Indlela ukufumana kuluhlu lokulinda njengentsapho igqume phezu komhlaba kunye nezindlu?

Okwangoku, iindidi ezithile abemi bayakwazi ukufumana uncedo ukusuka kurhulumente ukuya kuthenga kumakhaya abo. Noko ke, ukuze loo thuba, kufuneka uqokelele uluhlu ethile lwamaxwebhu ze ulingenise ukuba ulawulo yesithili. Emva koko kuza kufuneka alinde mali ezithile phantsi kwe nkqubo. Indlela ukufumana kuluhlu lokulinda njengentsapho entsha kwaye oku kufuna? Ngawaphi amaxwebhu kufuneka bahlangane?

Le nkqubo 'usapho Young "

Indlela ukufumana kuluhlu lokulinda, kwaye kuya kuthatha ntoni? Ukusekwa yeentsapho abaselula ingxelo lwenziwa ngaphakathi sikhokelo yenkqubo 'usapho Young ". Kakade ke, lo gama esemthethweni izandi a bit eyahlukileyo. Kwaye ukuba ngqo, lo ngowona subprogram "Housing iintsapho abaselula", nto leyo eyinxalenye yenkqubo "Housing".

Inkxaso kule meko ikhutshwa phandle kokukhupha yegranti. Ukuze ufumane uncedo onjalo urhulumente kuyimfuneko ukuze uhambelane ukuba kwigumbi kwintsapho oselula. Kulo mzekelo, esi sibini kufuneka imali yabo. Kunokuba imboleko yekhredithi, kunye nemali kubeleka. Ukuze uqinisekise ilungelo lokufumana usapho abatsha mali nimele nisondeze uxwebhu uya kuba ngumqondiso yokuthenga izindlu ekwakhiweni kwendlu.

Yintoni udidi ngabemi ukubala

Ekubeni liphume phezu ithuba njengentsapho oselula azikwazi ukuba isifundo olubanzi zonke bokuqonda. Okokuqala, kuyimfuneko ukuba ngubani uyakwazi ukuthatha loo uncedo. Oku kuquka ezi ndidi zilandelayo:

1. Intsapho apho ubudala ilungu ngalinye ayidluli iminyaka engama-35. Emva koko, le ntsapho azithathwa abatsha. Kukwabalulekile ukuqaphela ukuba ubudala mayingagqithi kwiminyaka 35 ngelo xesha mali kunokuba ngexesha lokunikezelwa amaxwebhu kule ndawo yolawulo. Kukho iimeko apho isibonelelo uncedo lwemali yenziwa iinyanga ezintandathu emva kokungeniswa onke amaxwebhu. Ngoko ke, ukuba aqokelele onke amaxwebhu ayimfuneko baze bazingenise lolawulo lweengingqi kufuneka kwangethuba. Ukuze ufumane kuluhlu lokulinda lwezindlu kwiintsapho abaselula, kuyimfuneko ukuba zinike la maxwebhu kwexesha. Kulo mzekelo, inkqubo kunokuquka kuphela sibini. Kusenokuba iintsapho ezinomzali omnye, umzekelo, omnye abazali kunye nomntwana.
2. Abemi Russian Federation. Kulo mzekelo, akukho nketho. Ukuba elinye ilungu losapho ayingommi ye-Russian Federation, ukubalwa uncedo lwemali oluqhutywa ngaphandle inxaxheba yakhe.
3. Zithathe indawo emhlabeni intsapho oselula kunokuba xa kuthe ukuba uthumo olukhethekileyo kuye bayibona imfuneko yalo. Kule simangalo esebenzayo, kuyimfuneko ukubonelela maxwebhu athile.

Kufuneka kuqatshelwe ukuba iintsapho ezinkulu apho wondle abantwana abathathu okanye ngaphezulu, ngokubonelela ngoncedo-mali kurhulumente unokuzuza abahlukene. Njengomgaqo, bebekwe efolisiweyo.

