Amaxwebhu sokubhalisa amalungelo impahla indlu. Isihloko ukuba indlu

Umntu ukuba abe umnini yinxalenye wathenga nempahla yabo, kuyimfuneko ukuba kuqokelela amaxwebhu ezithile zobhaliso amalungelo obunini kuyo indlu. Emva koko isicelo kwisiphathamandla efanelekileyo. Yeyiphi Federal Service of State. Ubhaliso Cadastre ne cartography. Le nkqubo ayikho njengokuba nzima kuthatha ukhathalelo kunye noxanduva. Noko ke, yonke into - ukuze.

Ubungqina besazisi

Lo - ke ifuthe lokuqala. Ngaphandle ubonelelo zokundwendwela, akukho inkqubo esesikweni akwenziwanga. Kwaye xa nilungiselela amaxwebhu ubhaliso bobunini eflethini, kufuneka kuqala kwiinto zonke, ukuba alimise kuyo kulawulo lwakho. Passport iyafuneka ukulungiselela wonke umntu kwixesha elizayo kuya kuba umnini-ndlu. Kusenokubakho eziliqela.

Okunye Kwakufuneka ube nephepha, yinto isiqinisekiso amalungelo obunini. Ezi ziquka isivumelwano sentengiso, exchange, umnikelo, izabelo, ukuthatha inxaxheba kolu lwakhiwo ngokuhlangeneyo kunye privatizations. Kwakhona isiqinisekiso esifanelekileyo lobulungu ilifa. Kwaye ke kubalulekile ukukhumbula ukuba zonke iintlawulo ezo ezijoliswe ukuthenga ipropati, kufuneka zibhalwe kumaqumrhu karhulumente.

Ngqo kwipropati

Zibala amaxwebhu afunekayo ukuze ubhaliso ubunini yokuhlala, kufanele kuphawulwe ingqalelo yokundwendwela cadastral kunye nobugcisa kwezithobekileyo lokwenene. Ngaphezu koko - isicwangciso kunye explication (ingcaciso le projekthi bokwakha). Bezibona - akukho ngxaki. Kuba oku kufuneka ukuba isicelo bureau wengingqi uluhlu zobugcisa - kwisixeko apho ibekwe khona indawo yokuhlala.

Ke zonke ezi izibambiso kuya kufuneka xa Kwimeko apho umntu enze lokuqala ubhaliso kwezithobekileyo lokwenene. Ukuba yonke ingcaciso malunga indlu sele ifakiwe kwiRejista State enobunye ngoko kuliwe inkcazelo yobuchule wepropati ayikho imfuneko. Ngaphandle kwakwiimeko apho umntu uzoba ipropati phantsi ngokutsha.

Iziqinisekiso neerisithi

Ngenxa yoko, la maxwebhu angasentla yobhaliso amalungelo obunini ukuya kwindlu kuya kufuneka kuyo nayiphi na imeko. Njengoko irisithi, kokuqinisekisa yokuhlawulwa iimali zikarhulumente yenkonzo yoluntu. Le - iseti eqhelekileyo yamaxwebhu. Noko ke, kufuna kunye namanye amaxwebhu.

Kusenokufuneka isiqinisekiso kuluhlu labantu anelungelo lokusebenzisa ukuthenga indlu. Enyanisweni oko uxwebhu rhoqo amalungu entsapho. Kuyenzeka ZhEKe. Okanye ujonge kwinkampani yolawulo.

Ukuba ukuthenga indlu lo mortgage okanye ababeyiqwebile mortgage, ukuba ubani obambise kuya kufuneka isivumelwano sibhalwe ngencwadi ebhaliweyo.

Ipropati esizalwa? Ngoko ke kufuneka ukuba niyinikele iphepha elirhoxisa ebhaliweyo evela endlini kwezinye iindlalifa, eqinisekiswe izivumelwano.

