Indlela ukuvala ikhadi Savings Bank? Inyathelo ngu step guide

Savings Bank inika ezahlukeneyo ngeenkonzo kubathengi bayo. Ngokomzekelo, nabani na nangaliphi na ixesha ukufumana ikhadi lebhanki. Yenza kube lula: ndwendwela nje kwisibonelelo, kunye yokundwendwela ngummi Russian Federation. Ngamanye amaxesha akukho mfuneko yokuba yeplastiki phambi kokuba liphelelwe. Indlela ukuvala ikhadi Savings Bank? Ziziphi iindlela leziko zemali inika abathengi zayo? Oko kuya kuthatha ukuguqulela iingcinga zibe nto?

iintlobo lokuvala

Kunzima ukucinga, kodwa ukuvala ikhadi (credit card okanye debit) ingaba kwiintlobo ezahlukeneyo. Kukho izinto ezifana inani zeplastiki-akhawunti yebhanki. Ngoko ke, wonke ummi ithuba lokwenza lokuvala:

• Maps (ngaphandle akhawunti).
• Akhawunti ngokupheleleyo (kunye ibhanki ngeplastiki).

Kudla kukho umdla lwalo yesibini. Okokuqala ukuphinda-umba amakhadi ebhanki. Oku kuyinyaniso ngokukodwa debit zeplastiki. Ngoko ke, indlela uvale ikhadi Savings Bank?

ongakhetha lock

inkampani kumntu ngamnye unelungelo lokukhetha indlela non-zeplastiki. Akukho mahluko ebalulekileyo iinketho icetywayo musa. Ungakhetha oko kubonakala ukuba ibe lula ngakumbi elula. Kukho iindlela zilandelayo lokuvala ikhadi:

1. Emnxebeni (idla ngaphandle i-akhawunti).
2. Ngokusebenzisa le internet-banking (inkonzo "Sberbank Online").
3. Xa umntu kwi-ofisi yenkampani leebhanki.

Emva kokuba ukhethe kufuneka bazilungiselele kakuhle le nkqubo. Kodwa phambi kwalonto kufuneka uzazi ezinye iimpawu ezendeleyo ukuvalwa ebhankini amakhadi Sberbank.

Can I?

Abaxhasi badla ukuzibuza le lokuvala / kuvulwa kweplastiki. Ingakumbi Iyandonwabisa inkqubo yokuqala. Ngaba kunokwenzeka ukuba ukuvala ikhadi Savings Bank nge-intanethi? Ewe, kodwa ke kukho esinye phawu yale nkqubo, nto leyo eyaziwa kakuhle. Ingongoma kukuba nge internet banking ngendlela efanayo njengoko usebenzisa ifowuni, kunokuphunyezwa kuphela yokutshixa ikhadi. Ngelo xesha akhawunti Sberbank ngummi usekho. Ngoko ke ukuba ukuvalwa ngokupheleleyo ikhadi lamatyala Savings Bank yehliswe kuphela ukutyelelwa kwi-ofisi. I onguwumbi kunikwa. Nangona ngokufuthi abemi yokuqala ukuvimba zeplastiki. Kwaye kuphela uze unikezele akhawunti. Kodwa olusondeleyo ikhadi Savings Bank njani?

Ukukhetha ofisi

Ngoko ke, inyathelo lokuqala kwindlela eya kuphothulwe umsebenzi kukuba ukukhetha isebe apho yonke inkqubo ye ukwala ibhanki iya kuba zeplastiki. Abaninzi bacinga: apho kubhetele ukujongana? Impendulo yalo mbuzo apho!

Vala ikhadi Sberbank kulo naliphi na isebe kunokuba. Le ummi unelungelo ukubhekisela naphi kulula. Eyona nto ndawo yokuphatha nje Sberbank. Ngako oko ke kucetyiswa ukuba ukhethe kwisebe elikufutshane yeziko zemali. Difference kanye apho isicelo, akukho. Savings Bank uxhalela lula usebenzisa iinkonzo ze imiswe ukulahlwa kwabo.

uqeqesho

Indlela ukuvala ikhadi debit Savings Bank? Kufuneka ube uzilungiselele kancinci. Asinto kunzima kangaka njengoko kubonakala. Ukususela client ifuna amaxwebhu kuphela nje ezimbalwa, apho ziboniswa wokuqala:

• Sekhadi (yokundwendwela).
• iplastiki Bank ukuba ekugqibeleni ivaliwe.
• INtetho ekuphunyezweni msebenzi.

Ayikho enye into efunekayo. Njengoko yokusebenza ibonisa, uxwebhu lokugqibela ukuzala ngqo isebe Sberbank. Ngoko ke, ummi kufuneka athathe yeplastiki kuphela kunye yokundwendwela Russian. Ukuba wonga kwimvumelwano yokwenza inkonzo, eyayikhutshelwe akufumana ikhadi lebhanki, kusenokwenzeka ukuba. Kodwa ozikhethela.

Credit cards

Kuxhomekeka kwinto kuhlobo zebhanki zeplastiki kwenzeka. Umzekelo, kuyitsala iingxaki ezimbalwa. Nangona, kakhulu, ngokwaneleyo. Kodwa amakhadi ngetyala kufuneka kancane olukhohlisayo. Indlela ukuvala i-akhawunti ye-ikhadi Savings Bank? Xa kuziwa iicredit cards, uya kwenza inyathelo lokuqala ukuya ekuphunyezweni msebenzi.

