Intembeko le Savings Bank

Ngempumelelo sikhulise ishishini labo akunakwenzeka ngaphandle utyalo-mali ezongezelelweyo, kwaye ube apha ukunceda credit "intembeko" ngaphandle unqabiseko inikwa yi-Savings Bank kwaye sibe ndlela ilungileyo ukusombulula iingxaki zemali.

Kutheni na ukuba mboleko - hayi ukhetho?

Uninzi ishishini, kungekudala emva koko uqalisa ezifuna ukuboleka. Noko ke, kukholelwa ukuba mboleko ebhankini ingathatha embalwa, kuba intlawulo yenyanga mkhulu ngokwaneleyo. mboleko "intembeko" angakhuselekanga ye-Savings Bank ucebisa ngenye indlela. Kusenokwenzeka ukuba eyona ndlela iyiyo yokusombulula iingxaki kunye nezemali, kuba intlawulo yenyanga kwi-mboleko kwi-mali ka-400 lamawaka engange isithuba seminyaka emithathu iya kuthetha ukuya kutsho kwitotali engu amawaka 15 engange.

Yintoni enye ubunzima ukufumana imali-mboleko?

Kunzima kakhulu ukufumana usomashishini ongazange isicelo semali-mboleko. Akwenzeki ukuba ishishini ngaphandle emthonjeni ongaphandle-mali. Kwimarike namhlanje kukho iingcebiso ngakumbi mboleko kumashishini amancinci, kodwa eneneni asizizo zonke umxhasi kuya iimeko lawo asondezwayo. Akuphelelanga ekubeni xihinga uba intlawulo ephezulu yenyanga, agaxeleka kwipokotho usomashishini, ngokunjalo kufuneka ukunika ibheyile. Ukongeza, izicelo zihlolwa ixesha elide kwaye kufuna iseti enkulu yamaxwebhu.

Yintoni credits?

imali mboleko bakuse oosomashishini ukuthenga impahla, ukutsala abathengi, ukutshintshwa kwezixhobo, ngokunjalo ukuphuhlisa nokwandisa ishishini. kwamashishini amancinane kwiimfuno ezikhawulezileyo abaqhele ukuyibuza imali encinci - ukuya ku 500 lamawaka engange. Xa amboleke amawaka 400 kwiminyaka emithathu intlawulo iza kuba 15 amawaka, ukuba uthatha credit "Trust". Savings Bank yabela le mali ukuhlawula imali, nto leyo ukuthenga uninzi lwamashishini amancinane.

Imigaqo apho intengo yemboleko, "Trust"?

Olu hlobo ezibolekisa - enye mboleko ezininzi ifikeleleke kwimarike eliyibhanki iinkonzo kumashishini amancinci. Oku kungenxa yokuba luhlanganisa ibaluleke kakhulu umgangatho - ixabiso ekhawulezileyo nengqiqo ekwenzeni. Iipesenti ziqala ukusuka 18.5 ukuya 19.5 ekhulwini ngalinye ngonyaka, ngokuxhomekeke mboleko elide. Ingongoma ebalulekileyo kakhulu kwakhona yokuba imali-mboleko akafuni ukuba akananto, okt ngummeli wowona uya kwanela ukunika kuphela waba ngummeli wowona ulungileyo. Isithuba esiphezulu ngexesha ejongisisa isicelo - iintsuku ezintathu ukuya kunceda ukwenza inkqubo elula kakhulu, xa imali iyafuneka ngokungxamisekileyo.

isiphelo

Ukuza kuthi ga ngoku, ngaba obolekisayo Russian amashishini amancinci na imveliso ezifanelekileyo ezininzi. Ekugqibeleni, xa sithekelela iindawo unalo samatyala "intembeko", kuvela ukuba imfuno engxamisekileyo imali kunye nokungabikho ubunini, leyo kusala njengedipozithi, yenye yeendlela eziphambili ukusombulula iingxaki zemali kunye nophuhliso lwamashishini asakhasayo. Ukongeza, ukungabikho yemirhumo kwenza ayafikeleleka kumntu wonke ngumrhwebi. intlawulo yenyanga, leyo icwangcisa mboleko "Trust", Sberbank, kuya kuba-15 kuphela 000 engange, lo gama, njengoko kukhankanyiwe ngasentla, akufuneki ukuba ukunika mali.