Njani ukuba athenge imoto kunye ukuqaphela umkhonyovu?

Ayizizo zonke umnini wemoto uthenga imoto ngetyala, ngenyameko uzalisekise izibophelelo zalo ebhankini. Umntu ngabom "ndingalahli" PTSD waza wafumana nempinda, athengise imoto yakho, ngaloo ndlela dooming ungumthengi bona fide kuba yingxaki enkulu. Emva kokuba uthenge iimoto, njengoko siyazi, ukuba kobumnini ebhankini de, de imali ubuyisele ngokupheleleyo. Xa uthenga imoto ayikho kule ndlwana, ingozi enkulu kakhulu yokuba ingayi kungena ukhetho olunjalo. Ngoko ke, abathengi ezinokuba kufuneka ize nizilumkele ke kunene. Kweli nqaku siza kuthetha indlela yokuphepha ngetyala yokuthenga iimoto.

Umthetho ayikho kwicala lakho

Soloko ugcine le nto phambi kokuba kuthengwe umatshini. Xaviwe umthengisi ngokungathembeki moto ebhankini (oko kukuthi, isibambiso). Ukuba iintlawulo zokubambisa liyayeka ukwenza, ibhanki iya imoto kunye nam. Nokuba umnini omtsha wenza ukuthenga ngokusemthethweni, inkundla iya kunikela ukuba ufake isimangalo nxamnye wobuqhophololo, kwaye iinqwelo anike umnini lokwenene.

Ukuba ugqiba ukumangalela, oko kuya kwenza kube nzima kakhulu. Okokuqala, lo spy ngokuqhelekileyo adonsa ikhredithi ngenxa uluntu oluhlelelekileyo umntu aze ahlawule ngenxa ukusetyenziswa yokundwendwela. Amaninzi awela kolu didi abangenamakhaya. Ukusuka i "inkosi" enjalo lowo ongazanga delves kwiinkqubo-mboleko kwi iimoto, kwaye isixa umdla kunqabile ukuphumeza nantoni na. Le scammer efanayo shwaka ngoko nangoko, kwaye zikufumanisa kunzima. mali okwesibini, kule mvumelwano kwiintengiso nga ngokubhaliswa ingaphantsi kakhulu wokwenene. Kwaye ukuba umnini imoto unelishwa uthenga imoto ngenxa 300 lamawaka, njengoko kuchaziwe kwisivumelwano ka-100 amawaka, ukuze into ngakumbi ayikwazanga. Ngako oko isoloko kuchaziwe kwisivumelwano okunene okunike le mali.

Siqaphela ukuqola

Eyona nto ephambili eya kuzisa abathengi amathuba - oku umnqweno ukufumana imoto entsha kutshiphu kakhulu ixabiso layo market lokwenene. ababona abantu abanjalo nokubona ukuba kukho izaziso, nto leyo ebe lecondzile zigqunyiweyo yentengiso imoto ngetyala. Ngoko ukuba othile ukuthenga brand new "Mercedes" okanye "Ford", esebenza ngokwenza mileage ubuncinane nge-10-15% ngezantsi ixabiso lemarike-avareji, oko kubangela inkxalabo.

Ngethuba loviwo yokuqala umatshini cela umkhosi ukuba ifakwe ngoko nangoko emva kokuthenga. Xa indoda leyo yathabatha imoto elilelakhe, ngoko umele ubeke imali izixhobo ezongezelelekileyo, ezifana navigation okanye umkhosi esandleni sakhe. Ukuba umnini-moto yathengwa ekuqaleni ngenjongo zokuthengiswa, ngoko splurge kwi "dopa" ngeke.

