Mortgage ( "Khanty-Mansiysk Bank") inkqubo, iimeko, iimfuno abathengi

Ngelo xesha langoku ukuthenga ikhaya awunako bonke abemi Russian ngokunxulumene mortgage imfuno ephakamileyo. "Khanty-Mansiysk Bank" inika inkqubo kusilungele, kunye namazinga nomtsalane kubathengi. Eli ziko-mali yenye yeebhanki ezinkulu Russian kwaye negama engenabala.

"Khanty-Mansiysk Bank Ivula": mortgage

Lonke ulwazi malunga imveliso yeBhanki, abathengi zingaya kweli ziko lewebhu esemthethweni lombutho. Fumana mboleko kunokuba ukuthenga ekhaya kurhwebo lokuqala okanye ezenqanaba lesibini. yokuhlala athenga eseliganiwe ebhankini logama nje umboleki engazifezekisi zonke izibophelelo phantsi isivumelwano (it na lo unyuka evela kwezinye iintlobo ezibolekisa yohlukile mortgage). "Khanty-Mansiysk Bank" inikezela mboleko kwiinkqubo eziliqela kunye ngokwemimiselo ezahlukeneyo kunye mali. Ngenxa yoku, kumntu ngamnye enokwenzeka ukufumana imali-mboleko ukuba iimeko elilelona ngokwabo. isivumelwano obukhulu ingakhutshwa iminyaka engama-30. Bank isebe lwenza amabango kwipropati kunye obolekayo ngokwakhe.

Inkqubo eyahlukileyo kukuba abo sele uzimele-mboleko. "Khanty-Mansiysk Bank" inikeza ukuba refinance ngomyinge enomtsalane ka-12.5% ngonyaka ngamnye. I amaRashiya anelungelo MSc okanye ezinye izibonelelo urhulumente isicelo nesivumelwano semboleko ngaphandle kwentlawulo phantsi. Ngokuba yonke le nkqubo kufuneka ukuba wenza idiphozithi kuba zinto ezifunyanwa.

Iinkqubo ukuba abantu

Noboleka abemi abo uceba ukuthenga izindlu, ngoku phambili kakuhle kakhulu kwaye laphumeza inani amaziko yezimali zeli lizwe. Kuthathelwa ingqalelo uhlobo umthengi uya bathenga indawo, kuya kwenziwa kule program, ibonelelwa kwi mortgage kwiziko zemali.

"Khanty-Mansiysk Bank" inikeza le miqathango ilandelayo:

1. Indlu kukuba kwisakhiwo esitsha ngenkxaso evela kurhulumente. Imali-mboleko ukuya engange-3 million. Ngaphandle mortgages iminyaka ukuya ku-30. ubukhulu overpayment kuxhomekeke parameters esivumelwano, umlinganiselo 11.3% ngonyaka ngamnye.
2. Le program for emkhosini. Esi sipho usebenza kuphela kwiindidi ezithile zabantu - kwabasebenzi zomkhosi. Fumana mali esingekho ngaphezulu kwe-1 million 930 namawaka engange kunokwenzeka ngomlinganiselo 11.4% ngonyaka ngamnye. Ikota yesi sivumelwano - akukho ngaphezu kweminyaka engama-20.
3. "Flat". inkqubo mortgage Standard zezindlu secondary angenela rate ye 12.25% ngonyaka ngamnye. Fumana umthengi bank ayikwazi ukudlula engange million 15.
4. "Entsha". Phantsi kwale program, unako ukuthenga ezindlini kwizakhiwo phantsi ukwakhiwa kunye nezakhiwo ezintsha. Ireyithi mboleko sibalwa ngabanye - hayi ngaphantsi kwe-12.5% ngonyaka ngamnye. Ubungakanani mboleko sokubambisa - ukuya kutsho kwizigidi-15. elide mboleko Standard.
5. "Mortgage Plus". Njengenxalenye yale siphakamiso ziyafumaneka kwi engange 500 lamawaka 30 million. Le egqithisileyo iza kuba ubuncinane 15.5% ngonyaka ngamnye.
6. "Metres Free". Le program inika abathengi ithuba ukuthenga ikhaya neendleko ukuya engange-30 ezigidi. Umlinganiselo wenzala kule meko ayikho ngaphantsi kwe 13,25% ngonyaka ngamnye. Ixesha umgangatho isivumelwano semali-mboleko.
7. Mboleko-mboleko kweli ziko-mali lwenziwa ngokungqinelana ngokwemiqathango yenkqubo zakudala "yokuhlala."

Iimfuneko ababoleka imali ezinokubakho

Ukuze ufumane le-mboleko evela kwiziko zemali, kufuneka baphumeze iikhrayitheriya:

• ngabemi kwe Russian Federation;
• yobudala eyi 20-55;
• yokuhlala endaweni imithi;
• akuso lonyaka, kunye iinyanga ezi-6 ezilandelelanayo kufuneka usebenze kwi indawo yokugcina;
• Imbali HIV credit;
• ingeniso efanelekileyo esemthethweni.

Ukuze ufumane i-mboleko, kufuneka ukunika iBhanki zonke iimbekiselo kunye amaphepha, ubungqina ngummi, ingeniso njalo njalo. Ukuba umfaki-sicelo akakwazi ukunika ubungqina obubhaliweyo ukuthobela yazo zonke parameters ngasentla, iziko zemali angala ukungena yingisela.

I-inshorensi

Ipropati apho eza kusetyenziswa ngayo imali-mboleko, iza kunika mboleko - oku kubalulekile, ngokungafaniyo nezinye mboleko mortgages. "Khanty-Mansiysk Bank", njengayo nayiphi na, kubophelela kubaboleki ukuba inshorensi ipropati, ibekwe isibambiso, kwaye oko kufuneka kwenziwe kwenye i-UK - oomahlulelane.

Eli ziko zemali uyasebenzisana ne insurer zilandelayo:

• "Alfa Insurance";
• "Ingosstrakh";
• FAC;
• "RESO Guarantee";
• "MAX" kunye nabanye.