Nokuba lo mhlaba lesikhumbuzo yenkcubeko, uxwebhu olufanelekileyo engqina oku. Ngamanye amaxesha, ukuze uyifumane, kufuneka bapase iimviwo zembali. Emva apho umnini elizayo ziya kunikwa incwadana yokundwendwela yento bezenkcubeko elilifa lethu.

Kodwa akukho onke amaxwebhu ubhaliso bobunini indlu. Ukongeza kule miba ingentla apha, ungafuna sisenzo transfer nokwamkelwa izindlu. Xa kunjalo, ukuba yenziwe phantsi kwesibophelelo yokwakha ekwabelwana. Okanye ukuba umntu imali ekubiyeni sakhiwo.

Enye caveat yokugqibela. Ukuba inkqubo yobhaliso ibe trustee, kuya kufuneka ukuba amandla egqwetha, nto leyo evumela ukuba enze zonke izenzo ezinxulumene nayo.

bokuqonda ezibaluleke

Ngenxa yoko, la maxwebhu adweliswe ngentla ubhaliso bobunini indlu, nto leyo efunekayo ukuze ntetho. Kubalulekile ukuba siziqaphele: zonke isihloko iphepha kunye nezatifikethi ziyafumaneka kwi kwiRejistri eNkulu in duplicate. Ezimbini kuzo kwemifanekiso, yaye omnye - yokuqala. Amanye amaxwebhu afumaneka kuphela iikopi ezimbini, ngohlobo "ikopi eyintsusa +". Kodwa iphepha elibhalwe isaza malungqinwe - kanye ngalo mzuzu reception, yi-zincwadi. Iikopi ze zokundwendwela akayi kufuneka lisuswe, kodwa abaninzi basaqhuba oko nesiqinisekiso.

Ukubhala ingxelo

Emva kokuba onke amaxwebhu isihloko kuba indlu kunye namanye amaphepha ziqokelelwa, uyakwazi ukuqhubeka ngqo ubhaliso. Kodwa kwiRejista ayikwazi zingafumaneka ngaphandle isicelo ahambelanayo. Yeyiphi yenye izizathu eziphambili ezibangela igunya ngokutsha ecela loo mntu. Ukongeza, imfuneko yokwenza ingxelo umthetho № 122-FZ.

Form zikwazi ukuthathwa nokuba Register okanye ukukhuphela resource efanelekileyo. Nangona ngokufuthi abasebenzi Authority uya kuthatha uxanduva ukugcwalisa kuyo - ukuze aphephe iimpazamo.

Xa ingxelo igama ebhaliweyo umzimba ubhaliso karhulumente kunye nedilesi kunye negama ajike umntu, indawo yokuhlala, ifeksi, yomnxeba e-mail. Ngayo - kwi "cap." Emva koko, le ndoda yemiyalezo ungenanto mane ugcwalise izikhewu - wabeka phantsi umhla wangoku, igama elipheleleyo, igama umphuhlisi, ngenani waqukumbela isivumelwano, ipropati, idilesi, njl Nangona kunjalo, ukuba ufake izithuba kuxhomekeka kwimeko ethile (.. kwimeko nelifa, umzekelo, lolunye uhlobo). Yiyo loo nto abaninzi isicelo ezalise irosta umqeshwa evela amazwi awathetha umntu.

Yintoni elandelayo?

Emva kokuba ingxelo, amaxwebhu isihloko kuba indlu kunye namanye amaphepha aselelungile, receptionist ikuthatha yaye ubeka phantsi yoshicilelo phezu iikopi, ebaqinisekisa ngaloo ndlela. Kwaye, enyanisweni, le nkqubo kuqwalaselwa zigqityiwe. Xa kunjalo, kufuneka nto kuloo mntu. ulinde nje. Ubuninzi - iinyanga ezintathu. Xa kunjalo, abantu bayazi xa kuya kuba lula ukuba pick up isiqinisekiso ubunini.

