Business, Ishishini
"Wobuyiselo inkonzo yeSizwe" - ntoni na? "NSV" LLC. How to deal with "NCW"
"Wobuyiselo inkonzo yeSizwe" - ntoni na? Umba kule ekuqulunqeni ungacwangcisa kuphela olungisa izinto ehlonelwayo okanye umboleki ukuhlawula amatyala abo ngexesha elililo.
yokuqokelelwa kwamatyala Professional, intsingiselo kwabangaphandle, asakhulayo entsimini non-intlawulo. Nenkampani ukuqokelelwa, leyo ibizwa ngegama lakhe, ubuso amaqumrhu asemthethweni kwaye emzimbeni eyakha ezifunyanwayo. Ngoobani aba "iiwadi" esixubusha iqumrhu lomthetho ukuphumeza ilungelo lokubanga? raznoshersty athandabuzekayo ukusuka ngabemi umthetho okanye amashishini yobuqhophololo, ngokucacileyo bazifihla amatyala.
Amaxesha amaninzi siphakamise umba yokulwa kollektorstvom. Ngaba oku kusengqiqweni? Ukuqokelela umbutho, nto leyo ethetha ukuba umsebenzi - ingqokelela kokufunyenweyo, apho kuwo onke amazwe phambili. imisebenzi yazo zilawulwa yimithetho. (Emva koko, sajonga umbutho osemthethweni esweni kollektorstva eUnited States, iBritani, France). Ngaba alwe kollektorstvom, kunye nokuhlukunyezwa wababuthi ngamnye nemimiselo yomthetho.
kollektorstva ekhishini yangaphakathi
imisebenzi collection Sama yenziwa ngeendlela ezimbini.
Lokuqala - inkqubo arhente, apho i "Pdr" ( "wobuyiselo inkonzo yeSizwe"), ukhokelwa Inqaku 52 le-Civil Code of Russia, efunyenwe kwirejista eyintloko abanamatyala zezivumelwano. Ngaphezu koko, ngokusebenza ukuba uhlawule inkampani yokuqokelela banamatyala amatyala okhonza kulo mzekelo, i-arhente wamkela imali yayo inqununu arhente, nto leyo kwimarike Russian Lenkongozelo-20 ukuya kwi-25% yesixa lubuyiswe ezifunyanwayo. Nangona kunjalo, inkqubo-arhente, esekelwe kumava lizwe, inikeza malunga ne-20% ye-amashishini yokuqokelela imali.
Eyona ndlela iphambili apho umsebenzi "NSV" ( "wobuyiselo inkonzo yeSizwe") yeyona inkululeko yokuba sematyaleni.
Okwangoku, neebhanki zorhwebo kunye namanye amaqabane wababuthi ukulungele ukuya isivumelwano esinjalo. Ngenxa yoko, bona, okokuqala, ekhulula ukusuka 'intloko' malunga okufumanekayo engahlawulwanga bayakwazi ukuba anikele ingqalelo izibonelelo zalo yabantu zemali ngokwandileyo imisebenzi engundoqo. Okwesibini, kuya kuphucula ngokuzenzekelayo imeko yemali kwiibhanki, ukwandisa ixabiso lweentengiso xa ukuthengisa ishishini.
Iibhanki athengise labaqokeleli-matyala izikhundla zabo, okt. E. Registry abanetyala abantu amawaka aliqela. Yentsusa esisemthethweni oku umgca kule mvumelwano kunye umthengi, unika ibhanki ilungelo ukutshintshela ityala ukuba iqokelelwe kumaqela wesithathu. Iipotfoliyo zidla spiral. Umzekelo, nekhadi, mboleko angakhuselekanga, mboleko mboleko, kwempahla. arhente Collection abantu bathenga ezi phakheji ukuba ipesenti ethile (ixabiso). Okwangoku, ixabiso iphakheji okunjalo 0.5 ukuya kwi-2% iingxelo zizonke ezifunyenweyo.
iphakheji Ixabiso kwamaxabiso na ekugugeni le efumanekayo. Ngapha koko, ukuba abaqokeleli-matyala kutshanje ukulawula ukuhlawula 60-80%, lo kudala amaxesha akunakwenzeka ukuqokelela kunye ne-5%.
