Le mali kakhulu inzuzo eOmsk. Iidipozithi yeebhanki ezinkulu

A idiphozithi - le yenye yeendlela zomthetho ukuze ifumane ingeniso elungileyo. inkqubo zebhanki Modern eRashiya yenziwe kakuhle kangangokuba abazange bakholose iibhanki abemi akukho sizathu esihle. Makhe sithethe kakhulu utyalo inzuzo e eOmsk.

Iidipozithi iinyanga ezi-3

Uhlalutyo unikeza yebhanki ezahlukeneyo eOmsk isixelela ukuba umyinge wenzala kwiidipozithi e engange yabo ku-7.8 ukuya ku-10.7%. Isizathu soku ezinombala kunzima ukuchaza. Inye kuphela iingcali uqinisekile 100%: namhlanje zonke iibhanki uthembekile.

Ubuncinane isivuno inikeza "BMbank". Ekubeni imali abayi-10 000 engange iinyanga ezi-3, umthengi uya kufumana ngokusebenzisa ingeniso imini-91 ka-196 engange. "Bank Agricultural" lifumana imali ezivela kuluntu nge 8.4%. Ngenxa yoko, ingeniso-mali emva kweenyanga ezi-3 iya kuba li-209 engange. Yenye yeebhanki ezinkulu Russian - VTB - inikeza abaxumi bayo ukhetho kunye isivuno 8,55%. Umxhamli kuya kufumana ukwanda kwemali eyinkunzi zawo 213 engange. Ewe, siyabona ukuba umahluko phakathi ezincinane ezi izithembiso ngokwaneleyo, umthengi ke ungakhetha ibhanki, sele sisiseko esizithandayo.

ixabiso elibiziweyo eliphezulu

Ndingayifumana phi ukufumana inzala liphezulu kwiidipozithi? EOmsk - yinto isixeko esikhulu, ngoko iqeshe ezininzi kumasebe yebhanki. Isivuno inkulu kwiidipozithi nyanga ezintathu-- in "Uralsibbanke" (10.7% ngonyaka). Xa igalelo lalowo-10 000 engange Umxhamli kuya kuthatha phezu 91 iintsuku yi-10 267 engange. Lo ngowona ukhetho elungileyo, kuba ingeniso ukusuka ekupapashweni iidipozithi zezenzi, oko kukuthi, umtyali-mali ukubeka umzamo omkhulu ekwenzeni imali.

EOmsk Banks: iidipozithi iinyanga ezi-6

Makhe sihlolisise oko iinketho ngamaziko zemali ukuze banikele abathengi zabo ezikhoyo nakwezo zinako ukufumaneka iinyanga ezintandathu. Qaphela ukuba utyalo-mali kakhulu inzuzo eOmsk eli thuba bear inzala ukuya kwi-13% ngonyaka. Kutheni ukuzoba idipozithi iinyanga ezi-6 kukholekileyo ngaphezu kwi-3? Inyaniso kukuba ukuze abuyisele imali umxhasi, ibhanki kufuneka afumane ingeniso evela abolekisa ngemali karhulumente kunye corporate. Imali efunyenwe ibhanki njengabantu njengedipozithi - enye imithombo imali yokubolekisa ngemali.

Ngoko ke, cinga embodiments ezithile. Elona wenzala isibonelelo "BMbank" yaye "Rosselkhozbank". La maziko zemali ukunika abathengi kunye 10.1%. Kodwa nenzuzo enkulu ukuba akhuphe igalelo "BMbanke" ngenxa yokuba inkqubo idipozithi yenzelwe iintsuku 182, kwaye ingeniso iyonke kwi-mali ka-10 000 engange kuya kuba 514 engange. In "Rosselkhozbank" idipozithi kwenziwa ezili-180, kwaye umthengi uza kukwazi ukufumana izandla zakho phezu extra engange kuphela 498.

Ngokomlinganiselo isinikezelo, mhlawumbi kweenkqubo umdla anikele "Uralsibbank" yaye "Ekhaya Credit Bank". I "Uralsib" kuthetha ibekwe kwiintsuku-181 kwi-11% ngonyaka. Xa igalelo umgangatho we-10 000 abathengi baya kufumana ingeniso 545 engange. "HKbank" liqulunqe inkqubo idipozithi kunye isivuno ye-11.5% ngonyaka. Igalelo kwenziwa iintsuku 182. Abasebenzisi iinkonzo zebhanki, ukuba ukhuphe kwedipozithi ziya kufumana 573 engange. Igalelo eyinzuzo ukuya kwiinyanga ezi-6 ngo-eOmsk - inkqubo "phambene Bank for Reconstruction and Development". Idipozithi sikhutshiwe iintsuku 182 kwi-13% ngonyaka. Inzuzo mali kuya kuba engange 640 nganye nganye-10 000 zifakwe ebhankini.

Le mali kakhulu inzuzo eOmsk ngonyaka

Ukuhlaziya iziphakamiso eOmsk kwiibhanki iidipozithi iinyanga ezili-12, uya kuphawula ukuba ngokubeka imali kanye ngonyaka, ungakwazi ukufumana ngaphantsi kwe kabini iinyanga ezintandathu. amazinga enzala zisukela ukusuka 5,75 ukuya kwi-14% ngonyaka.

Elona Izinga ezinikezwa yibhanki "Standard Russian". Beka 10 000 engange, umthengi ahlawulelwa engange 575 kuphela. Ukususela phakathi iinketho ungakwazi ukuhlawula ingqalelo "Bin" iidipozithi (10.6% ngonyaka), "Promsvyazbank" (11% ngonyaka), "HKbanka" (12.25% ngonyaka). Le mali kakhulu inzuzo eOmsk inika "I phambene Bank for Reconstruction and Development". client yonyaka iya kukhupha imali engaphantsi kwe-14%. Emva kokuchitha ezinye izibalo ezilula izibalo, siyakwazi ukubona ukuba igalelo ubuncinane 10 000 abemi engange ingeniso iya kuba 1400 engange.