Nangona kunjalo, kufuneka kukhunjulwe - ukuba amagosa kwiRejistri eNkulu waphila ukuchaneka okanye nenyani amaphepha, baya kuyeka ukurekhoda. Okanye uyeke ihambo yakhe. Noko ke, iimeko ezinjalo zinqabile, ekubeni zonke iingxaki kunye nemiba ukusombulula ngokukhawuleza amathuba.

Housing izakhiwo

Umxholo ku 'afreshi' kwezindlu, kufanele kuphawulwe ingqalelo ekhethekileyo. Kuyinto namhlanje ezingabizi kakhulu. Kwaye, oko, ngokufuthi abantu uzibuze ukuba, yintoni le nkqubo kunye namaxwebhu ubhaliso bobunini lwezindlu, bathenga kwimarike yezindlu zaseprayimari.

Enyanisweni, akukho lula akukho. Abantu abaninzi benza uthembe uyilo amalungelo obunini le nkampani umqambi i. Kodwa ukuba ufuna ukusombulula lo mba ngokwakho, kufuneka balungiselele amaphepha. Ukongeza isenzo transfer nolwamkelo lwezindlu, kuya kufuneka iikopi zamaxwebhu engqina nje lokungena zakhiwe indlu ukusebenza, kodwa nokuba sele itshekishiwe yikomishoni okhethekileyo ukhuseleko. Kwakhona kufuna isenzo Ukuzaliseka imvumelwano investment imisebenzi enxulumene nokwakhiwa kwesakhiwo. Apha, kunjalo, yaye onke amaxwebhu ayimfuneko ukwenzela indlu.

amaxwebhu afunekayo kufuneka kube khona ngendlela esulungekileyo kunye ngokusesikweni ihonjiswe. Izongezelelo, ezicinyiweyo, erasures, umonakalo, okanye nayiphi na enye 'ingxolo ", echaphazela ngokungalunganga usebenzo lokufundekayo kwizabelo, awavumelekanga. Kubonakala - kuyabonakala. Kodwa amatyala amaxwebhu ezinjalo, ngoko wangena nqaku th 122 18 womthetho, echaza zonke ezi zinto zingasentla.

mortgage

Ngoko ke, lo ngasentla baxelelwe malunga nendlela ngoku kakuhle babhalise ubunini kwabo propati. Emva koko - amagama ambalwa malunga nendlela kwenziwa kwimeko-mboleko.

Indlu yenziwe kunye nokubandakanyeka-mali yebhanki elibolekiweyo? Woba ke yinto yokuba isiqinisekiso intlawulo yetyala. Kwaye, umgaqo, ilungelo inkqubo yobhaliso iyafana kwezinye iimeko. Kuphela kule ndlu ngakumbi lwenziwe isiSwahili. Kuya zizakususwa xa yebhanki umthengi ukuba ahlawule ityala lakhe ngomdla. De mzuzu, akakwazi ukulahla kwipropati ngokugcweleyo. Umzekelo, ingqesho esesikweni uya kuba nelungelo kuphela ngemvume pledgee.

ixabiso udaba

ezincinane Last ifanelwe ingqalelo - ukuba isixa umsebenzi. Yena engange-2 000 kumntu ngamnye. Kuba ukunyuka kwamaxabiso yomthetho okanye ishishini oluphindwe-11, ukuya ku-22 000. Nakuba kunjalo, ukongeza le mali, kuya kufuneka ukuba uhlawule ngaphezulu nokuhlawulwa la maxwebhu akhankanywe apha ngaphambili. Kunye neentlawulo zeenkonzo izivumelwano.

Kwaye, ekugqibeleni, yintoni na kanye ubungqina bobunini? It - uhlobo A4, kunye nenombolo kunye nothotho adweliswe ngasemva kwayo.

Ngendlela, ukuba umntu ngoko ugqiba kwelokuba ukufumana kumthengi ukuba impahla yakho, ngoko ukuba iphakheji enjalo, onke amaxwebhu ayimfuneko ukwenzela intengiso zokuhlala ngasentla, kwaye kuya kufuneka ukuba wenze le ubungqina. Njengoko iya kwenziwa ukuba ubunini kwenye beli.