Ngenxa yoko, abo banamatyala iirosta kuwa kubaqokeleli, abanamatyala kufuneka amakhonkco yomnxeba, kunye ilizwi ngentlonelo ubonakala: "wobuyiselo inkonzo yeSizwe ..." "Yintoni le" - nayo, abuze onetyala?. Oku ngu kukucengwa thethwano wondla ngomonde isigqibo ekunene - nangoku ukuhlawula ityala.
Kufuneka kuqatshelwe ukuba ukuba "ukubaleka" umsebenzi wakhe ndokuhlawula eqongeni yokuqokelela. Ukuze wenze oku, vele uye yebhanki isicelo sohlengahlengiso lwamatyala, intlawulo kuhlehliselwe. Ngamanye amazwi, akukho mfuneko yokuba bangawutyesheli imeko.
Ukuba 'yonke into iyasebenza ", incoko kunye umqokeleli kwenzeka, qiniseka ukusebenzisa ifowuni yakho kunye ID fown, kunye rekhoda ilizwi. Kwakhona, uyakwazi ukucela ukusuka arhente eqokelela mail ndithunywe isivumelwano arhente ebhankini kunye nekopi amandla arhente ngayo ligqwetha. Imfuno ukuba umqokeleli, kakade, wazazisa yena isaziso igama arhente yokuqokelela lowo isebenza.
Kukho luphawu imali eseleyo elinomdla. Ukuba umqokeleli uza kukukhawulela ngokwalo ishedyuli yokulungiselela nina ngokwenu lokuhlawula ityala, oko - indlela elungileyo. Kufuneka ube ngummi ukuba angcikive yokunqongophala umthetho ngemisebenzi nokuqokelelwa kwamatyala kwaye "baye bangakholwa". Lo mthetho uqulunqwayo ke, musa ukulibala ngayo.
Enye into, xa uziva xi yokuziphatha. Ngokomthetho, abaqokeleli awavumelekanga ukuba ukwazisa malunga umsebenzi wakho labahlobo abasondeleleneyo, osebenza nabo, ukubizwa kwabo, ukungena endlwini yakho. Okanye unawo amandla ngokusemthethweni "amabali yokunqakulisa" malunga nokusebenzisa Art. 159 of the Criminal Code, nto leyo ebonisa uxanduva ubuqhophololo, ukuba wenze intlawulo ubuncinane enye ihleliwe. Hayi "akucele" kunye Art. 177 - "kwala ngabom" isetyenziselwe kakhulu inqabile. Ukuba, ke, kuba uthabathe ngentumekelelo kakhulu, incoko kunye nabaqokeleli ngokusebenzisa igqwetha.
Kwaye ngoku khangela kwi imeko efanayo ukusuka kwelinye icala. Indlela yokuqhuba ngokwaneleyo incoko umqokeleli unetyala - akukho iresiphi olulodwa. Nangona kunjalo, akukho sicwangciso ngokubanzi ntshukumo: i sokuqokelela onamava kufuneka ukuqhuba ingxoxo kunye umxhasi ukuze wayithabatha nzulu. yangaphambili yesithili - ngokuqhelekileyo ngabantu emsebenzini kwabasebenzi ngcono.
Indlela ebona umntu onetyala eqhelekileyo uMlawuli Jikelele "NSV" Artur Aleksandrovich? Le ndoda nokuba yeyani ekubizwa amawaka 50 engange, kunye "ingcamango eliqaqambileyo" ukuthatha ngetyala njengesipho elafika. Ngoko ke ushiyela eMoscow, ukuyohlala anekhulu elinamanci mahlanu ukusuka kuye, nkqu ecinga ukuba ahlawule. Kulo mzekelo, i onetyala ucinga ukuba akhe "akukho bani ubona."
kwinqanaba Federal iinkampani yokuqokelela yomsebenzi
Ngokutsho manani, namhlanje ngaphezu kwe-80% kumaziko zebhanki Russian ukubonelela ngozalisekiso lwezibonelelo iinkampani zayo oqokelelo lwamatyala ithuba mboleko. Izigulana nazo berhafu banamatyala eziluncedo, kwaye amatyala abo-2013, njengoko iSebe Lophuhliso of Russia yaba nto ngaphantsi - 736 billion engange. Kunye nabaqokeleli kakhulu Ngokusebenzisana ababoneleli beeselula ukuba abathengi ukuba nabakhohlisi (eqonda ukuba nenzuzo kwabangaphandle enjalo).
