Capital kubeleka umntwana wesithathu. Intlawulo xa kuzalwa umntwana wesithathu

Ukuza kuthi ga ngoku, abazali abaninzi bamangalisiwe njani, kubani kwaye phantsi kweziphi iimeko, kodwa capital ngosana umntwana wesithathu. Kweli nqaku uza kufunda lonke ulwazi oluyimfuneko.

Ingqiqo "capital koomama"?

Namhlanje, asizizo zonke iintsapho isigqibo ukuba nomntwana wesithathu. Noko ke, abo bazali abafuna ngayo, ungenakuxhomekeka kuphela ngokwabo kodwa kwi-zoncedo likarhulumente. capital kubeleka umntwana wesithathu - is a single izinto uncedo intsapho kwisixa 428.409 engange. Lindela ukuba wamkelisiwe, wena, ukuba uncedo enjalo ngaphambili ayifumanekanga (ukuba umntwana wesibini).

A feature of uncedo kukuba ukusetyenziswa amathuba ayo luthande ukuba nomnyino. Nangona ukuba kufuneka uhlawule imali mboleko yokuthenga izindlu, ungenza isicelo ezi mali phambi kokuba umntwana ujika iminyaka emi-3. Ukuba semthethweni capital nalo kuphela. Oko kukuthi, ukuba ingasetyenziswa ukuya kwi-31 Disemba 2016.

Iinkcukacha iintlawulo

Ukuba ufuna ukufumana capital kubeleka umntwana wesithathu, kufuneka uqokelele i amaphepha impahla kuyimfuneko. Clearance eyenziwe kwingxowa-mali yomhlalaphantsi. Ungenza isicelo yokuhlala okanye apho kuhlala eneneni. Ngoko ke, kufuneka ube:

1. Isicelo sesiqinisekiso.
2. Svidetelstvoa ekuzalweni bonke abantwana sicelo. Ukuba usana yamkelwe, iya kuthatha isigqibo senkundla engqina le nyaniso.
3. Ipasipoti ikopi sicelo lacola ubungqina ngabemi ye-Russian Federation.
4. SNILS (isiqinisekiso insurance pension) loMthetho njengaBamkeli ngexesha kunye nabantwana.
5. Ukuba abazali nosana bamazwe angaphandle, ngoko ke kufuneka ukuba uxwebhu eqinisekisa uhlanga umntwana.
6. Isatifiketi somtshato okanye ukurhoxiswa kwayo.

Ngokusemthethweni capital kubeleka umntwana yesithathu ngenyanga 1 ukususela kumhla wokungeniswa uluhlu lwamaxwebhu. Kufuneka ke ukuba ezi mali ziya kufumaneka ngoko nangoko, kodwa ke kuphela emva kokuba usana iminyaka emi-3 ubudala. Noko ke, ngo-2014 umthetho umntwana wesithathu unenzondelelo utshintsho. Umzekelo, kwaba lula ukufumana isixa esithile ingqalelo ukuba ukuhlawula imali-mboleko ethathwe ukwakhiwa okanye yokuthenga indlu.

Ziziphi iingenelo anelungelo lokuba abazali nabantwana abaninzi?

Iintsapho abaye bagqiba ukuba nomntwana wesithathu, banelungelo ukuncedwa evela kurhulumente. Ukongezelela iintlawulo ukuba banelungelo iinzuzo ezithile:

• ilungiselelo Lifelong komhlaba.
• 50% isaphulelo on yezinkonzo. Ukuba akunjalo inikezelwa, kunokwenzeka ukuba isicelo ukubuyiselwa imali.
• Ukuphandwa ngokufumaneka isiqinisekiso izindlu nge 90% isaphulelo yeendleko zizonke. Kulo mzekelo, imiqathango ethile kufuneka nazo. Ngokomzekelo, ngexesha uxwebhu ubuncinane omnye wabazali linyanzelekile ukuba ahlale kummandla Russian Federation elingekho ngaphantsi kwe-12. Ukongeza, ubude iyonke wenkonzo kunye unina noyise imalunga-10 iminyaka.
• Free ilungiselelo amayeza kagqirha abantwana de babe badala.
• 50% isaphulelo on kwintlawulo kwimfundo ephakamileyo.
• Ukuqinisekisa abantwana akhulule iivawutsha ntle, izidlo ezishushu ezikolweni, iincwadi, amatikiti iimyuziyam, zemidlalo kunye nezinye iindawo.
• Kwakhona, iinzuzo ukuba ukuzalwa komntwana yesithathu ukunika yokufunda kwizikolo eziphakamileyo, kwakunye Ukuphandwa ngokufumaneka mortgage iminyaka engama-30 ngaphandle kwentlawulo phantsi.

