Phi kwaye ukubeka indlela imali kwikhadi?

Abo andazi ukuba njani imali kwi-khadi, ukuba kuyimfuneko, ngovuyo ukwazi ukuba kukho iindlela ezininzi zokuyenza oku. Imvelaphi - ukuhambela isebe lebhanki (okanye mandithi, iziko wakhe imali), okwesibini - ukusetyenziswa kwe-ATM ezizodwa (ATM) okanye terminal, eyesithathu - ukuthunyelwa kwemali phakathi akhawunti.

Kunye kokugqitywa akhawunti ekhawuntareni akukho ngxaki: i window - osethilini - imali - irisiti - utyikityo. Kodwa ukuba phambi kwakho bonke abantu 5-7, sinako ukukhangela umphathi client okanye umlawuli kweholo (kakade, ukuba kwizikhundla abasebenzi enjalo). Uza kukuxelela indlela ungayibeki imali kwikhadi ngokukhawuleza ngakumbi, oko kukuthi, sebenzisa ezizodwa ATM (ngasendleleni, zibizwa imali).

Makhe sijonge ukuba njani imali kwikhadi Savings Bank nge-ATM zolwimi ngokunzulu. Kutheni Savings? Ngokuba inye yeenethwekhi ebanzi ATM. Ukongeza, ikhondo isenzo-ATM zezinye iibhanki ayikho eyahlukileyo kakhulu.

Ngoko ke, silindele ithuba labo lokuba babe ngakumbi ATM, ukufaka ikhadi kwaye ufake iPIN. Emva koko khetha kwi "Imali-in 'kwi menu kwaye ufake imali kwi niche ekhethekileyo (emva kokuba efanelekileyo-screen uncedo). Ngaphakathi ATM bill iya zibalwe ngokutsha, yaye esi sixa siya ebekwe kwiskrini. Ukuba yonke into ilungile, ngoko nqakraza kwiqhosha "Okulandelayo" kwaye ukufumana izandla zakho phezu itshekhi. It is a isiqinisekiso wo yingisela. Ngoko ke, qhubeka oko ubuncinane de kube lelo xesha imali kwi-akhawunti yekhadi.

Kungenjalo, unako ukusebenzisa yesiphelo ukuba gcwalisa. Kuthatha ixesha elincinane, kodwa iindleko n-th isixa semali ebizwayo ngokohlobo ikhomishini: 1-3% yemali negalelo. udinga ukuba ukwazi inombolo yekhadi - zekhadi 16 eziprintiweyo kwicala lalo phambi. Musa ukulibala: In ngokungqinelana nomthetho wesizwe, isixa wemvula ngenxa terminal ukudlula amawaka 15 engange.

Ndingayifumana phi ungafunda njani imali kwikhadi ngezimali ukusuka akhawunti omnye komnye? Okanye umphathi ngubani okunike zeplastiki, okanye kwicandelo "Uncedo" kwinkqubo zokubhankisha website Intanethi kwibhanki yakho. Ngokucacileyo, ukuze idlulise imali kufuna amakhadi ubuncinane ezimbini. akhawunti yekhadi aya kuba ngumthombo ukwamkelwa yokuqala kweemali, kwaye i-akhawunti yekhadi yesibini - njongo. Khumbula ukuba ezinye iibhanki Russian ukuthintela zorhwaphilizo ezichuliweyo yenziwe imisebenzi enjalo kuphela xa ulawulo igama ngexesha elinye. Ngokuqhelekileyo, uluhlu enjalo imishini zikwazi ukuthathwa kwi-ATM.

Ngoku uyazi ukuba ukubeka ngqo njani imali kwikhadi. Njengoko kubonakala, ezimbini kwezintathu ezi ndlela zilandelayo musa ifuna ubukho umnini wayo ebhankini, nto leyo ngokuqinisekileyo elula kakhulu.

Kodwa ke ukuba nina kakhulu ukwazi ukuba njani imali efowunini nge ikhadi Savings Bank ngokukhawuleza kwaye kungekho naziphi na iingxaki, kufuneka uqhagamshelane kwisebe elikufutshane kuyo. Ungakhathazeki lonke ixesha ukuza apha kuphosa imali emnxebeni, musa ukuba. Ngethuba lokuqala (kwaye, makhe Ndiyathemba ukuba kuphela) utyelelo kufuneka isebenze avtoplatezha nkonzo. into Ukugunda kakhulu. Nangona, ukuba nje kuba nokungena kwemali kwi-akhawunti mobile ziya kuqhutywa nokuba kanye ngenyanga, nokuba ngokwemiqathango eseleyo yayo ngqo. Kweli nqanaba, kuzibonela ngokwakho, njengoko kuya kuba lula ngakumbi.