Izinga lo msebenzi kubonisa, umzekelo, into yokuba "NSV" LLC ( "izohlwayo Service yeSizwe") yafakwa kwimisebenzi ukuqokelelwa kwimimandla 83 ka-Russia, ukuba, eneneni, kwinqanaba federal ngoku.
isiyalo Intlawulo kunye kollektorstvo
Inyaniso Injongo kukuba nentlekele zoshishino, leyo Kwavela "amaxesha amnandi" njengoko kweziyobisi, ngumntu, liqala ukuwa, baba akhawunti ezifunyenweyo. Kwelinye icala, abantu abaye bathatha izibophelelo zemali umva-kubetha mboleko kwakhona Aninakumkhonza kwaimpatho yazo. kufunyanwa eyenziwe ngazo isebenza uhlobo amahlwili egazi kwisistim yezemali. Ukubuyisela kuqoqosho lweli obusempilweni. Ngoko ke, imisebenzi ukuqokelelwa, uyila uqeqesho intlawulo, kwakufuneka ngokungakhethe cala kuluntu. Xa umntu okanye inkampani kupheza ukusebenzisa iintlawulo yesivumelwano abaqokeleli adibane nazo uze uchaze isizathu sokuba kufuneka uhlawule.
market oluphucukileyo iinkonzo zokuqokelelwa
Kutheni ohlonelwa "wobuyiselo inkonzo yesiZwe" amahlakani? Yintoni na - ikhowudi ngobuchule zokuziphatha yokuqokelela? Le nkampani bangena banelungelo lokulawula elandelayo phezu imisebenzi yabasebenzi babo - kubaqokeleli. Ukuziphatha ukugcinwa kwamalungelo abantu abanamatyala siyifumana uqeqesho intra-ngqo kunye nokuqeqesha, kwaye kwezinye iimeko (ukungathobeli ibonakale) - Nzima impendulo wolawulo "NSV". Ukongeza, isayithi ngokwalo abanamatyala inkampani yokuqokelela efanayo wachaza amalungelo abo neentlobano nababuthi. Ukongeza, kukho "umgca eshushu" le abaqokeleli Association apho sokuboleka abanokukufowunela akhalaze malunga nezenzo mgaqweni yomqeshwa-umqokeleli owaphule umthetho.
Ethics kokusebenza kunye nabathengi
Ulawulo nkampani uphindelela ngokucwangcisiweyo ezifakiweyo kwaye yaphunyezwa imithetho umsebenzi lwangaphakathi elawula "ukuchacha inkonzo yeSizwe". Uhlaziya zangaphambili banamatyala ndingqina ngokwenene oku.
Ngokukodwa, kukho umda, xa onetyala zingafonela (ukusuka 8.00 ukuya 21.00), kwaye badlwengulwe. Umsebenzi wenkampani, usoloko ezigqala interlocutor umnika inombolo yefowuni inkampani collection esemthethweni. ingxoxo zomnxeba ne onetyala leyo engasoloko kuveliswa, kanye ngeentsuku 2-3. Umsebenzi ongundoqo umsebenzi "NCW" amathumba phantsi, ukuze baqonde imeko leyo edale ityala, ukuze wazi xa uya kuba iirisithi, yaye kunye nabo ukuba bacwangcise iintlawulo, yaye, ke, iliso ukuphunyezwa kwazo.
