Indlela ukubala esibhedlele ngo-2011

Ukugula inzuzo kulo nyaka kuhlawulelwa iintsuku ezintathu zokuqala ngeendleko kwishishini, yaye ukususela ngomhla 4 intlawulo yenziwe kwi ecinezela FSS. Zekhefu lokugula zonke iindawo umsebenzi womqeshwa, okanye kwenye indawo yomsebenzi kuthathelwa ingqalelo intlawulo zonke ezinye izihlalo. Ukususela kwimihla zokuqala zekhefu lokugula intlawulo kungenxa FSS xa kokuba umntwana, elinye ilungu losapho, ukuba yedwa aftertreatment imfuneko Motels emva konyango esibhedlele kunye ezibonisa zonyango prosthetic kwindawo esibhedlele.

Ixesha ukubalwa ukubalwa kwekhefu lokugula zathathwa iminyaka emibini ikhalenda elandulela eli.

Accountant kubalulekile ukwazi ukubala ngayo ikhefu lokugula, kuyimfuneko ukuba lusekelwe kwi-avareji yonke imivuzo imihla. Ukuze wenze oku, fumana yonke imali yazo kubasebenzi kwiminyaka emibini edlulileyo, phambi kokuba isiganeko benefits, ukusuka apho iminikelo-inshorensi kwiNgxowa Insurance i-Social bonke policyholders. Ngoko ke, ngokuguqula ingxelo umsebenzi unelungelo lokucela isiqinisekiso ukusuka kwindawo yangaphambili emsebenzini wenu. Umdibaniso zonke iintlawulo lahlulwe iintsuku 730 ifunyenwe kwaye imivuzo avareji, nto leyo iphindwe inomlingani uze emva koko ngenani leentsuku ikwindlela yemigca esibhedlele. Kodwa kukho umda kwi-mali zonyaka, oko ayidluli 415.000 engange.

Accountant kufuneka akwazi ukubala njani esibhedlele, kuxhomekeke ubude kweentlawulo inshorensi. Kulo mzekelo factor ukuguqulwa ixhomekeke ngamava omsebenzi. Ukuba iintlawulo inshorensi zenziwa iminyaka 8 nangaphezulu, nomxhesho ihlawulwa - 100%. Xa ubude amabango inshorensi ukusuka kwiminyaka-5 ukuya kwi-8 80%. Ukuba ixesha inshorensi ukusuka kwiinyanga ezi-6 ukuya kwiminyaka-5, uze uhlawule%-60 kuphela. Ukuba unayo ixesha inshorensi yi ngaphantsi kweenyanga ezintandathu, ekubaleni i wemivuzo inyanga epheleleyo wekhalenda.

Ukususela ngo-2011, kwaba inzuzo yokukhubazeka yexeshana abaqeshwa wabeka-off zingaphelanga iintsuku ezingama-30 ukususela kumhla sokuphela komsebenzi, nokuba ubude ka-60%.

Khumbula ukuba kufuneka sazi nje ukuba ukubala njani esibhedlele, kodwa Zimiseleni intlawulo yekhefu lokugula kunokuba kuphela iinyanga ezintandathu ukususela kwimini yokunuyiselwa kwengqondo.

Kwaye ukuba ukubala ngayo ikhefu lokugula, ukuba umqeshwa ukuba akukho maholo kule minyaka mibini idlulileyo, Mna nekhefu ukunyamekela umntwana, okanye umlinganiselo holo akhe ukufumanisa ukuba ibe ngaphantsi kwe ngomvuzo omncinane? Kule meko kuyimfuneko ukuze bakuthathele ingqalelo wemivuzo ngomhla lokukhubazeka, eyasekwa yi umthetho federal. Kwimeko apho umqeshwa asebenze part-time okanye umlinganiselo imivuzo part-time kubalwa ngokomlinganiselo ngexesha yasebenza.

I-avareji somvuzo imihla kwiimeko ezifana ibalwa ngale ndlela ilandelayo. SMIC (4330 engange) * 24mes: iintsuku 730 = 142.36 engange. Ke 142,36 engange liphindaphindwe ngenani leentsuku zekhalenda zekhefu lokugula. Ukuba kuyimfuneko ukusebenzisa lomlingani zengingqi okanye ngumba usuku olunesiqingatha.

Indlela ukubala esibhedlele ukuba axhase umntwana wakhe? Xa yenziwe esibhedlele baby ukubala, ngokuxhomekeke kumava inshorensi. Kwaye unyango izigulane kwiintsuku zokuqala 10 pay, kuxhomekeke umsebenzi abalindi, kunye neentsuku-11 thabatha%-50 kuphela-avareji yengeniso.

Ngo-2011, xa esi sifo kwenzeka kwixesha bengasebenzi lweshishini, ikhefu lokugula akuhlawulwa. Ukuba ukukhubazeka kwenzeka phambi kokuba ithuba lokungasebenzi iqhubeka, intlawulo lwenzeka qho eqhelekileyo xa pay.

Ulwazi ukubala njani esibhedlele, kuya kuba luncedo kubo bonke abantu. Kubalulekile ukukhumbula imigaqo yokubala inzuzo yokukhubazeka ukuthintela ukungaqondani kunye neembambano kunye zincwadi wenkampani. Efika ukuzisa uncedo kwindawo yangaphambili yomsebenzi, ukuba kuyimfuneko. Ngapha koko, xa kungekho yayo, le mali unelungelo ukwenza izibalo ngokwesiseko yomvuzo ubuncinane, nto leyo eya nciphisa ngokubaluleka ubungakanani bentlawulo.