Iyunithi investment - lutyalo kwikamva lakho

Enye indlela phinda ubutyebi babo (oko kukuthi imeko yemali) - mali inxalenye inzuzo. Namhlanje siyazi ezininzi izixhobo kule nkqubo, kwaye omnye ethandwa - Funds Mutual. Zidalwa lokufunda mali kunye nolawulo imali inokuba yingenelo kubatyali-mali yayo, ukwandisa yabo abayityale kweli shishini. Oku, njengokuba abaninzi uyazi, imfundo ngokuhlangeneyo, edibanisa imali bamashumi, amakhulu, okanye izigidi zabelo kwi-mali ngokubanzi, nto leyo ikhutshelwa phantsi kolawulo Management Company. Yaba yena owenza ezininzi yomsebenzi - utyalo ngokhuselo kunye nezinye ii-asethi, ngokuthatha inxaxheba yenzuzo (uthumo) ngokwawo, kunye nabanye zokutshintshelwa abagcinisa. Ukuze uyifumane, kufuneka uthenge isabelo. Eli phepha (ngegama), nto leyo eqinisekisa ilungelo lakho lokuba yinxalenye yeempahla ze-mali, nto leyo ethetha ukuba iingeniso zawo.

njani le ngcamango Wayevela phi? In IsiNgesi igama elithi "isabelo" - kuyinxalenye "pie", nolubonise ncam ixabiso kwicandelo zemali. Uthenga iqhekeza ikeyiki (imali kwi Fund), kwaye ke ngoko kufunyanwe inzuzo yalo yentengo, inzuzo ixabiso layo (isixa-mali yakho). Ixabiso kuwo rhoqo iyatshintsha. Iyunithi investment - oku ixabiso esisigxina, kunye isalamane. Oku uyakwazi ukutshintsha yonke imihla, kuxhomekeke ukuhla nokunyuka kwexabiso lwamaphepha zifakiwe kwi assets ze Fund. indima yakho iya kumiselwa njengepesenti (ngokomlinganiselo yintoni% yemali kwesixa-mali sisonke unayo).

Ngaphandle yokuba kunye nokufunyanwa yunithi unelungelo ukuya inxalenye ethile ye-asethi Fund kunye isabelo ingeniso evela kwintengiso yempahla zayo, ukuba abanye amathuba. Umzekelo, unako ukuthengisa, ukunikela okanye ukwabela isabelo-mali ukuze umntu evela kumalungu osapho, abahlobo, esibaqhelileyo okanye osebenza nabo. ukudluliselwa uqinisekisa sisicatshulwa esithathwe unit kwirejista kumnini, elikhutshwa ngunobhala.

Rate Fund unako ukusebenza ngendlela itshintsha apho ixabiso isabelo. Kakade ke, ukuba ikakhulu ukhula, inkampani yolawulo esebenza ukuxhasa kakuhle imali. Oku kubaluleke kakhulu, ingakumbi kwixesha elide. Ngapha koko, umnini-yunithi akafumani nayiphi na imali yokwenene, kusenjalo iqela le ngxowa-mali. Inzuzo (okanye ilahleko), akayi kufumana ude uyithengise. Kule meko imali ukuqwalaselwa unit - umahluko phakathi mali eyenziwe kwi-mali, yaye abo zafunyanwa emva yokuthengisa kwakhe.

Indlela ukujonga ukuba ingakanani imali mali iphezu kwakho ngalo mzuzu umsebenzi wakhe? elula kakhulu. Usaziswa sokuqala isixa esithile ukuya kwinani akhawunti leeyunithi zabelo ezirekhodiweyo, nto leyo kubalwa ngokwahlula-hlula isixa-mali yayo kwi fund iyonke (oku kuba amanani iqhezu ezifana 542,74 share). Kwimeko zentengiso, eli xabiso iyanda yi ixabiso ngeyunithi nganye nangaliphi na ixesha, isiphumo sisixa semali apho uya unelungelo.

Ngoko ke, isabelo - a okungokunye kulondolozo emveli kunye needipozithi. Ngokukhetha eyiyo mali macala kunye nomsebenzi ofanelekileyo yenkampani zolawulo uyakwazi kakhulu phinda utyalo-mali lwabo kwaye ukuzuza iziphumo ezifunekayo, ugcine up for indawo yokuhlala, imoto okanye ezinye iinjongo.