Eyona ngxoxo wabaqokeleli - ukwanda kakhulu iindleko onetyala xa transfer kwetyala yalo moya egwebayo. Ngoko ke, kakhulu ukuqhuba ekuhleni imisebenzi yabo yemihla ngemihla ukuqokelela ezifunyanwayo "wobuyiselo inkonzo yeSizwe". phone yakhe (+7 (495) 363-13-30) ifumaneka kubathengi basoloko ukuba unayo nayiphi na imibuzo okanye iingcebiso ukuze intlawulo.
Kwakhona, kukho iimeko ukungavumelani esisiseko kunye otyalwa onetyala malunga ityala zezivumelwano. Kulo mzekelo, isixhobo sokuqokelela uba umlamli, ukunceda ukumisela inyaniso.
Imfuno zomthetho umthetho kollektorstva
Ngaba ukungabikho imangalisayo ngumthetho elithi "umqokeleli"? Kwaye emalikeni, abasebenzi abangaphezu kwewaka kwiinkampani zokuqokelelwa, ogama imisebenzi inxibelelaniswa NAPCA (assotsitsiya zesizwe arhente yokuqokelela umsebenzi)?
Umbuzo ophakamayo malunga ukufaneleka kwezi ngxoxo theoretical neyenziweyo nokunqanda ummiselo-mthetho ngexesha xa imarike yokuqokelela kwandisa ngonyaka ngesiqingatha. Mhlawumbi kufuneka ukuva amagqabaza esenziwe nguMphathiswa wezobuLungisa konovalov kwi-II St. Petersburg iqonga esemthethweni yokulibaziseka ebaluleke isenzo zolawulo ezisemthethweni, nto leyo ethintela ukunyamekela zemisebenzi yokuqokelela kwi "inxalenye engaziwayo, ngaphaya kwaye kungalawuleki."
Kutheni "NSV" ulindele kumgaqo-mthetho sesizwe kollektorstva kwemarike
Ngobuninzi kweenkampani yokuqokelela kunye nokungabikho yommiselo karhulumente kukhokelela ezahlukeneyo zamashishini, kuquka noosomashishini ezingalungile. Emva kokuthetha nabo ukubazi ngeendlela zabo yomsebenzi, singabanetyala kunyanzeleka ukuba babuyele ofisi yomtshutshisi kunye nezikhalazo ukuphanga kunye ukunyanzela ukuba enze isivumelwano yoluntu.
Ingxaki zomthetho yommiselo kollektorstva
Kakuhle eyaziwa "elide" lo umthetho idrafti "Kwi umsebenzi wokuqokelela". Esi sicwangciso kuxoxwa kumgangatho karhulumente ngoMeyi 2012, kodwa sele isiko ukuthumela le "lingavumi" Bill umva ukuba uhlaziyo. Ingxaki kukuba ngelo xesha xa Ephakamileyo iNkundla Yolawulo ingqalelo iprojekthi umthetho civil efanelekileyo, iOfisi General yoMtshutshisi kunye Rospotrebnadzor bakholelwa mthethweni ukuba enze umsebenzi amabango, ngaphandle kwisivumelwano onetyala. Kulo mzekelo, i "Madoda olawulayo" akukho ngokukodwa ngokufuna ukuba njengesiseko "practice homespun" umsebenzi iyimpumelelo kwiinkampani ukuqokelelwa eRashiya, ezifana LLC "Pdr" ( "izohlwayo Service yeSizwe").
Lwamagqwetha ekulungiseleleni lo mthetho, kuba ishishini ngaphaya ngokupheleleyo - isitshixo ngokuchuma elizayo. Okwangoku, i-Russian ukuqokelelwa emarikeni nzima, kodwa abangena kwisigaba yommiselo ngokusemthethweni.
Umzekelo, bafudukela phambili umba inshorensi zemisebenzi yobungcali labaqokeleli, kwakunye mvume lokhuselo lobuchule lolwazi oluyimfihlo. kwakhona oku kungqina into yokuba uqoqosho Russian ayisekho akutshintsho, ukufumana uzinzo imikhwa. Kungenxa kule ndawo yokusebenza "NSV" LLC ( "izohlwayo Service National") ukuhlawula amatyala ityala yezindlu, abe uhlawule kokufunyenweyo amaqumrhu asemthethweni. Ngapha koko, le nkampani ubonisa phulo mthetho kunye lombutho, acwangcise intsebenziswano olubanzi yobuchule kunye kumaqumrhu ohlukeneyo zemalike Russian.
