Yintoni na intlawulo efunekayo kwi-mboleko?

Namhlanje, phantse zonke wethu ikhadi lamatyala. Ngoncedo yayo sikwazi nje ezabo, kodwa waboleka imali. Emva kokufunda eli nqaku, uza kufunda ukuba intlawulo okunyanzelekileyo ikhadi lamatyala Savings Bank.

Kwi ikhadi zeplastiki iveliswa phantsi kwaziphi iimeko?

Fumana ikhadi lamatyala phantse wonke ummi ukuhlangabezana iimfuno, nto leyo eyenza ibhanki. Ngoko ke, lo mboleki enokwenzeka kufuneka ube nencwadana yokundwendwela lwangaphakathi ngummi Russian Federation. Age of the umxhasi kufuneka ubuncinane elinesibhozo kwaye kungekho ngaphezulu kwe engamashumi amathandathu anesihlanu. Umele ube nephepha-mvume lokuhlala isigxina kunye emsebenzini esemthethweni. amava umboleki kufuneka ayiphazamiseki ngaphezu kwenyanga.

Phambi kokuba uqonde ukuba ibalwa njani na intlawulo efunekayo kwikhadi lakho lokuthenga ngetyala Savings Bank, kufuneka siyiqonde into efunekayo ukuze ufumane yeplastiki kakhulu. Kuba mboleko yobhaliso kufuneka uqhagamshelane nesebe elikufutshane yaye angenise amaxwebhu afunekayo. Abasebenzi ke wacela ukuba ugcwalise ifomu yesicelo uze ungenise inkcazelo yokundwendwela apha. Ukongeza, umabhalane ebhankini unelungelo lokucela amaxwebhu ezongezelelweyo ezingqina iinkcukacha ye client. Oku kube ID, ipasipoti okanye ukuqhuba mvume umkhosi.

Kwi kokuqwalaselwa kwesicelo ingathatha iintsuku ezimbalwa, emva koko uya kwazisa umboleki ngesigqibo.

Izinto eziluncedo card credit Savings Bank

yokususwa kwayo yenziwa kanye kuphela. Ekupheleni nokunyaniseka ikhadi ibhanki iya ngokuzenzekelayo kwakhona ukuyikhulula kwaye lazise agent kokuthumela umyalezo ngeselula.

ikhadi lamatyala kaninzi iba umncedisi neemfanelo kwiimeko zongxamiseko xa ngokukhawuleza ufuna imali, yaye musa ukuthatha umntu. Watsala imali ukuba inani mda amaxesha. Umbutho ngokuzimeleyo ibala kwaye icwangcisa umda ngetyala. Obolekayo unikwa ebizwa ngokuba yi- ukwelixesha loxolelo ngexesha apho kungekho inzala ibalwa ukusetyenziswa kwemali. Njengomgaqo, ingadluli kwiintsuku ezingama-50. Ukuba kukho imfuneko, kufuneka ikhadi yakhutshwa kwangethuba, kwaye isicatshulwa of ingafunyanwa nge e-mail.

Yintoni na intlawulo efunekayo kwikhadi lakho lokuthenga ngetyala le-Savings Bank?

Eli gama libhekisela isixa ubuncinane imali ekufuneka uyihlawule kwi-akhawunti de intlawulo epheleleyo yemali-mboleko. ubukhulu kwayo imiselwe ngokuqwalasela ematyaleni umthengi iyonke. Njengomgaqo, iintlawulo olusisinyanzelo umntu kufuneka ungabi engange ngaphantsi kwama-150.

Ukuhlawula ityala, umboleki akuthethi ukuba yonke imali kwangoko. Nje akhawunti efumana rhoqo isixa esilingana-5% yetyala. Ukuba kuyimfuneko, ukuze oku kongezelelwa figure wenzala ukusetyenziswa kunye kwexesha.

Ndazi njani isixa sentlawulo yenyanga?

Fumana le nkcukacha isebe lebhanki elikufutshane. Ukongeza, ezinye amaziko zinika ingcaciso efunekayo kwi-Internet. Ukuza kuthi ga ngoku, umxhasi kufuneka abhalise kule nkqubo kwaye ufake home page, apho uya kubona zonke iinkcukacha eziyimfuneko.

Abo rhoqo ukusebenzisa amakhadi ngetyala, kufuneka ufumane imiyalezo kwifowuni yakho. Ngoko ke, lo mboleki liya kuba nako ukulawula yonke imisebenzi kwaye bafunde intsalela yetyala.

Indlela ukuhlawula?

Ukususela namhlanje, ukuba wenze intlawulo enyanzelekileyo ngeendlela ezininzi ezahlukeneyo. Umzekelo, abaxhasi bazibandakanye kokubizwa- iiprojekthi umvuzo, angathumela umvuzo wabo credit card. Unako kwakhona imali kwi-akhawunti enye ukuya kwenye.

Ukuze wenze intlawulo esisinyanzelo kuvunyelwa ngokusebenzisa indlela yesiphelo okanye imali nerejista, ibekwe kwisebe elikufutshane le bhanki. Xa usebenzisa le ndlela kufuneka kukhunjulwa ukuba ezinye zazo akukho simahla. Ngamanye amaxesha, ukongeza kwimali kwinqununu eziyimfuneko ukuze uhlawule imali engaphezulu.

Phambi isixa esifunekayo (umzekelo, kwi imephu ngenxa yeholo) kwi ikhredithi khadi iza ngokuzenzekelayo kufakwa intlawulo esisinyanzelo kwi-mboleko (kuxhomekeke kwisivumelwano kwangaphambili).

A amagama ambalwa kugcinwe imigaqo kunye neebhonasi ezongezelelweyo

Uninzi kwiibhanki zasekhaya Phantsi kwintlawulo yenyanga phantse ngomhla wokugqibela enyangeni. Kodwa oku akusoloko akuvumelekanga. Kukho ezinye arhente elawula kakuhle echazwe kwexesha elibekiweyo. Ukuba ngeli thuba umthengi akanalo ixesha lokwenza intlawulo efunekayo, ke uya kuhlawuliswa nezohlwayo. La magama ngqo mayicaciswe gca kwisivumelwano semali-mboleko, ezenziwe ngexesha kwikhadi. ukulibaziseka ngendlela ezinokuchaphazela ibali lakho. Nakwixesha elizayo kusenokuba nzima abanye kuyilo mboleko.

Kwakhona, kuba ezinye iintlobo credit cards zibonelela izaphulelo, ibhonasi kunye neenkonzo ezahlukeneyo premium.