Ngubani na kufaneleka ukuba zithathe inxaxheba kule program

Ngoko ke, indlela ukufumana kuluhlu lokulinda njengentsapho oselula? Ukuqala ekucaciseni ngubani onokusebenzisa le nkqubo:

1. mithetho kungathatha ithuba usapho abangenazo ikhaya labo, indlu okanye iiflethi.
2. Iintsapho bangabanini indawo yokuhlala, kodwa indawo ngokusekelwe nganye amalungu ngayinye norm phi zentlalo, nto leyo umahluko omkhulu kwezinye iingingqi zeli lizwe. Kwi-avareji, eli xabiso uyahluka 8-18 square metres umntu ngamnye.
3. Xa kukho indlu, ingqalelo ekhethekileyo ihlawulwe imeko yakhe ubunini ezincane. Ukuba indlu, igumbi okanye ndlu lingenako ukuhlangabezana nemigangatho zobugcisa kunye nesempilweni, ngoko umnini unalo ithuba lokufumana isibonelelo evela kurhulumente kunye kuthengwe yokuhlala entsha.
4. Ukuthatha uncedo zezimali kwaye ezo ntsapho abaye eyale ndawo ezaziwayo yikomishoni ekhethekileyo esidala.
5. Fumana uncedo lwemali ukuze nabo babe nabo neentsapho abangakhange ngaphambili wafumana izibonelelo okanye bathatha inxaxheba kwezinye iinkqubo karhulumente.

Xa uzibekela ukuguqula eso sibini kufuneka angenise amaxwebhu lolawulo lweengingqi ezingqina ingeniso yabo.

Ngubani umntu wokuqala emgceni?

Namhlanje, abantu abaninzi andazi njani ukufumana kuluhlu lokulinda njengentsapho entsha kwaye oku kufuna. Ukongeza, kunzima ukufumana ulwazi malunga ngubani na ukufanele ukufumana isibonelelo kuqala. Kukho iindidi ezithile zabantu abaye amalungelo athile:

1. Iintsapho apho wondle abantwana abathathu okanye ngaphezulu.
2. Abahlolokazi, divorcees kunye noomama single.
3. Amagqala izenzo yokulwa ezahlukeneyo kwakunye neentsapho zabo.
4. Abasebenzi zangaphakathi imicimbi imizimba Russian Federation, kuquka iSebe Interior.

Njani phezu kwezindlu wonke wakowabo entsha

Ukuze ufumane kuluhlu lokulinda, nceda uqhagamshelane ne-ofisi zokulahla inkunkuma yendawo yakho. Emva koko kufuneka ubhale isicelo, isampuli okuyinto Ilungiselelwe. Imeko yesibini - iipakeji amaxwebhu, kufuneka uqinisekise i imfuneko ukuphucula iimeko zokuphila lentsapho. Kuzo zonke kummandla Russian Federation zilawulwa ngezenzo zomthetho olwahlukileyo imithetho phezu kwezindlu, kwakunye nomgangatho eyimfuneko bengeniso iqabane ngalinye.

Ekubeni nokonyuka izindlu lonke usapho uselula ayikho simple kunjalo, kufuneka uqokelele onke amaxwebhu ngokukhawuleza kakhulu. Kungenjalo, inkqubo yokufumana lobonelelo zilibaziseke. Emva kokuba impahla ndawonye amaxwebhu kuya kufuneka ulinde ixesha elidana. Enoba sibini ibe kwisithuba seentsuku ezilishumi ukwenza isigqibo, thatha ithuba njengoko usapho abaselula. Kwezinye iimeko, iKomishoni angala. Ukuba kwenziwe isigqibo esifanelekileyo, intsapho uya foliso sesibonelelo xa uthenga yokuhlala.

Siphe

Xa le nkqubo iza kuqwalaselwa kukuba mali ibandakanya kuphela inxalenye zonke iindleko xa uthenga yokuhlala. Kulo mzekelo, ubungakanani uncedo lwemali karhulumente ixhomekeke eziliqela iparameters. Ngokomzekelo, enye intsapho oselula, apho kungekho mntwana unako ukufumana isibonelelo, ubukhulu eyenza i-30% kuphela yexabiso avareji ndawo. Kakade ke, eli nani zinokutshintsha. Family, ekukhuliseni abantwana eziliqela, elifumana inkxaso-mali ka-35%.

