshorensi Rules CASCO ezingachazwanga ngenxa yale meko njengoko kuyimfuneko, kodwa kwimeko zobusela imoto kuba nzima ukufumana i-inshorensi ukuba imoto akazange abe inkqubo anti-nobusela.

Insurance kunye credit

Ukuthenga imoto ngetyala, khumbula ukuba uya kufuneka-inshorensi ngenxa igobhogobho, oko kuyimfuneko kuzo zonke iibhanki. Inkampani-inshorensi, unalo ilungelo lokukhetha ngokwakho ngokokubona kwayo.

Phambi kokuba ungene kwisivumelwano ne insurer, sithuthi ngamnye kufuneka bafunde ngenyameko imithetho -inshorensi kwezithuthi. Olu xwebhu ikuchaza ngokweenkcukacha zonke nezimaphambili ezingundoqo, isigama, iingcaciso, echaza zonke izigaba inshorensi kunye nembuyekezo.

Imigaqo ye-inshorensi imithwalo

Abo abaqhubi abo benza wenqwelwana impahla, kufuneka bazazi iimfuno ezisisiseko kwezothutho. Umthwalo ngexesha lonikezelo ukuya indawo basesichengeni kakhulu yaye engakhuselekanga. Iingozi ezinxulumene kwindlela oluyeke-yeke okanye ithuba lobusela, awanyanzele othwala nganye kwaye umnini impahla ukuzazi inshorensi ezo mpahla.

Ngokutsho imithetho ezikhoyo emarikeni, malunga nokhuseleko umnini imithwalo kufuneka uthathe unonophelo, njengoko carrier, ukuba akukho amalungelo impahla phezu kwempahla, isenokungabi umqalisi-inshorensi.

Amaninzi, ingxaki ezinxulumene ne zokuhamba, ibe kwimo kobusela umthwalo okanye umonakalo wayo ukuya kukutshatyalaliswa ngokupheleleyo kwempahla. Isixa-inshorensi kuxhomekeke koko uhlobo yezothutho iimpahla ekufuneka zithuthwe. Ngaphandle kwento yokuba imali eninzi kakhulu kwi-inshorensi neendleko ukuthutha, baya kunandipha xilaveko lexikulu kwilizwe lethu.

Ukongeza iindleko zothutho kweentlobo abachatshazelwa yi uhlobo kweempahla: izixhobo umatshini kunye nentsimbi, eyenzelwe naziphi na iindleko zemveliso yenzeke. Iintlobo ezininzi 'eqolo "kwempahla - zombane zasekhaya iimoto, impahla enjalo aphela rhoqo etsala ingqalelo amasela.

Xa ezithutha umqhubi kufuneka silumke kakhulu yaye zicoceke, ukuba umthwalo yonakele okanye elahlekileyo, inkampani ye-inshorensi iya kuqhuba uphando olunzulu kunye eneenkcukacha, ukufumana oyena nobangela lwesiganeko.

Kufuneka kukhunjulwe ukuba ulwazi umnini empahleni imithetho esisiseko zokhuseleko ukuthintela iilahleko ezinkulu zemali.