Ngubani unokunikwa capital kubeleka?

umthetho Russian kuvumela uncedo lwesibonelelo kubantu abanjalo:

• Umama, utata okanye ngumzali womntwana, kwaye umamkeli kufuneka abe yesizwe ye-Russian Federation.
• nabanonopheli nosana abangengabo izifundo ze-Russian Federation. Noko ke, ngaba kuvumelekile kuphela xa umama, ndayihluthwa ilungelo lokufumana imali evela ukuhluthwa amalungelo akhe ukuya emntwaneni okanye enze ukuba naziphi na izenzo okungalunganga kwabantwana. Ukongeza, ilungelo lokufumana imali enikiweyo abalondolozi okanye uyise xa kusehla ukufa umama.
• umntwana Minor, ukuba abazali evinjwa ilungelo lokufumana imali.

Iimpawu zokusetyenziswa kwemali

Kwezinye iimeko, intlawulo umntwana wesithathu ayikwazi kukhutshwa. Ngokomzekelo, ukuba umntwana wafa ngexesha okanye kamsinya emva kokuzalwa. Kwakhona, capital umzali banelungelo lokufumana ezo abazali nabantwana abathathu abazalwa ngaphambi 2007.

Ngokuphathelele ukusetyenziswa kweemali ezifunyenweyo, unako ukuyenza le njongo:

• ukuthengwa okanye ukwakhiwa kwezindlu;
• abantwana bafumana imfundo;
• ukwanda umama pension inkxaso.

Awukwazi ukusebenzisa imali okulungisa indlu, ukuthenga izinto eziya kusetyenziselwa ukwakha kunye nekhaya zombane, ukuthenga imoto (nangona le miba ziyaqwalaselwa yi abaphethe). Ngapha koko, oko akavumelekanga ukuba ukuchitha imali unyango, iipakethe zokuhamba, wokuhlawula naliphi na ityala. Njengoko Kufuneka kuqatshelwe ukuba inani elichazwe kwisiqinisekiso, zange wakhupha imali ngokupheleleyo.

Ndimele ndithi ukuba usebenzise imali eyinkunzi umzali banelungelo abazali kanye kuphela. Oko kukuthi, ukuba uye wagqiba isiqinisekiso emva kokuzalwa umntwana, lo ungowesibini, kokukhona ufumana.

inkcazelo ebalulekileyo

Intlawulo xa kuzalwa umntwana wesithathu uya kungabi irhafu. Sebenzisa imali eyimfuneko emalunga nomdla jikelele entsapho. Kuba mali unako ukuba bafundise bonke abantwana babo. Ngelo xesha linye kufuneka ongaphantsi kweminyaka eli-25.

Ukuba abazali baye balahlekelwa ilungelo lokufumana isatifikethi, ukuba utshintshela umntwana lowo ungaphantsi kweminyaka eli-18 ubudala. Kufuneka kuqatshelwe ukuba uxwebhu ezilahlekileyo ingagcinwa kwakhona ngokukhawuleza. Ukuze benze oku, ingxowa-mali yomhlala-phantsi ukufaka isicelo.

Ukuze ufumane indlela echazwe kwi siqinisekiso, kufuneka uqiniseke ukuba yakho yokundwendwela, yesazisi sakho kunye nobumi. Kwezinye iingingqi Russian Federation uluhlu lweenjongo olufanayo, leyo bavumelekile ukuba sichithe imali, ezandisiweyo. Ngokomzekelo, abazali imali yokuthenga imoto, chitha kwi unyango olubiza okanye uvuselelo impilo wosana olo. Kwixa elizayo, urhulumente Russian ufuna ukutshintsha lo umthetho eyinkunzi umba eziliqela.