Imbali: ukuhlanganiswa koqoqosho lwesizwe
Le nkampani iye yasekwa kunye inxaxheba eyinkunzi amazwe Agasti 31, 2005. UMbhalisi - Moscow Interdistrict UMhloli ye-Federal Tax Service № 46 eMoscow. Wandula wabiza "igosa lezomthetho" arhente amatyala. Ngoku LLC "Pdr" ekunokuthiwa inkokeli kwimarike Russian benza kulawulo akhawunti ezifunyenweyo lwalukumanqanaba alo ahlukeneyo: pre-kwetyala, ngexesha ingqalelo enqanaweni, ngokunjalo kwinqanaba eliphezulu. Isibakala sokuba inkampani ngokusondeleyo ihlanganiswe kuqoqosho lwesizwe, engqina ubulungu balo BDA (Association of Banks Russian) kunye nomsebenzi owaseka kwi umbutho abaqokeleli NAPCA yobungcali. Hi ndlela leyi, inyathelo ukudala kumbutho onjalo yi lulawulo "NSV".
Ingqokelela njengenkokheli yoshishino, Russian isebenza kuquka iingxelo ezifunyenweyo aphesheya. Oku lula ngokuthi ubulungu "wobuyiselo inkonzo yesiZwe" kwi CSA imibutho ngamazwe, aca International, GCS, FENCA.
Iinjongo yesicwangciso-qhinga
Kucacile ukuba, inkampani leyo azisebenzi i iinjongo zeqhinga enkulu ngenene, injongo ayikwazi kunokufikelelwa kuphuhliso kwayo kwinqanaba federal. Kukho ezinye iinjongo "OFS". Bona kuchazwe ngokucacileyo kwi website esemthethweni ye nkampani:
- efanele ukusebenza ezifunyanwayo autosorsingu zisoloko zikhangela kakuhle ngaphezu kumasebe ezizodwa finuchrezhdleny;
- "recovery inkonzo National" (debt) ukwenzela ukusebenza yayo ikhuthaza amaqumrhu asemthethweni ngokwazo kunye akhawunti ezifunyanwayo, mbuze ukuba zangaphandle;
- njalo kolawulo abaphathi "NSV" zizalathisi zemali yangaphakathi: ukuncitshiswa ukuba bathathe Outsourcing angahlawulwanga yaye ngaloo ndlela kwandisa inzuzo lomsebenzi yokuqokelela.
Management umisela ukuba indlela yomsebenzi
USihlalo weBhodi "NSV" Devid Dzhons unezinga nje kuphela yemali kunye US kuqoqosho, kodwa irekhodi track lobunkokeli kwicandelo amandla kunye namajelo eendaba, iziseko zabucala, iinkampani utyalo eUnited States naseRashiya. UMlawuli-Jikelele Artur Aleksandrovich unamava kumsebenzi yowiso, ubulungu ibhanki zorhwebo, ushishino lwentengiso ibhanki e-Europe. Ezi nabaphathi abaxhasi iindlela eziphambili kunye oluphucukileyo lomsebenzi.
Abaphathi abaphezulu ngasentla ukuba aqhube ulawulo ngempumelelo inkampani "wobuyiselo inkonzo yeSizwe". Yintoni na - le ngqokelela iinkonzo inkampani ezinikezelwa ukuba namaqabane ayo? Le nkqubo multi-step.
Okokuqala, inkampani kunceda ukuba ukujonga ukufaneleka kumntu wokwenene okanye lwezomthetho indima umboleki. Iingcali "NSV", usebenzisa amava ubuchule ezingasetyenziswanga, yenza ukuqinisekiswa zokufuna ukufumana imali-mboleko, ibeke iliso inokuthenjwa, yokuhlawula amatyala.