Eyona nto kukuba phambi kokuba Umxhamli kuya isibheno ebhankini kunye nengxelo zokuvalwa akhawunti ekwathintela amakhadi, onke amatyala kufuneka ibe seyibuyisiwe. Ngaphandle kulo unyango kwi Savings Bank ayenzi ingqondo. Umthengi walile nje ukuphumeza iqhaga de intlawulo epheleleyo ityala yebhanki. Kungenxa yesi sizathu ukuba kunye debit yeplastiki iingxaki ezimbalwa.

egcwalisa isicelo

Yhazi usondele kangakanani na ikhadi yebhanki ye-Savings Bank? Xa onke amaxwebhu afunekayo ziyaqokelelwa, njengommi lwakhethwa isebe elikufutshane yeziko zemali, uyakwazi ukuqhubeka kwi Okwenziwayo. Kuyinto isibheno ebhankini. I yesebe Sberbank, ubophelelekile ukuba ingxelo injongo yabo ukuvala i-akhawunti kunye ukuvala ikhadi. Abasebenzi uzalise ngokwesiseko onikwe zeplastiki kunye nekhadi ID isicelo. Ngaphezu koko, ukuba kunikwa ngumthengi ukuze zisayinwe. Inyathelo lesibini ibalulekileyo lugqityiwe.

Ukuba sinikele ingqalelo caveat ilandelayo: ukuba ummi a card debit, ngoko akhawunti tshixa ngokupheleleyo umele ukuba ngandlel 'ukubuyisela imali ekhoyo. Xa walungisa elilahla ukusetyenziswa yeplastiki ebhankini, oko kubonisa ukuba Savings Bank linyanzelekile ukuba abuyele imali okanye ukudluliselwa imali nayiphi na iakhawunti okanye ngemali. Ngoku singakwazi ukulindela kuphela.

ukufumana iingxelo

Kodwa ngaphambi kokuba nemihlali, kucetyiswa ukuba acele Savings Bank a imibuzo embalwa. Eyona nto kukuba kaninzi xa uvala nokuvala nayiphi zeplastiki kunokuba iingxaki ngokubhekiselele okuhlawula amatyala (zombini ukusuka kwiziko lemali kunye kwicala lomxhasi). Ngoko ke, kufuneka ufune uncedo khadi itshixiwe, kunye nokungabikho kwamatyala ukuya Sberbank. Xa sithetha ngalo lonke elo tyala ukuba ngummi, kucetyiswa ukuba athathe nawaphi na amaxwebhu intlawulo, nto leyo iqinisekisa ukuthunyelwa kwemali kwi-akhawunti.

Kuphela phantsi kweemeko ezinjalo kunokuba inshorensi ngokugqibeleleyo iziphumo ezibi. Oku kuyinyaniso ngokukodwa kubaboleki ikhadi lamatyala. Kwaye ngoku ngqo emva kokufumana ingxelo evela Savings Bank unokulindela ukuvalwa ngokupheleleyo akhawunti kunye uvala zeplastiki. Hi ndlela leyi, yenzeka ngoko nangoko. Wokuvala debit card kufuna elinde elingana iinyanga enye enesiqingatha (iintsuku ezingama-45). Kodwa credit cards ayeke ukusebenza kungekudala. Kuya kufuneka ukuba silinde iintsuku ezingama-30 kuphela ukususela kumhla kweengxelo yokusayina. Musa ukulibala ukuba xa uqhagamshelane ibhanki, Sberbank kuya kufuneka ukuba anike zeplastiki. Yena zilahlwe emehlweni zabathengi - cut. Ungakhetha ukutshabalalisa ikhadi umngxuma, kodwa bayacetyiswa ukuba bangene.

ikhadi lock

Kodwa kuthekani ukuba i-Savings Bank akhawunti ufuna ukushiya kwaye ulahle i zeplastiki? Kulo mzekelo, kucetyiswa ukuba avelise iqhaga ikhadi. Kungcono ukwenza oku phezu Internet okanye ngefowuni. Kwimeko yokuqala, ungqinisiso senziwe kwisiza "Sberbank Online". Xa "Akhawunti Personal" umthengi ukhetha ikhadi lebhanki ethile, uze uphawula ingongoma "Block". Okulandelayo, umsebenzi ingqinwa ngokusebenzisa ikhowudi eyimfihlo ukuba uza umyalezo SMS yakho yeselula.

Ityala lesibini - incoko yefowuni. Ukubiza ngenani 8800555 55 50. Umqhubi uxelela umxhasi injongo ukushiya yeplastiki bank. Okulandelayo, ummi wacela data yokundwendwela ukuba ikhadi yesazisi kunye nenombolo card yebhanki. Ngaba kubizwa kuphela igama ikhowudi osetyenziswa imisebenzi ethile. Kufuneka ekuqaleni kwaziwa kuphela wekhadi. A imizuzu embalwa elindileyo - kwaye sigqibile! Ngoku ke kucacile ukuba ukufutshane kangakanani ikhadi kwaye i-akhawunti ye-Savings Bank, eqhotyoshelwe kule zeplastiki.