Ke yonke imali, esi sibini kufuneka ahlawule eyakhe. Kulo mzekelo, unako ukusebenzisa imali yakho, sebenzisa ikomkhulu umzali okanye mboleko.

Ngawaphi amaxwebhu ezifunekayo

njani ukunika ngokwabo izindlu ezincane? Apho ukuma kumgca yaye yintoni amaxwebhu zifuneka le? Kukho uludwe wokubhala kuyimfuneko, leyo kwahluka ngokuxhomekeke kummandla lizwe. Ngoko ke, ngaphambi kokuba uthumele iphakheji kwamaxwebhu, kufuneka kucaciswe lolawulo lweengingqi, apho amaxwebhu afunekayo ukuze imveliso efolisiweyo. Nalu uluhlu ngokuqhelekileyo izibambiso:

1. amaxwebhu zobuqu ze ngummi. Olu luhlu luquka: zokundwendwela, izatifikethi zokuzalwa zabantwana, isiqinisekiso soqhawulo-mtshato, isiqinisekiso somtshato, iliqinisela umgangatho yengeniso lentsapho oselula. Ulawulo wengingqi kufuneka abonelele originals kunye neekopi izibambiso.
2. Amaxwebhu eqinisekisa ubhaliso amalungu entsapho kummandla othile Russia.
3. Sisicatshulwa eyenziwe kwirejista indlu. Ngamanye amagama, kufuneka uthathe isiqinisekiso kwi-ofisi yokundwendwela amalungu entsapho. Ukuba amaqabane siphila kwindlu yabucala, kuyimfuneko ukuba zinike irejista indlu.
4. Isiqinisekiso evela kwinkampani, nelisebenza indlu. Olu xwebhu iqinisekisa ukuba usapho abatsha akukho tyala ukuhlawula zonke iintlawulo ngeenkonzo ezinikelweyo kulo. Oku kuphela efunekayo kwiingingqi ezithile lizwe. Ukongeza, ukufumaneka kwetyala - akukho isizathu sokwala kwenziwa nakanye.
5. Isenzo le saveyi, ekufuneka ukubonisa iimeko zokuphila iintsapho abaselula. Ukuba indlu ezikwimeko engafanelekanga kwaye ekunokuthiwa izakhiwo ezidilikileyo, kuyimfuneko ukuba bazobe up uxwebhu eya ukuqinisekisa ukuba ka kuyo.
6. Ukuze ufumane kuluhlu lokulinda njengentsapho oselula, kufuneka unikeze amaxwebhu ezaziza kuqinisekisa ukungabikho naziphi uhlala phezu amalungelo kwipropati le.

Ngenxa yoko

Inkqutyana "Unikezelo lwezindlu iintsapho abaselula" inkqubo "Housing" ikhankanya ukuba nasiphi na isigqibo ukwala okanye kwingxelo usapho kwi etyhwini sezindlu yamkelwe kuphela liqumrhu eligunyazisiweyo. Oku kwenziwa, njengoko umthetho, zingaphelanga iintsuku ezili-10 emva kokuba imfuneko iseti epheleleyo yamaxwebhu. Ukongeza, umthetho ubonelela omnye iintsuku ezintlanu ukubona usapho oselula. Kufuneka kwenziwe ngokubhaliweyo. Nangona kunjalo, la magama badla kakhulu badlwengulwe.

isiqinisekiso

Ukuba isigqibo sithathiwe kakuhle kwaye sibini unokufumana kuluhlu lokulinda, esi satifikethi sikhutshwa. Ukuba sisiseko amaqabane zemali zoncedo likarhulumente ukuthenga kwikhaya kule propati. Nangona kunjalo, kukho nemihla ethile. Isiqinisekiso Outstanding ezincane sisebenza kuphela iinyanga ezimbini. Ndiyaqonda inokubuyiselwa watshintshelwa kwisebe yibhanki echaphazelekayo ukuba ukuvula ikwaxina-akhawunti. Apha kakhulu kukho bokuqonda. Imali kule akhawunti kutshintshelwa umthengisi kuphela, ezifana njengenkampani-nomakhi.