JSC «pension yeSizwe fund." National NPF: ncomo

Formation of izinto pension phantse ummi zonke ukusebenza. Namhlanje ukuba ufunde indlela kakuhle lo mbutho kaZwelonke NPF. Yintoni na le nkampani? Ziziphi iingenelo neengozi intsebenziswano sibonile iinkonzo fund non-karhulumente? Ukuba isicelo apha ukuze kwakhiwe inxalenye inkxaso ye pension?

incazelo

National NPF - kukho ingxowa-mali yomhlala-phantsi lohlobo non-karhulumente. It inika iinkonzo inshorensi kunye umhlala yokonga. Ayikho enye umsebenzi engakhethi imkholisayo abathengi.

NPF "National" - ungummeli obabuthandwa NPFov eRashiya. Ku vula igalelo, uyazingisa nje kuphela, kodwa ukunyuka kancinci. Kweli nkampani, wonke umsebenzi uyema. Xa lifika ixesha, umbutho uhlawula abathengi imali. Nangaliphi na ixesha ungadlulisela i imali kwenye NPF.

iinkampani rating

Ziziphi iinkalo inkampani ahlawule ingqalelo izimali kakhulu? NPF "The national fund yomhlala yokuqala" impikiswano iimpendulo ezifunyenweyo indawo yakhe simo Russian NPFov.

Wafunda nkampani ibekwe malunga 17-18 ndawo. Oku kude zobunkokeli. Ngoko ke, ezinye iimali zisenamathandabuzo malunga mbutho.

Ukuze igama indawo ngqo ze-mali kwi simo Russian NPFov nzima. Wena uthi nje ukuba lo mbutho ayifakwanga kwi iinkokheli 10-ku kweli lizwe. Kodwa 20-30-ke ingafunyanwa.

namanye amanqaku

Kodwa oku konke walungisa umbutho. arhente mlinganiselo National oluvavanya NPF ngeendlela ezininzi. Ngokusisiseko, uluhlu iinkokeli senziwa umthamo imali yomhlala phantsi. Kodwa kukho ezinye amacandelo zixeliweyo.

National NPF ubekwa-10 phakathi mali yomhlalaphantsi kwiindawo pension, kwakunye 14 umthamo eyinkunzi. Xa ezinjalo isikhundla inkampani ubamba ukususela 2014.

Oku kunokwenziwa isigqibo sokuba inkampani akazange abe ukusebenza embi. Ngoko ke, asifanele mabangezi mali yomhlala-phantsi, apho uceba ukutyala imali ukwakha umhlala-phantsi kwixa elizayo.

inzuzo

Eyona nto ibalulekileyo sisalathisi ezifana isivuno. It sinikele ingqalelo kubatyali-mali ezininzi ezinokwenzeka. Ngapha koko, abanye ayanelanga ukuba imali yepension kuba wamzuzu ephilile. Ufuna ngakumbi bande. Kwaye ngakumbi, ngcono.

NPF National lubafumana elungileyo lokubuya, Ngokwezibalo. Kumalunga 13.21% ngonyaka ngamnye. Kodwa ngoku abathengi bathi okwahlukileyo. Ezinye abatyali Makuqatshelwe ukuba iSatifikethi NPF ezingafanelekanga pension ezinkulu. Isivuno lokwenyani nama-5-8%. Ngoko ke, ukulindela esele ebonakalayo lokonga ngokucacileyo akufanele ngayo.

Ngenxa yezi mahluko National NPF ufumana iirivyu elingumxube kubathengi. Abanye bathi bonelisekile kukwanda yomhlala elizayo kunye umntu ubiza amaxoki umbutho kunye itshivela. Enyanisweni, lo ukungangqinelani phakathi simo manani lula kungachazwa kwamaxabiso. Kukhuselekile ukuba bathi kuphela ukuba le nkampani "National" unika na inzuzo enkulu. Kodwa umbutho abaxhasi yabo bekhohlisa. ngokwenene Retirement yokonga zikhule. Nangona ngokukhawuleza njengoko sithanda.

ukuthembeka

Enye into ebalulekileyo - ukuba ukuthembeka. Oku ngamanye amaxesha ibizwa inqanaba ukuzithemba okanye trust. Agency Rating National Rating NPF phantsi kwegama "National First" kule ndawo inika eliphezulu. Ukuza kuthi ga ngoku, ukuthembeka kuqikelelwa uvavanyo A ++.

Ngokobalo manani ngaphezu kwi trust akakho. Oku kuthetha ukuba i-National NPF akayi wavele ivaliwe, ayiyi kuthabatha kude mvume, onokumthemba mali neenkampani pension kunye ukoyika ngenxa yabo.

Kodwa abaninzi angaphumelela kude indawo yobunkokeli kuluhlu lwe fund NPFov lizwe. Oluthembekileyo, umbutho ezinzile isivuno esihle, kodwa ngenxa yesizathu esithile oko kude izithuba phambili. Kutheni? Ziziphi iinkalo intsebenziswano zingahlukaniswa kwi fund? awahlutha kangakanani okanye wanelisekile iindwendwe?

ngayo inkonzo

reviews NPF yeSizwe akuyona indlela engcono efunyenweyo umgangatho wenkonzo yomxhasi. Okunye ngqo, akukho lula ukuba wonke. Amaxesha amaninzi, abathengi athi ukuba abasebenzi azikho uyayiva umsebenzi wabo. Akukho nobuchwepheshe. Kule ofisi komgca kunye namaxwebhu zenkampani fixed maxa wambi kwenzeka ukudideka. Ngamanye amaxesha kukho iimbono imali ngokungekho mthethweni kwi-National NPF mali yomhlalaphantsi karhulumente. Lo mbutho ibhekisa negalelo ngokobuqu iingxelo ezibhaliweyo, kodwa eneneni umntu asityikitywanga naziphi izibambiso ezinjalo. Ezi review eqhelekileyo. Abasakwazi eqhelekileyo. Ngenxa yoku, ukuthembakala lombutho uyawa.

Noko ke, asimele silibale ukuba onke la mazwi akukho ndlela iqinisekisiwe. "Okokuqala National" NPF - oku umbutho embi. Ezinye izimvo ugxininisa abasebenzi kunye nesimo sabo nobubele iindwendwe. Ewe, isantya kwenkonzo amagqabi kangako, kodwa amabango ezinjalo kuhlangatyezwane nkqu iziseko efanelekileyo.

Asikwazi sinokuqiniseka njani kakuhle National NPF isebenza abathengi. Lo mbutho wenza umsebenzi wayo, wenza zonke iimpawu tshembisiweke. Kodwa abasebenzi ubukrwada kunye engekho mgaqweni akukho bani omzimba. Oku kufuneka kukhunjulwe.

iziphumo

Ziziphi saphetha ukusuka ngentla? National NPF - engenaso amehlo awayeno- ingxowa-mali yomhlalaphantsi. It ibonelela ngeenkonzo ezisemgangathweni kwi-inshorensi imali yomhlala phantsi kunye inxalenye ezixhaswa ngemali ye nokudaleka.

umbutho Izimvo uyamkela kuxutywe. National NPF - ayikho ngokuphamba, kodwa izinto ezithile elibi slip service ngokubambisana. Ngamanye amaxesha apha ulibazisa iintlawulo, umntu akathandi imigaqo, umntu ekungxolisa ngento kubasebenzi amasebe. Konke oku mgangatho abaxumi izikhalazo NPFov. Qwalasela i Fund "National 'ukuze kwakhiwe iidiphozithi kunokwenzeka, kodwa kuphela ukuba akukho sipho ofanelekileyo phakathi kweenkokeli NPFov.