Njani ukusebenzisa imali ngosana: iinketho

Njani Ndingayisebenzisa capital ngosana, cinga nokuvuka ezininzi. capital zokukhulelwa - yinkxaso-mali iintsapho apho kukho umntwana wesibini okanye olandelayo. Umthetho malunga neentlawulo oomama bafika ngo-2006. Sele ngo-2007, saqalisa ukuba likhuphe iziqinisekiso phezu kweengqukuva. Le nkqubo isebenza de ngoJanuwari 31, 2015. Ngaba kukho nokuqhubeka "isidlo" ayaziwa.

Ukuba abafazi basebenzise ilungelo labo, kuyimfuneko ukuba isicelo kwingxelo mali yomhlala-phantsi, ukunika umama ipasipoti ikopi yayo, isatifikethi sokuzalwa bonke abantwana, isiqinisekiso sokuzalwa, unina ka-, Certificate Insurance Pension SNILS (olu xwebhu senziwe kwi Pension Fund), ukuba kuyimfuneko, ukunika isiqinisekiso umbhalisi komtshato kunye mtshato isiqinisekiso kuqala. Yonke siqinisekiso kuyimfuneko ngoku ukucinga malunga nalapho tirhisa eyinkunzi ngosana.

capital kubeleka ukuba amawele kabini imali ihlawulwe. Certificate uza kufumana enye kuphela abantwana. Ukuba ngo-2007, intsapho sele ifumene ingqukuva, yaye kamva wazalwa umntwana wesithathu, akazange kuwa phantsi kwale nkqubo. Oku uncedo ngexesha elinye-a. Kuba abafanele ukubala.

Kukho iintsapho ziye zakwazi ukusebenzisa izixhobo ekunene ukuze kuphunyezwe esi satifikethi. Kodwa abaninzi becinga, indlela ungasebenzisa eyinkunzi ngosana. Khetha ziye limiselwe ngumthetho ngo-2006, ukususela ngoko akukho tshintsho. Omama ungakwazi ukufumana isisombululo imali ingxaki yabo yezindlu, ukushiya yonke okanye inxalenye capital yimfundo yomntwana (hayi kubaluleke kangaka, yintoni, imali bafundise nangaphezulu). Le mali zingafakwa kwi-akhawunti yomhlalaphantsi sikanina ukuze kwakhiwe yomhlalaphantsi yakhe (ukhetho kungenakwenzeka ukuba baseRashiya). Inxalenye encinane $ 12,000 zezatifikethi 2008-2010 iza cashed. Ngoku le nto. Bakhupha sonke isixa - ityala apho unako ukufumana isigwebo semali eninzi okanye isigwebo yokwenene, hayi ixabiso ubungozi, qala adventures ezahlukeneyo. Ukuhlaselwa - aniyi kuyifumana.

Eyona nto funny kukuba uncedo lwemali kubonakala kunokuba enkulu. Ngo-2007, sasifana 250 lamawaka, yaye ngo-2013 - sele 430. Kodwa ke kukho enye caveat encinane. Imali ayikwazi iyakuchukumiseka iminyaka emi-3. Kwaye 250 amawaka isampuli ka 2007 yahluke kakhulu ukusuka 250 amawaka ngo-2010. Ngoko ke, oomama nangoku bayazibuza indlela ungasebenzisa capital ngosana kule izise inzuzo yokwenene.

Ukuba le mortgage, ngoko ukuba izixeko ezininzi Russia, 250-300 amawaka banganduluki nokuba intlawulo phantsi. Ngoko ke, nje ngokuba magqabi. Study eyunivesithi ukususela ngo-2010 ixabisa ubuncinane 300 lamawaka, ukongeza, umfundi-paysite kufuneka ukondla ukuyambesa, uye kuphila kwenye. Again ukuba kuphela inkxaso ibhulukwe lakhe. Kodwa imali yomhlala ukuthetha etyeni. Ngubani bakholelwa ukuba uya umhlala aze okunene ukufumana inxalenye ixhaswe? Okwangoku ke iyafana naleyo isithembiso CPSU wonke umntu eSoviet ziya endlini yabo ngo-2000.

Kwelinye icala, imali extra engenzekiyo. Ngisho. Nendlela ungasebenzisa capital ngosana ukusombulula le kunokwenzeka kwaye kukho imfuneko.