Akukho basole, kunye nento yokuba imoto alubonisi umnini ezicaciswe kwi-TCP (oku kuthetha inkqubo mboleko for "ngempazamo" yokundwendwela). Kwezinye iimeko, umnini uya kukuthwala kokusayina isivumelwano, kodwa yena akazange ahlale emva kwevili kwaye musa ukuthatha imali. Zonke ezi mviwo ziya kujongana nale mbambano. Hi ndlela leyi, kunye amathuba "umnini" eziphakamileyo akayi ukubonisa amaxwebhu ayo.

umthengi Potential Ngubani na ongazaziyo njani ukuba athenge iimoto ngetyala, ndithi sob ibali, echaza imfuneko kuneemoto phantse entsha. Kaninzi iba isalamane sifo, okanye iingxaki kwezoshishino. umntu bathembane, Kakade ke, bakholwe nto.

ukuqinisekiswa kwamaxwebhu

Xa credit kumatshini, bazama ukuba angathengisa, phantse lonke iseti efanayo yamaxwebhu: a isihloko nempinda (ithi ezilahlekileyo, kodwa enyanisweni original ebhankini) kunye nokungabikho nkqubo CASCO. Ukongeza, kukho ukubhidana kunye igama data lomthengisi TCP.

Indlela yokukhusela wena?

Kwanaxa wazi njani ukuba athenge imoto, akukho ukhuseleko ngokupheleleyo ngokuchasene nobuqhetseba. Kodwa ke kukho iindlela ezininzi ukuba unako ukuthintela ibitheni ezingaqondakaliyo. Ungacela umthengisi ukuze uqinisekise inani TCP ukusuka umhlobo amapolisa endlela. Nokuba wena ungayazi, le wobuqhophololo uya kubona kule "usongo 'kwaye ngoko nangoko" ukurhoxisa "nesiphakamiso.

Enye indlela inokuthenjwa ukukhangela - cela ngokutsha isivumelwano lokuthengisa yoqobo kunye uxwebhu intlawulo engqina ukuba umnini kuhlawulelwa imoto ngekheshi okanye ukudluliselwa bank.

Enye iindlela ezimbini

iindleko part-time lesivumelwano - le yenye amaqhinga ethandwa esetyenziswa yi zobunikazi ngokuthengisa iimoto ngetyala. Sales e Moscow, eSt Petersburg kunye nezinye izixeko ezikhulu, ekuchongeni iimeko ezininzi zobuqhophololo iqinisekisa kuphela. Ngoko ke lumka! Imvumelwano yokuthenga kusoloko abonisa ukuba iindleko ezipheleleyo uthenga imoto.

Okokugqibela, ukuba uyakwazi siwelele umthengisi yokwenene (igama in TCP), ke ngoko, ngokubuza imibuzo phambili, uyakwazi ufumanise ukuba kanye ukuba umatshini. Umzekelo, ungabuza malunga ne-inshorensi okanye unomathotholo, inani indlela ukubeka izitshixo, kwakunye indawo ngaphakathi, wathengisa i "ihashe intsimbi".

isiphelo

Ngoku uyazi indlela ukuba athenge imoto. Ukufunyanwa iimoto ezinjalo - ingozi yokwenene uyalalela kubathengi ezininzi ezinokwenzeka. Ngoko ke musa ukulibala malunga nononophelo xa efumana lemali ngexabiso. umthengisi yesazela akoyiki setsheki olunzulu, kodwa egoso uya kukhangela ixhoba obonisa ngakumbi.

Hi ndlela leyi, intengiso imoto lwamatyala kubanjwa ndingosemthethweni. Niyacela ngento ekufuneka uyenze? Into ekhethekile! Kulo mzekelo, umthengisi kunye umthengi iya ebhankini kunye wokugqibela iya kuhlawula imali-mboleko. Emva kokuba uyihlawule inkqubo alufumana onke amaxwebhu umatshini lube nomnikazi wayo. Ngoko ke ukuba kunokwenzeka phantsi kweemeko ezinjalo ukuthenga iimoto ngetyala. Estate kulo mzekelo iza kwenziwa thengwa yesazela.