Njengenxalenye yokuqokelelwa kwamatyala pre-kwetyala ziveliswa ukwazisa abo banamatyala nge lweleta SMS, ukudibana nabo, wefoni.
Xa nqanaba yenkundla review "NSV" amatyala ulungisa amaxwebhu kuye, kwenza uphawulo, ufumana izandla zakhe phezu isiqinisekiso yenqanawa.
Nenkampani zemveliso executive kwakhona endle esemthethweni basukelwa iinjongo zalo, ngelixa uncedisa bailiffs inqanawa xa umsebenzi wabo.
Impendulo evela kubasebenzi
Zonke umlamleli zemali ngakumbi kakuhle, izenzo kufunyanwa uyathinjwa "wobuyiselo inkonzo yesiZwe", i-ncomo abasebenzi zingqinele oku. Sihlaziya ukuba kangangoko kunokwenzeka ukwazisa wena kule nkampani. Ngelo xesha, Kakade ke, wasiwa ingqalelo, akuthandeki ukuba naluphi na uluntu livelana kule kubaqokeleli. Noko ke, indlela njongo isabalulekile. Kwelinye icala, ngaba wanelisekile ngokubanzi yimivuzo, ehlangeneyo yabasebenzi. Baya imbeko ku-endlwini izifundo. Abaninzi baye banda kakhulu ulwazi lwabo ikhowudi embambano nawolwaphulo-mthetho.
Noko ke, luphawula ukuba umqeshwa "NCW" uphawu kubalulekile, umbilini ongaphakathi. Akukhathaliseki apho esebenza: "recovery yeSizwe inkonzo", eMoscow okanye enye unit yengingqi - izizathu ezibalulekileyo kunye nokuzola, kuba lo msebenzi kwabaswele amandla.
Iikhrayitheriya yeshishini lokobuqu njenge umqokeleli: stress ukunyamezelana kunye nokunyamezela yokuziphatha - nkqu engozini. Sekunjalo, mhlawumbi, kufuneka kusekelwe phezu inkqubo yokuqokelela yomsebenzi, kwezinye iimeko umthetho ukwazisa imithetho ezizodwa uhlawule ityala. Ngapha koko, khangela le ngxaki ngaphakathi kollektorstva mhlawumbi libakhuthaza abo bamisela kulungiswe ngokukhawuleza ishishini, ukuba ziziswe ukuya kwimo lozinzo abasebenzi, xa kukho umsebenzi wabo wesiqhelo. Oku kuya kubangela namabanga ukwanda zabasebenzi, ukusebenza kwazo.
inkxaso karhulumente Kwakhona, kwezinye iimeko, kufuneka zicaciswe ngenxa kubaboleki oluhlelelekileyo ekuhlaleni abanjiswe meko zemali ngenxa sifo.
"NSW" ( "wobuyiselo inkonzo yeSizwe"): abanamatyala ncomo
Nkqu yangaphambili onetyala iyavuma ukuba elubala kunye noqikelelo lomsebenzi esibonakalisa i "wobuyiselo inkonzo yeSizwe". I-website esemthethweni lombutho (nrservice.ru) iqulathe iinkcukacha luncedo banamatyala ukuba kubuyekeza ngokoko, ngentsebenziswano ne "NSV" ezifunyanwayo yayo.
Ingakumbi, apha bayakwazi ukufumana iingcebiso ngendlela yokwenza oku, ukuba balufumene evela kwinkampani esazisa sms, ngawaphi amanyathelo ekufuneka athathwe emva kwentsimbi Collector, ziziphi iinkalo ezibalulekileyo kufuneka ihlawulwe ingqalelo kwintlanganiso kunye naye. Kwakhona unalo ithuba lokuxoxa kunye umyalelo lwangaphakathi intlawulo kukoleka ityala.
Vuma ukuba kuphela ekuqondeni umqokeleli kunye akhawunti le sonetyala inkqubo intlawulo efunyenweyo kangangoko. Ngoko ke umbuzo: "How to deal with" NCW "" - akukho elizayo. Onetyala, kunoko, kufuneka basebenzisane nale nkampani.
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